NOT LISTED FOR SALE

96121 Montego Bay Fernandina Beach, FL 32034

Estimated Value: $482,000 - $652,000

3 Beds
2 Baths
1,650 Sq Ft
$341/Sq Ft Est. Value

Last Sold October 16, 2020

Last sale price $359,000 $218 Per Sq Ft

Est. 57% increase in value since last sale

Current estimated payment $2,991/month

36 Days on Market

Highlights

  • Fireplace
  • Rear Porch
  • Cooling Available
  • Emma Love Hardee Elementary School Rated A-
  • Screened Patio
  • Ceiling Fan

About This Home

As of October 2020

This lovely 3 bedroom, 2 bath home is loaded with extras! The home has three bedrooms, including the master, The home is centrally located on Amelia Island near the beaches and river! The home is upgraded with tile in the kitchen, bathrooms and laundry room. There is a lovely covered, carpeted and enclosed patio with beautiful landscaping, covered rain gutters and a sprinkler system! The home is centrally located on beautiful Amelia island close to the Atlantic Ocean, the river, shopping and other amenities!

Last Agent to Sell the Property

CHARLES DUKE

WATSON REALTY CORP. License #3325975 Listed on: 08/10/2020

WATSON REALTY CORP.

Last Buyer's Agent

Linda McCoy

ERA FERNANDINA BEACH REALTY License #0371188

ERA FERNANDINA BEACH REALTY

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2004

Lot Details

  • 9,771 Sq Ft Lot
  • Sprinkler System
  • Property is zoned RS-2

HOA Fees

  • $34 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2 Full Bathrooms
  • 1,650 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Fireplace
  • Drapes & Rods

Kitchen

  • Oven
  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Screened Patio
  • Rear Porch

Utilities

  • Cooling Available
  • Heat Pump System

Community Details

  • Built by Richmond America
  • Islesworth Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00-00-30-0315-0045-0000

Home Details

Home Type

Single Family

Year Built

Built in 2004

Lot Details

0

HOA Fees

$34 per month

Parking

2

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.2243
  • Lot Size: x
  • Road Surface Type: Paved
  • Subdivision Name: Islesworth
  • Directions: Drive South on 14th Street from Sadler, turn left on Islesworth and right on Montego Bay. The home is the last on the right before the road turns.
  • Architectural Style: One Story
  • Garage Yn: Yes
  • Unit Levels: One
  • Building Stories: 1
  • Year Built: 2004
  • ResoBuildingAreaSource: PublicRecords
  • Property Sub Type Additional: Residential
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), Fireplace
  • Living Area: 1650.0
  • Window Features: Aluminum Frames, Drapes
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Pool Features: None
  • Disclosures: Deed Restriction
  • Builder Name: Richmond America
  • Construction Type: Frame, Stucco
  • Exterior Features: Sprinkler/Irrigation
  • Patio And Porch Features: Rear Porch, Screened
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Two Car Garage, Garage Door Opener

Utilities

  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 405.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Parcel #: 00-00-30-0315-0045-0000
  • Zoning: RS-2
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 10, 2020
Closed on
Oct 16, 2020
Sold by
Nuttall Mary A and Nuttall Margaret Jean
Bought by
Denmark James A and Denmark Ilee
Seller's Agent
CHARLES DUKE
WATSON REALTY CORP.
Buyer's Agent
Linda McCoy
ERA FERNANDINA BEACH REALTY
List Price
$365,000
Sold Price
$359,000
Premium/Discount to List
-$6,000
-1.64%
Current Estimated Value
$562,141

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$203,141
Avg. Annual Appreciation
9.31%
Original Mortgage
$359,000
Outstanding Balance
$319,311
Interest Rate
2.9%
Mortgage Type
VA
Estimated Equity
$242,830

Purchase Details

Closed on
Jul 25, 2005
Sold by
Cecchini Margaret Jean
Bought by
The Margaret Jean Cecchini Revocable Tr

Purchase Details

Closed on
Oct 26, 2004
Sold by
Richmond American Homes Of Florida Lp
Bought by
Cecchini Margaret J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$163,050
Interest Rate
5.05%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 15, 2004
Sold by
Watson Home Builders Inc
Bought by
Richmond American Homes Of Florida Lp

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$163,050
Interest Rate
5.05%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 19, 2004
Sold by
Ocean Reach Joint Venture
Bought by
Watson Home Builders Inc
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Denmark James A $359,000 Attorney
The Margaret Jean Cecchini Revocable Tr -- --
Cecchini Margaret J $213,100 --
Richmond American Homes Of Florida Lp $3,384,100 --
Richmond American Homes Of Florida Lp $725,200 --
Watson Home Builders Inc $55,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Denmark James A $359,000
Previous Owner Cecchini Margaret J $163,050
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/16/2020 10/16/20 Sold $359,000 -1.6% $218 / Sq Ft
09/16/2020 09/16/20 Pending -- -- --
08/10/2020 08/10/20 For Sale $365,000 -- $221 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $392,462 -- --
2023 $0 $381,031 $145,000 $236,031
2022 $0 $367,980 $145,000 $222,980
2021 $0 $285,065 $105,000 $180,065
2020 $4,202 $259,555 $95,000 $164,555
2019 $2,256 $178,759 $0 $0
2018 $2,230 $175,426 $0 $0
2017 $2,032 $171,818 $0 $0
2016 $2,009 $168,284 $0 $0
2015 $2,030 $167,114 $0 $0
2014 $2,020 $165,788 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • C

    Seller's Agent in 2020

    CHARLES DUKE

    WATSON REALTY CORP.

    (904) 510-2036

    4 in this area

    4 Total Sales

    CHARLES DUKE
    Section Image

  • L

    Buyer's Agent in 2020

    Linda McCoy

    ERA FERNANDINA BEACH REALTY

    (904) 206-0726

    23 in this area

    23 Total Sales

    Linda McCoy
    Section Image
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Map

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 90984

APN: 00-00-30-0315-0045-0000

Florida Nassau County Fernandina Beach 32034

96121 Montego Bay, Fernandina Beach, FL

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