96222 Stoney Dr Unit 2805 Fernandina Beach, FL 32034
Estimated payment $2,349/month
Highlights
- Gated Community
- Furnished
- Covered Patio or Porch
- Emma Love Hardee Elementary School Rated A-
- Community Pool
- Cooling Available
About This Home
Looking for a coastal retreat that’s move-in ready? This beautifully updated 3-bedroom, 2-bath condo with a 1-car garage in the gated Cottages at Stoney Creek has everything you need! Located on the second floor, this bright and airy flat features laminate flooring throughout the living areas and bedrooms, with tile in the kitchen and bathrooms. The open-concept design includes a spacious eat-in kitchen with white cabinetry, solid surface countertops, a center island, pantry, and breakfast nook. The living and dining areas flow seamlessly from the kitchen—ideal for both everyday living and entertaining. The primary suite offers a peaceful escape with a large walk-in closet, and a 5-piece en suite bath featuring a soaking tub, separate shower, and dual sink vanity. One of the guest bedrooms also includes a walk-in closet. Step outside to your screened and covered rear patio that backs up to tranquil preserve land, perfect for enjoying local birds and wildlife. Additional highlights include access to the community pool, and all the benefits of low-maintenance living in a secure gated community. Conveniently located just minutes to Amelia Island beaches, shopping, restaurants, and historic downtown Fernandina Beach. Whether you’re looking for a full-time home, a second home, or an income-producing investment—this one is a must-see!
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,728
Year Built
- Built in 2008
HOA Fees
- $387 Monthly HOA Fees
Parking
- 1 Car Garage
Home Design
- Entry on the 2nd floor
- Frame Construction
- Shingle Roof
- Stucco
Interior Spaces
- 1,680 Sq Ft Home
- 2-Story Property
- Furnished
- Ceiling Fan
- Insulated Windows
- Blinds
- Window Screens
Kitchen
- Stove
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Covered Patio or Porch
Utilities
- Cooling Available
- Central Heating
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 25-2N-28-027C-2805-0000
Community Details
Overview
- Association fees include insurance, trash
- Cottages At Stoney Creek Subdivision
Recreation
- Community Pool
Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,728 | $250,000 | -- | $250,000 |
| 2023 | $3,728 | $247,000 | $0 | $247,000 |
| 2022 | $3,069 | $204,000 | $0 | $204,000 |
| 2021 | $979 | $157,000 | $0 | $0 |
| 2020 | $484 | $148,000 | $0 | $0 |
| 2019 | $469 | $99,181 | $0 | $0 |
| 2018 | $471 | $97,332 | $0 | $0 |
| 2017 | $851 | $95,330 | $0 | $0 |
| 2016 | $1,796 | $117,000 | $0 | $0 |
| 2015 | $1,777 | $113,000 | $0 | $0 |
| 2014 | $1,706 | $106,178 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/26/2025 07/26/25 | For Sale | $309,900 | +29.1% | $184 / Sq Ft |
| 09/30/2021 09/30/21 | Sold | $240,000 | 0.0% | $150 / Sq Ft |
| 08/31/2021 08/31/21 | Pending | -- | -- | -- |
| 08/13/2021 08/13/21 | For Sale | $240,000 | +55.8% | $150 / Sq Ft |
| 07/13/2016 07/13/16 | Sold | $154,000 | -2.5% | $96 / Sq Ft |
| 06/13/2016 06/13/16 | Pending | -- | -- | -- |
| 05/31/2016 05/31/16 | For Sale | $158,000 | -- | $99 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $240,000 | Watson Ttl Svcs Of North Fl | |
| Warranty Deed | $154,000 | Watson Title Svcs North Fl I | |
| Special Warranty Deed | $121,900 | Equity Land Title Llc |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $192,000 | Purchase Money Mortgage | |
| Previous Owner | $75,000 | Credit Line Revolving | |
| Previous Owner | $146,300 | New Conventional | |
| Previous Owner | $81,900 | New Conventional |
Source: Amelia Island - Nassau County Association of REALTORS®
MLS Number: 113118
APN: 25-2N-28-027C-2805-0000
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