96075 Cayman Cir Fernandina Beach, FL 32034
3
Beds
2
Baths
1,690
Sq Ft
0.87
Acres
Highlights
- 0.87 Acre Lot
- Fruit Trees
- No HOA
- Emma Love Hardee Elementary School Rated A-
- Vaulted Ceiling
- Covered Patio or Porch
About This Home
As of April 2025Discover the perfect blend of modern updates and country charm in this completely renovated 3-bedroom, 2-bath home on nearly an acre with no HOA or CDD fees! Inside, you’ll find luxury vinyl plank flooring throughout, with tile in the master bath, and fresh interior and exterior paint. The stunning kitchen is a chef’s dream, featuring stainless steel appliances, white shaker cabinets with 42” uppers and pullout drawers, quartz countertops, a large island with a farmhouse sink, and pantry cabinets. The split-bedroom layout offers privacy, with a dedicated office and formal dining room. The guest bath boasts a new vanity and a floor-to-ceiling tiled shower. Outdoor living is just as impressive with a spacious 24x7 front porch and a 16x20 screened back porch, plus an 8x16 covered grilling area. The fully fenced, cleared backyard includes a separate dog run and a Tuff Shed for extra storage. Major updates include: Roof (2015), HVAC (2019), Water Heater (2018), Breaker Box (2021), and Sump Pump (2024). With no HOA, you’re free to bring your boat, RV, and all your toys! Don’t miss this move-in-ready gem—schedule your showing today!
Last Agent to Sell the Property
CENTURY 21 MILLER ELITE License #3384989 Listed on: 03/08/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,154
Year Built
- Built in 1995
Lot Details
- 0.87 Acre Lot
- Lot Dimensions are 100x442x168x340
- Fenced
- Fruit Trees
- Property is zoned PUD
Parking
- 2 Car Garage
- Driveway
Home Design
- Frame Construction
- Shingle Roof
- Metal Roof
- Stucco
Interior Spaces
- 1,690 Sq Ft Home
- 1-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Fireplace
- Drapes & Rods
- Window Screens
- French Doors
Kitchen
- Stove
- Microwave
- Ice Maker
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
Outdoor Features
- Covered Patio or Porch
Utilities
- Cooling Available
- Heat Pump System
- Private Water Source
- Well
- Water Softener is Owned
- Septic Tank
- Cable TV Available
Community Details
- No Home Owners Association
- Nassau Lakes Subdivision
Listing and Financial Details
- Assessor Parcel Number 27-2N-28-141A-0003-0120
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 8, 2025
Closed on
Apr 17, 2025
Sold by
Darby Brittany and Darby Justin
Bought by
Chrisman Ariel
Seller's Agent
Brittany Darby
CENTURY 21 MILLER ELITE
List Price
$550,000
Sold Price
$513,000
Premium/Discount to List
-$37,000
-6.73%
Views
17
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,368
Avg. Annual Appreciation
-1.76%
Original Mortgage
$487,350
Outstanding Balance
$486,054
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$23,578
Purchase Details
Listed on
Apr 28, 2021
Closed on
Jun 9, 2021
Sold by
Allen John C and Allen Dollie V
Bought by
Darby Brittany and Darby Justin
Seller's Agent
Lucious Sumlar
BEAR REALTY, INC.
Buyer's Agent
JACKIE DARBY
CENTURY 21 MILLER ELITE LLC
List Price
$310,000
Sold Price
$325,500
Premium/Discount to List
$15,500
5%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.51%
Original Mortgage
$260,400
Interest Rate
2.75%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 12, 2004
Sold by
Johnson Homebuilders Inc
Bought by
Mccann Sylvie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,700
Interest Rate
5.72%
Mortgage Type
Unknown
Similar Homes in Fernandina Beach, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $513,000 | None Listed On Document | |
| Warranty Deed | $513,000 | None Listed On Document | |
| Warranty Deed | $325,500 | Attorney | |
| Warranty Deed | $213,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $487,350 | New Conventional | |
| Closed | $487,350 | New Conventional | |
| Previous Owner | $140,000 | Credit Line Revolving | |
| Previous Owner | $260,400 | New Conventional | |
| Previous Owner | $152,500 | New Conventional | |
| Previous Owner | $184,000 | Unknown | |
| Previous Owner | $157,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $134,400 | Unknown | |
| Previous Owner | $191,700 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/17/2025 04/17/25 | Sold | $513,000 | -6.7% | $304 / Sq Ft |
| 03/18/2025 03/18/25 | Pending | -- | -- | -- |
| 03/08/2025 03/08/25 | For Sale | $550,000 | +69.0% | $325 / Sq Ft |
| 12/17/2023 12/17/23 | Off Market | $325,500 | -- | -- |
| 01/13/2023 01/13/23 | Rented | -- | -- | -- |
| 01/04/2023 01/04/23 | For Rent | $2,800 | 0.0% | -- |
| 06/09/2021 06/09/21 | Sold | $325,500 | +5.0% | $193 / Sq Ft |
| 05/17/2021 05/17/21 | Pending | -- | -- | -- |
| 04/28/2021 04/28/21 | For Sale | $310,000 | -- | $183 / Sq Ft |
Source: Amelia Island - Nassau County Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,154 | $336,922 | $75,000 | $261,922 |
| 2023 | $4,154 | $300,151 | $0 | $0 |
| 2022 | $3,770 | $291,409 | $0 | $0 |
| 2021 | $1,549 | $139,094 | $0 | $0 |
| 2020 | $1,541 | $137,174 | $0 | $0 |
| 2019 | $1,511 | $134,090 | $0 | $0 |
| 2018 | $1,491 | $131,590 | $0 | $0 |
| 2017 | $1,359 | $128,883 | $0 | $0 |
| 2016 | $1,340 | $126,232 | $0 | $0 |
| 2015 | $1,364 | $125,355 | $0 | $0 |
| 2014 | $1,280 | $119,606 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Brittany Darby
B
Seller's Agent in 2025
Brittany Darby
CENTURY 21 MILLER ELITE
(904) 261-5571
80 in this area
146 Total Sales
-
JACKIE DARBY
Seller Co-Listing Agent in 2025
JACKIE DARBY
CENTURY 21 MILLER ELITE
(904) 556-6861
130 in this area
240 Total Sales
-
Lucious Sumlar
Seller's Agent in 2021
Lucious Sumlar
BEAR REALTY, INC.
(904) 635-1511
5 in this area
29 Total Sales
Map
Source: Amelia Island - Nassau County Association of REALTORS®
MLS Number: 111336
APN: 27-2N-28-141A-0003-0120
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