$1,103,500
SOLD APR 29, 2025
3 Beds
2.5 Baths
2,592 Sq Ft
4,182 Sq Ft Lot

Recently Sold

$426 Per Sq Ft

5% Above List Price

14 Days on Market

Highlights

  • Guest House
  • Marble Flooring
  • Attic
  • Bay View
  • Traditional Architecture
  • 3-minute walk to East Beach Pavilion Park

About This Home

As of April 2025

This captivating home blends seaside charm with modern comfort, creating the perfect balance for year-round living or a serene getaway. The heart of this home is its stunning kitchen, completely remodeled in 2019. Outside a meticulously landscaped private backyard retreat offers lush greenery and thoughtful hardscaping. This creates a low-maintenance outdoor living space that feels worlds away from everyday life. Living here means embracing the coveted "salt life" offering opportunities to observe the many moods of the Bay from the front porch swing, take a short stroll to revel in the feel of sand between your toes, watch spectacular sunsets over the water; or enjoy easy access to boating, fishing, and waterfront dining. Located in the heart of the award-winning neighborhood of East Beach, discover your dream coastal retreat just moments from the sparkling waters of the Chesapeake Bay. Don't miss your chance to make this coastal home yours—where every day feels like a vacation.

Last Agent to Sell the Property

Sally Parrott

Mid-Atlantic Realty & Associates LLC Listed on: 03/28/2025

Last Buyer's Agent

Jean Johnson

RE/MAX Alliance

RE/MAX Alliance

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,913

Year Built

  • Built in 2007

Lot Details

  • 4,182 Sq Ft Lot
  • Privacy Fence
  • Back Yard Fenced
  • Corner Lot
  • Sprinkler System
  • Property is zoned PD-MUEB

HOA Fees

  • $180 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Cottage
  • Asphalt Shingled Roof
  • Clapboard

Interior Spaces

  • 2,592 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Window Treatments
  • Entrance Foyer
  • Utility Room
  • Bay Views
  • Crawl Space
  • Pull Down Stairs to Attic
  • Home Security System

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Marble
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Dryer
  • Washer

Parking

  • 2 Car Detached Garage
  • Electric Vehicle Home Charger
  • Garage Door Opener
  • On-Street Parking

Outdoor Features

  • Balcony
  • Patio
  • Porch

Additional Homes

  • Guest House

Schools

  • Little Creek Elementary School
  • Azalea Gardens Middle School
  • Lake Taylor High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • 220 Volts
  • Gas Water Heater
  • Cable TV Available

Community Details

  • East Beach Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,913

Year Built

Built in 2007

Lot Details

0

HOA Fees

$180 per month

Listing Details

  • HOA YN: Yes
  • Property Type: Residential
  • Property Sub Type: Detached
  • Property Type - Cross Property: Detached Residential
  • Style: Cottage, Traditional
  • GarageYN: Yes
  • AICUZ - Crash: None
  • AICUZ - Noise: -65
  • Master Model: No
  • LP/ Sq Ft: 405.09
  • Estimated Year Built: 2007
  • H O A Assoc Legal Name: East Beach Neighborhood Assoc
  • Num Beds With Ensuite: 1
  • Address Street Name Website: 28th Bay
  • Address Street Num Website: 9629
  • Address Website: 9629 28th Bay ST
  • Fees H O A P O A Monthly: 180
  • Fence: Yes
  • Market Time: 14
  • Contingency Exists: Non Contingent
  • Special Features: None
  • Stories: 2
  • Year Built: 2007

Interior Features

  • Interior Amenities: Fireplace Gas-natural, Primary Sink-Double, Pull Down Attic Stairs, Walk-In Closet, Window Treatments
  • Fireplaces Number: 1
  • Equipment: Cable Hookup, Ceiling Fan, Electric Vehicle Charging Station, Gar Door Opener, Security Sys
  • Flooring Type: Carpet, Ceramic, Marble, Wood
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 2.10
  • First Floor Bedroom/Full Bathrooms: No
  • Other Rooms: Attic, Balcony, Foyer, PBR with Bath, Pantry, Porch, Utility Room
  • Appliances: 220 V Elec, Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer, Washer Hookup
  • Stories Number: 2.0000
  • Estimated Sq Ft: 2592

