$309,900

96222 Stoney Dr Unit 2805 Fernandina Beach, FL 32034

Estimated payment $2,421/month

Total Views 2,331
-- Bed
2 Baths
1,680 Sq Ft
$184 Price per Sq Ft

Highlights

  • Views of Preserve
  • 116.68 Acre Lot
  • Furnished
  • Fernandina Beach Middle School Rated A-
  • Contemporary Architecture
  • Screened Porch

About This Home

Looking for a coastal retreat that's move-in ready? This beautifully updated 3-bedroom, 2-bath condo with a 1-car garage in the gated Cottages at Stoney Creek has everything you need! Located on the second floor, this bright and airy flat is being sold FULLY furnished and features laminate flooring throughout the living areas and bedrooms, with tile in the kitchen and bathrooms. The open-concept design includes a spacious eat-in kitchen with white cabinetry, solid surface countertops, a center island, pantry, and breakfast nook. The living and dining areas flow seamlessly from the kitchen—ideal for both everyday living and entertaining. The primary suite offers a peaceful escape with a large walk-in closet, and a 5-piece en suite bath featuring a soaking tub, separate shower, and dual sink vanity. One of the guest bedrooms also includes a walk-in closet. Step outside to your screened and covered rear patio that backs up to tranquil preserve land, perfect for enjoying local birds and wildlife. Additional highlights include access to the community pool, and all the benefits of low-maintenance living in a secure gated community. Conveniently located just minutes to Amelia Island beaches, shopping, restaurants, and historic downtown Fernandina Beach. Whether you're looking for a full-time home, a second home, or an income-producing investmentthis one is a must-see!

Listing Agent

Jeremy Paetsch

WATSON REALTY CORP License #3251815 Listed on: 07/31/2025

WATSON REALTY CORP

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,878

Year Built

  • Built in 2008

HOA Fees

  • $387 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Wood Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,680 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Ceiling Fan
  • Screened Porch
  • Views of Preserve

Kitchen

  • Breakfast Area or Nook
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Schools

  • Emma Love Hardee Elementary School
  • Fernandina Beach Middle School
  • Fernandina Beach High School

Additional Features

  • Patio
  • Northeast Facing Home
  • Central Heating and Cooling System

Community Details

  • Association fees include insurance, trash
  • Stoney Creek Subdivision

Listing and Financial Details

  • Assessor Parcel Number 252N28027C28050000

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,878

Year Built

Built in 2008

Lot Details

0

HOA Fees

$387 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Attached Yn: Yes
  • New Construction: No
  • Stories: 2
  • Year Built: 2008
  • Property Sub Type: Condominium
  • Lot Size Acres: 116.68
  • Road Surface Type: Asphalt
  • Subdivision Name: Stoney Creek
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • General Property Information Living Area2: 1680.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Furnished: Furnished
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Architectural Style Contemporary: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Interior Features Breakfast Nook: Yes
  • Flooring Laminate: Yes
  • General Property Information Stories Total: 2
  • General Property Information Entry Level2: 1.0
  • View Protected Preserve: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 116.68
  • General Property Information Carport YN: No
  • General Property Information Direction Faces: Northeast
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Nook, Ceiling Fan(s), Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Disposal, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer
  • Furnished: Furnished
  • Full Bathrooms: 2
  • Flooring: Laminate, Tile
  • Living Area: 1680.0
  • Stories: 2
  • Appliances Dishwasher: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Electric Cooktop: Yes
  • Laundry Features:In Unit: Yes
  • Interior Features:Ceiling Fan(s): Yes

Exterior Features

  • Waterfront: No
  • Roof: Shingle
  • View: Protected Preserve
  • Construction Type: Frame, Stucco
  • Direction Faces: Northeast
  • Patio And Porch Features: Covered, Patio, Porch, Rear Porch, Screened
  • Construction Materials:Frame: Yes
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Stucco: Yes
  • Patio And Porch Features:Screened: Yes
  • Patio And Porch Features:Rear Porch: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Garage, Garage Door Opener
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Cable Available, Cable Connected
  • Laundry Features: In Unit
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association Fee: 387.0
  • Association Fee Frequency: Monthly
  • Senior Community: No
  • Amenities: Trash
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 387.0
  • General Property Information:Association Fee Frequency: Monthly
  • Association Amenities:Trash: Yes
  • Association Fee Includes:Insurance: Yes
  • Association Fee Includes:Trash2: Yes

Fee Information

  • Association Fee Includes: Insurance, Trash

Schools

  • Elementary School: Emma Love Hardee
  • High School: Fernandina Beach
  • Middle Or Junior School: Fernandina Beach

Lot Info

  • Current Use: Residential
  • Lot Size Sq Ft: 5082580.8
  • Parcel #: 252N28027C28050000
  • Zoning Description: Condominium

Tax Info

  • Tax Annual Amount: 3877.62
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,728 $250,000 -- $250,000
2023 $3,728 $247,000 $0 $247,000
2022 $3,069 $204,000 $0 $204,000
2021 $979 $157,000 $0 $0
2020 $484 $148,000 $0 $0
2019 $469 $99,181 $0 $0
2018 $471 $97,332 $0 $0
2017 $851 $95,330 $0 $0
2016 $1,796 $117,000 $0 $0
2015 $1,777 $113,000 $0 $0
2014 $1,706 $106,178 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/26/2025 07/26/25 For Sale $309,900 +29.1% $184 / Sq Ft
09/30/2021 09/30/21 Sold $240,000 0.0% $150 / Sq Ft
08/31/2021 08/31/21 Pending -- -- --
08/13/2021 08/13/21 For Sale $240,000 +55.8% $150 / Sq Ft
07/13/2016 07/13/16 Sold $154,000 -2.5% $96 / Sq Ft
06/13/2016 06/13/16 Pending -- -- --
05/31/2016 05/31/16 For Sale $158,000 -- $99 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $240,000 Watson Ttl Svcs Of North Fl
Warranty Deed $154,000 Watson Title Svcs North Fl I
Special Warranty Deed $121,900 Equity Land Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $192,000 Purchase Money Mortgage
Previous Owner $75,000 Credit Line Revolving
Previous Owner $146,300 New Conventional
Previous Owner $81,900 New Conventional
Source: Public Records

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Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2101425

realMLS (Northeast Florida Multiple Listing Service)

APN: 25-2N-28-027C-2805-0000