$513,000
SOLD APR 17, 2025

96075 Cayman Cir Fernandina Beach, FL 32034

3 Beds
2 Baths
1,690 Sq Ft
0.87 Acres

Recently Sold

$304 Per Sq Ft

7% Below List Price

10 Days on Market

Highlights

  • 0.87 Acre Lot
  • Fruit Trees
  • No HOA
  • Emma Love Hardee Elementary School Rated A-
  • Vaulted Ceiling
  • Covered Patio or Porch

About This Home

As of April 2025

Discover the perfect blend of modern updates and country charm in this completely renovated 3-bedroom, 2-bath home on nearly an acre with no HOA or CDD fees! Inside, you’ll find luxury vinyl plank flooring throughout, with tile in the master bath, and fresh interior and exterior paint. The stunning kitchen is a chef’s dream, featuring stainless steel appliances, white shaker cabinets with 42” uppers and pullout drawers, quartz countertops, a large island with a farmhouse sink, and pantry cabinets. The split-bedroom layout offers privacy, with a dedicated office and formal dining room. The guest bath boasts a new vanity and a floor-to-ceiling tiled shower. Outdoor living is just as impressive with a spacious 24x7 front porch and a 16x20 screened back porch, plus an 8x16 covered grilling area. The fully fenced, cleared backyard includes a separate dog run and a Tuff Shed for extra storage. Major updates include: Roof (2015), HVAC (2019), Water Heater (2018), Breaker Box (2021), and Sump Pump (2024). With no HOA, you’re free to bring your boat, RV, and all your toys! Don’t miss this move-in-ready gem—schedule your showing today!

Last Agent to Sell the Property

Brittany Darby

CENTURY 21 MILLER ELITE License #3384989 Listed on: 03/08/2025

CENTURY 21 MILLER ELITE

Co-Listed By

JACKIE DARBY

CENTURY 21 MILLER ELITE License #0663574

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1995

Lot Details

  • 0.87 Acre Lot
  • Lot Dimensions are 100x442x168x340
  • Fenced
  • Fruit Trees
  • Property is zoned PUD

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Frame Construction
  • Shingle Roof
  • Metal Roof
  • Stucco

Interior Spaces

  • 1,690 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Drapes & Rods
  • Window Screens
  • French Doors

Kitchen

  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Cooling Available
  • Heat Pump System
  • Private Water Source
  • Well
  • Water Softener is Owned
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Nassau Lakes Subdivision

Listing and Financial Details

  • Assessor Parcel Number 27-2N-28-141A-0003-0120

Home Details

Home Type

Single Family

Year Built

Built in 1995

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.8705
  • Lot Size: 100x442x168x340
  • Road Surface Type: Paved
  • Co List Office Mls Id: C21FE01
  • Co List Office Phone: 904-261-5571
  • Subdivision Name: Nassau Lakes
  • Directions: A1A to Old Nassauville, Right into Nassau Lakes, Left on Cayman, Home on Left
  • Architectural Style: One Story
  • Garage Yn: Yes
  • Unit Levels: One
  • Building Stories: 1
  • Year Built: 1995
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Residential
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator, Water Softener Owned, Stove, Ice Maker
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: French Doors
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), French Door(s)/Atrium Door(s), Fireplace, Split Bedrooms, Cable TV, Vaulted Ceiling(s), Window Treatments
  • Living Area: 1690.0
  • Window Features: Aluminum Frames, Screens, Drapes
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Pool Features: None
  • Disclosures: Principal is Real Estate Licensed
  • Construction Type: Fiber Cement, Frame, Other, See Remarks, Stucco
  • Exterior Features: Fence, Fruit Trees
  • Patio And Porch Features: Rear Porch, Covered, Front Porch, Patio, Screened
  • Property Condition: Resale
  • Roof: Metal, Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Driveway, Two Car Garage

Utilities

  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available
  • Water Source: Private, Well

Condo/Co-op/Association

  • Association: No

Lot Info

  • Parcel #: 27-2N-28-141A-0003-0120
  • Zoning: PUD
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 8, 2025
Closed on
Apr 17, 2025
Sold by
Darby Brittany and Darby Justin
Bought by
Chrisman Ariel
Seller's Agent
Brittany Darby
CENTURY 21 MILLER ELITE
List Price
$550,000
Sold Price
$513,000
Premium/Discount to List
-$37,000
-6.73%
Views
17
Current Estimated Value
$481,771

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$31,229
Avg. Annual Appreciation
-7.74%
Original Mortgage
$487,350
Outstanding Balance
$484,293
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
-$2,522

Purchase Details

Listed on
Apr 28, 2021
Closed on
Jun 9, 2021
Sold by
Allen John C and Allen Dollie V
Bought by
Darby Brittany and Darby Justin
Seller's Agent
Lucious Sumlar
BEAR REALTY, INC.
Buyer's Agent
JACKIE DARBY
CENTURY 21 MILLER ELITE LLC
List Price
$310,000
Sold Price
$325,500
Premium/Discount to List
$15,500
5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.51%
Original Mortgage
$260,400
Interest Rate
2.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 12, 2004
Sold by
Johnson Homebuilders Inc
Bought by
Mccann Sylvie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,700
Interest Rate
5.72%
Mortgage Type
Unknown
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $513,000 None Listed On Document
Warranty Deed $513,000 None Listed On Document
Warranty Deed $325,500 Attorney
Warranty Deed $213,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $487,350 New Conventional
Closed $487,350 New Conventional
Previous Owner $260,400 New Conventional
Previous Owner $191,700 Unknown
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/17/2025 04/17/25 Sold $513,000 -6.7% $304 / Sq Ft
03/18/2025 03/18/25 Pending -- -- --
03/08/2025 03/08/25 For Sale $550,000 +69.0% $325 / Sq Ft
12/17/2023 12/17/23 Off Market $325,500 -- --
01/13/2023 01/13/23 Rented -- -- --
01/04/2023 01/04/23 For Rent $2,800 0.0% --
06/09/2021 06/09/21 Sold $325,500 +5.0% $193 / Sq Ft View Prior Sale
05/17/2021 05/17/21 Pending -- -- --
04/28/2021 04/28/21 For Sale $310,000 -- $183 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,664 $368,948 $95,000 $273,948
2024 $4,154 $336,922 $75,000 $261,922
2023 $4,154 $300,151 -- --
2022 $3,770 $291,409 $0 $0
2021 $1,549 $139,094 $0 $0
2020 $1,541 $137,174 $0 $0
2019 $1,511 $134,090 $0 $0
2018 $1,491 $131,590 $0 $0
2017 $1,359 $128,883 $0 $0
2016 $1,340 $126,232 $0 $0
2015 $1,364 $125,355 $0 $0
2014 $1,280 $119,606 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 111336

APN: 27-2N-28-141A-0003-0120