$849,000

96098 Marsh Lakes Dr Fernandina Beach, FL 32034

Estimated payment $4,956/month

Total Views 469
3 Beds
2.5 Baths
2,622 Sq Ft
$324 Price per Sq Ft

Highlights

  • Waterfront
  • Fireplace
  • Central Air
  • Emma Love Hardee Elementary School Rated A-
  • Soaking Tub
  • Water Softener is Owned

About This Home

Discover the magic of marshfront living in this beautifully maintained, single-owner home—where serene views, timeless updates, and everyday comfort come together effortlessly. From the moment you arrive, the stunning curb appeal and expansive driveway make an unforgettable first impression. Step inside to a warm, welcoming entry that opens into a formal dining room and a spacious living room anchored by a cozy fireplace. Dual French doors frame breathtaking marsh views and invite you onto the large screened-in lanai—the perfect spot to watch the tide drift in as the birds greet your morning coffee or evening glass of wine. The remodeled kitchen is both elegant and functional, featuring quartz countertops, abundant cabinetry and storage, a prep sink, generous island, and a bright eat-in area—all overlooking the natural beauty of the marsh and the sprawling backyard. The owner's suite is a true retreat with French door access to the lanai, exceptional built-in storage, and a custom walk-in closet. The spa-inspired bath has been thoughtfully redesigned with a walk-in shower, stone accents, a soaking tub, beautiful cabinetry, and quartz countertops. Two additional bedrooms offer comfortable space for family or guests and share a well-appointed full bath, while a convenient half bath adds ease for everyday living. The flex room provides endless possibilitiesoffice, playroom, hobby room, or the perfect man cave. Step outside to your private backyard sanctuary: lush, shaded, and expansive enough for a pool. Follow the dock out to the marsh and creek, where you can cast a line, watch wildlife, or simply unwind surrounded by the peaceful rhythm of nature. A rare opportunity to own a marshfront retreat with thoughtful updates, exceptional storage, and unmatched tranquilityhomes like this don't come along often.

Listing Agent

RENEE COTROMANO

REAL BROKER LLC License #3437333 Listed on: 12/09/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,729

Year Built

  • Built in 1998

Lot Details

  • 0.35 Acre Lot
  • Waterfront

HOA Fees

  • $96 Monthly HOA Fees

Parking

  • 2 Car Garage

Interior Spaces

  • 2,622 Sq Ft Home
  • 1-Story Property
  • Fireplace

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Soaking Tub

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Access to marsh

Schools

  • Emma Love Hardee Elementary School
  • Fernandina Beach Middle School
  • Fernandina Beach High School

Utilities

  • Central Air
  • Heating Available
  • Electric Water Heater
  • Water Softener is Owned

Community Details

  • Marsh Lakes Subdivision

Listing and Financial Details

  • Assessor Parcel Number 372N28132000150000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,729

Year Built

Built in 1998

Lot Details

0

HOA Fees

$96 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 1998
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.35
  • Subdivision Name: Marsh Lakes
  • Carport Y N: No
  • Garage Yn: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: Yes
  • Special Features: None

Interior Features

  • Major Appliances: Dryer, Disposal, Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 2622.0

Exterior Features

  • Waterfront: Yes
  • Pool Private: No
  • Waterfront Features: Marsh

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0

Utilities

  • Utilities: Cable Available, Electricity Connected, Water Connected
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 578.0
  • Association Fee Frequency: Semi-Annually
  • Senior Community: No
  • Association: Yes

Schools

  • Elementary School: Emma Love Hardee
  • High School: Fernandina Beach
  • Middle Or Junior School: Fernandina Beach

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 15246.0
  • Parcel #: 372N28132000150000

Tax Info

  • Tax Annual Amount: 4728.73
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,791 $355,505 -- --
2024 $4,669 $345,486 -- --
2023 $4,669 $335,423 $0 $0
2022 $4,309 $325,653 $0 $0
2021 $4,360 $316,168 $0 $0
2020 $4,355 $311,803 $0 $0
2019 $4,307 $305,510 $0 $0
2018 $4,267 $299,814 $0 $0
2017 $3,882 $293,647 $0 $0
2016 $3,847 $287,607 $0 $0
2015 $3,910 $285,608 $0 $0
2014 $3,895 $283,341 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/09/2025 12/09/25 For Sale $849,000 -- $324 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Source: Public Records

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2120887

realMLS (Northeast Florida Multiple Listing Service)

APN: 37-2N-28-1320-0015-0000