$155,000
PENDING $10K PRICE DROP

961 Spencer Rd Mount Sterling, KY 40353

Estimated payment $918/month

Total Views 6,827
3 Beds
2 Baths
1,550 Sq Ft
$100 Price per Sq Ft

Highlights

  • Rural View
  • Home Office
  • Eat-In Kitchen
  • Ranch Style House
  • Porch
  • Cooling Available

About This Home

Discover the charm and tranquility of rural Montgomery County with this beautifully renovated 3-bedroom ranch, featuring a versatile bonus room and 2 modern baths, nestled on a generous .55-acre lot. This meticulously upgraded home offers a blend of contemporary comforts and rustic appeal, providing an ideal oasis for families seeking space, style, and serenity. The open-concept living area, brand-new kitchen complete with a full suite of appliances, and elegant finishes create an inviting atmosphere perfect for both relaxation and entertaining. With expansive outdoor space, you'll enjoy endless possibilities for gardening, outdoor activities, and peaceful country living, all while being conveniently close to local amenities and vibrant community life. Don't miss the chance to make this rural retreat your forever home.

Listing Agent

Kimberly DeRossett

Legacy Real Estate Firm License #205132 Listed on: 08/11/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $896

Lot Details

  • 0.55 Acre Lot
  • Partially Fenced Property

Parking

  • Driveway

Home Design

  • Ranch Style House
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 1,550 Sq Ft Home
  • Living Room
  • Home Office
  • Utility Room
  • Rural Views

Kitchen

  • Eat-In Kitchen
  • Oven
  • Microwave
  • Dishwasher

Flooring

  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Porch

Schools

  • Mt Sterling Elementary School
  • Mcnabb Middle School
  • Montgomery Co High School

Utilities

  • Cooling Available
  • Heating System Uses Natural Gas
  • Septic Tank

Community Details

  • Rural Subdivision

Listing and Financial Details

  • Assessor Parcel Number 032-10-00-024.02

Home Details

Home Type

Single Family

Est. Annual Taxes

$896

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Ranch
  • Structure Type: House
  • Year Built: 9999
  • Above Grade Finished Sq Ft: 1550.0
  • Levels: One
  • Structure Type:House: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Main Level: Yes
  • Architectural Style:Ranch: Yes
  • Foundation Details:Block3: Yes
  • Flooring:Laminate: Yes
  • Appliances Refrigerators: Yes
  • View:Rural: Yes
  • Fencing:Partial2: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Oven, Refrigerator
  • Interior Amenities: Eat-in Kitchen, Primary Downstairs
  • Flooring: Laminate, Vinyl, Other
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: No
  • Total Bedrooms: 3
  • Fireplace: No
  • LivingArea: 1550.0
  • Lot Size Area: 0.55
  • Appliances Dishwasher: Yes
  • Appliances:Oven: Yes

Exterior Features

  • Construction Materials: Vinyl Siding, Other
  • Fencing: Partial
  • Foundation Details: Block
  • List Price: 155000.0
  • Patio And Porch Features: Deck, Porch
  • Pool Private: No
  • View: Farm, Rural
  • View YN: Yes
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: No
  • Parking Features: Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Natural Gas
  • Cooling: Electric
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Utilities: Electricity Connected, Natural Gas Connected, Water Connected
  • Water Source: Public
  • Sewer Septic Tank: Yes

Schools

  • Elementary School: Mt Sterling
  • High School: Montgomery Co
  • Middle or Junior School: McNabb

Lot Info

  • Lot Size Acres: 0.55
  • Lot Size Sq Ft: 23958.0
  • Parcel Number: 032-10-00-024.02

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $896 $82,000 $0 $0
2023 $753 $70,000 $0 $0
2022 $753 $70,000 $0 $0
2021 $649 $60,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2025 08/28/25 Pending -- -- --
08/26/2025 08/26/25 Price Changed $155,000 -6.1% $100 / Sq Ft
08/11/2025 08/11/25 For Sale $165,000 -- $106 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Mortgage History

Date Status Loan Amount Loan Type
Closed $92,000 Construction
Source: Public Records

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Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25017649

ImagineMLS (Bluegrass REALTORS®)

APN: 032-10-00-024.02