$290,000
SOLD FEB 4, 2025

96195 Stoney Dr Unit 1705 Fernandina Beach, FL 32034

3 Beds
2 Baths
1,631 Sq Ft
$387/mo HOA Fee

Recently Sold

$178 Per Sq Ft

11% Below List Price

63 Days on Market

Highlights

  • Home fronts a pond
  • Community Pool
  • Cooling Available
  • Emma Love Hardee Elementary School Rated A-
  • Covered Patio or Porch
  • Property is near a preserve or public land

About This Home

As of February 2025

Close to the ISLAND! One owner, well maintained second floor residence in gated community, Minutes to Amelia Island with its beautiful beaches and charming historic district. Sun-filled kitchen with Corian surface counters, large island and adorable eat in nook. Entertain in the expansive living dining area featuring a high vaulted ceiling. The condo has a desirable split bedroom layout. Primary with wonderful walk-in closet and double vanity, garden tub and glass walk in-shower. The covered screened balcony, overlooking a natural pond & preserve area, Perfect spot to enjoy a morning coffee or evening sunsets. The balcony includes a good size closet to store beach chairs, umbrellas, surfboards and all your other beach toys. Single car garage and extended driveway for guest parking. A/C New 2023

Last Agent to Sell the Property

Becky Hardy

CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST License #0547806 Listed on: 11/01/2024

CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Last Buyer's Agent

LILA KEIM

CENTURY 21 MILLER ELITE License #3128093

CENTURY 21 MILLER ELITE

Property Details

Home Type

  • Condominium

Year Built

  • Built in 2008

Lot Details

  • Home fronts a pond
  • Sprinkler System

HOA Fees

  • $387 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Driveway

Home Design

  • Entry on the 2nd floor
  • Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,631 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Drapes & Rods
  • Blinds
  • Window Screens

Kitchen

  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Cooling Available
  • Heat Pump System
  • Private Water Source
  • Well
  • Community Sewer or Septic
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 25-2N-28-027C-1705-0000

Community Details

Overview

  • Association fees include insurance, trash
  • Cottages At Stoney Creek Subdivision
  • Property is near a preserve or public land

Recreation

  • Community Pool

Property Details

Home Type

Condominium

Year Built

Built in 2008

Lot Details

0

HOA Fees

$387 per month

Parking

1

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Road Frontage Type: Preservation
  • Subdivision Name: Cottages at Stoney Creek
  • Directions: State Road 200 to Arrigo Blvd, past Walmart parking lot, then right into the Subdivision Stoney Creek. With appt gate access will be granted. Thru gate second right, approx 1/5 mile on right.
  • Architectural Style: Two Story
  • Entry Level: 2
  • Garage Yn: Yes
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 2008
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Condominium
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Stove, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Ceiling Fan(s), Cable TV, Window Treatments
  • Living Area: 1631.0
  • Window Features: Screens, Blinds, Drapes
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Pool Features: Community
  • Waterfront Features: Pond
  • Disclosures: Deed Restriction
  • Construction Type: Frame, Stucco
  • Exterior Features: Sprinkler/Irrigation
  • Patio And Porch Features: Rear Porch, Covered, Front Porch, Patio, Screened
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Driveway, One Car Garage, Garage Door Opener

Utilities

  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Community/Coop Sewer, Public Sewer
  • Utilities: Cable Available
  • Water Source: Community/Coop, Private, Well

Condo/Co-op/Association

  • Community Features: None, Pool
  • Association #2 Fee: 387.0
  • Association #2 Fee Frequency: Monthly
  • Association: No
  • Common Interest: Condominium

Fee Information

  • Association Fee Includes: Insurance, Trash

Lot Info

  • Parcel #: 25-2N-28-027C-1705-0000
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 1, 2024
Closed on
Feb 4, 2025
Sold by
Ronald Alan Senior 2024 Irrevocable Trus and Senior Alan Joseph
Bought by
Enchelmayer Ernest Jaedon
Seller's Agent
Becky Hardy
CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Buyer's Agent
LILA KEIM
CENTURY 21 MILLER ELITE
List Price
$325,000
Sold Price
$290,000
Premium/Discount to List
-$35,000
-10.77%
Views
41
Current Estimated Value
$307,728

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,728
Avg. Annual Appreciation
7.32%
Original Mortgage
$243,000
Outstanding Balance
$241,111
Interest Rate
6.85%
Mortgage Type
VA
Estimated Equity
$66,617

Purchase Details

Listed on
Nov 1, 2024
Closed on
Jan 22, 2025
Sold by
Senior Ronald A
Bought by
Ronald Alan Senior 2024 Irrevocable Trust and Senior
Seller's Agent
Becky Hardy
CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Buyer's Agent
LILA KEIM
CENTURY 21 MILLER ELITE
List Price
$325,000
Sold Price
$290,000
Premium/Discount to List
-$35,000
-10.77%
Views
41

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,000
Outstanding Balance
$241,111
Interest Rate
6.85%
Mortgage Type
VA
Estimated Equity
$66,617

Purchase Details

Closed on
Sep 16, 2024
Sold by
Senior Family Revocable Trust and Senior Ronald A
Bought by
Ronald Alan Senior 2024 Irrevocable Trust and Senior

Purchase Details

Closed on
Jun 24, 2013
Sold by
Senior Ronald and Senior Suzanne
Bought by
Senior Ronald A and Senior Suzanne G

Purchase Details

Closed on
Jul 20, 2010
Sold by
Stoney Creek Llc
Bought by
Senior Ronald A and Senior Suzanne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,430
Interest Rate
5.37%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $290,000 None Listed On Document
Warranty Deed $290,000 None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed -- None Listed On Document
Interfamily Deed Transfer -- None Available
Special Warranty Deed $124,900 Equity Land Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $243,000 VA
Closed $243,000 VA
Previous Owner $87,430 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/04/2025 02/04/25 Sold $290,000 -3.3% $178 / Sq Ft
01/03/2025 01/03/25 Pending -- -- --
12/02/2024 12/02/24 Price Changed $299,999 +0.3% $184 / Sq Ft
12/02/2024 12/02/24 Price Changed $299,000 -8.0% $183 / Sq Ft
11/01/2024 11/01/24 For Sale $325,000 -- $199 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,036 $112,804 -- --
2024 $982 $109,625 -- --
2023 $982 $106,432 $0 $0
2022 $932 $103,332 $0 $0
2021 $931 $157,000 $0 $0
2020 $922 $148,000 $0 $0
2019 $900 $96,713 $0 $0
2018 $884 $94,910 $0 $0
2017 $808 $92,958 $0 $0
2016 $792 $91,046 $0 $0
2015 $806 $90,413 $0 $0
2014 $808 $89,695 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • B

    Seller's Agent in 2025

    Becky Hardy

    CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

    (904) 206-1370

    28 in this area

    47 Total Sales

    Becky Hardy
    Section Image
  • LILA KEIM

    Buyer's Agent in 2025

    LILA KEIM

    CENTURY 21 MILLER ELITE

    (904) 753-3944

    28 in this area

    91 Total Sales

    LILA KEIM
    Section Image
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Map

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 110159

APN: 25-2N-28-027C-1705-0000

Florida Nassau County Fernandina Beach 32034

96195 Stoney Dr Unit 1705, Fernandina Beach, FL

Sold

Condos

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