Exterior Features

  • Exterior Features: Corner, Guest/Carriage House, Inground Sprinkler, Irrigation Control, Patio
  • Exterior Siding: Clapboard
  • Fence Description: Back Fenced, Full, Privacy
  • Foundation Type: Crawl
  • Pool: No Pool
  • Roof: Asphalt Shingle
  • View: Bay
  • Waterfront Description: Not Waterfront

Garage/Parking

  • Parking: Garage Det 2 Car, Street
  • Garage Sq Ft: 522

Utilities

  • Sewer Type: City/County
  • Water Heater Type: Gas
  • Water Type: City/County
  • Cooling: Central Air, Heat Pump, Zoned
  • Heating: Forced Hot Air, Heat Pump, Zoned

Condo/Co-op/Association

  • Association Fee Frequency: Monthly

Schools

  • Elementary School: Little Creek Elementary
  • Middle School: Azalea Gardens Middle
  • High School: Lake Taylor

Lot Info

  • Waterfront YN: No
  • Zoning: PD-MUEB
  • Estimated Acres: 0.0960

Building Info

  • New Construction YN: No

Tax Info

  • Tax Amount Approx: 11913

MLS Schools

  • School Other: ACAD FOR DISCOVERY
  • Elementary School: Little Creek Elementary
  • School High School: Lake Taylor
  • Middle School: Azalea Gardens Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 28, 2025
Closed on
Apr 25, 2025
Sold by
Joseph E Fineo Revocable Trust and Elizabeth R Fineo Revocable Trust
Bought by
Hodges Justin R and Nakamura Michelle L
Seller's Agent
Sally Parrott
Mid-Atlantic Realty & Associates LLC
Buyer's Agent
Jean Johnson
RE/MAX Alliance
List Price
$1,050,000
Sold Price
$1,103,500
Premium/Discount to List
$53,500
5.1%
Views
98

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.84%
Original Mortgage
$893,835
Outstanding Balance
$893,835
Interest Rate
6.67%
Mortgage Type
VA
Estimated Equity
$190,895

Purchase Details

Closed on
Aug 22, 2022
Sold by
Fineo Joseph E and Fineo Elizabeth R
Bought by
Joseph E Fineo Revocable Trust

Purchase Details

Closed on
Mar 27, 2018
Sold by
Fineo Joseph E and Fineo Elizabeth
Bought by
Fineo Elizabeth R and Fineo Joseph E

Purchase Details

Closed on
Aug 8, 2014
Sold by
Wallace James E and Wallace Robin M
Bought by
Fineo Joseph E and Fineo Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$440,000
Interest Rate
4.14%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 19, 2007
Sold by
Seaside Homes Inc
Bought by
Wallace James E and Wallace Robin M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$565,000
Interest Rate
6.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 30, 2006
Sold by
Norfolk Redevelopment And Housing Author
Bought by
East Beach Co Llc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $1,103,500 Fidelity National Title
Deed -- Hook Law Center Pc
Interfamily Deed Transfer -- None Available
Warranty Deed $692,000 Attorney
Deed $799,000 Shaffer Title & Escrow Inc
Deed $306,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $893,835 VA
Previous Owner $395,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $150,000 Credit Line Revolving
Previous Owner $428,000 New Conventional
Previous Owner $440,000 New Conventional
Previous Owner $458,850 Unknown
Previous Owner $136,350 Credit Line Revolving
Previous Owner $50,000 Credit Line Revolving
Previous Owner $565,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/29/2025 04/29/25 Sold $1,103,500 +5.1% $426 / Sq Ft
04/11/2025 04/11/25 Pending -- -- --
03/28/2025 03/28/25 For Sale $1,050,000 -- $405 / Sq Ft
Source: Real Estate Information Network (REIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,913 $968,500 $312,100 $656,400
2023 $11,175 $894,000 $291,700 $602,300
2022 $10,616 $849,300 $247,000 $602,300
2021 $9,670 $773,600 $213,800 $559,800
2020 $9,461 $756,900 $197,100 $559,800
2019 $9,278 $742,200 $182,400 $559,800
2018 $8,916 $713,300 $182,400 $530,900
2017 $8,108 $705,000 $182,400 $522,600
2016 $7,871 $656,300 $182,400 $473,900
2015 $7,547 $656,300 $182,400 $473,900
2014 $7,547 $656,300 $182,400 $473,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Real Estate Information Network (REIN)

MLS Number: 10575470

Real Estate Information Network (REIN)

APN: 00006501