$1,899,900

96321 Bay View Dr Fernandina Beach, FL 32034

Estimated payment $11,702/month

Total Views 4,585
4 Beds
5.5 Baths
4,575 Sq Ft
$415 Price per Sq Ft

Highlights

  • 106 Feet of Waterfront
  • Spa
  • River View
  • Fernandina Beach Middle School Rated A-
  • Gated Community
  • 0.9 Acre Lot

About This Home

Experience Marsh front Luxury Like Never Before. Step into refined coastal living with this newly renovated 4 bed, 5.5 bath masterpiece in the coveted Oyster Bay Harbour gated community. Set on an oversized lot with breathtaking west-facing marsh views from every level, this home seamlessly blends elegance, comfort, and thoughtful design. Over $600K in upgrades bring this home to a new level of sophistication. TOP FEATURES INCLUDE: HEATED & COOLED RESORT-STYLE POOL, OUTDOOR KITCHEN & EXPANDED LANAI, GOURMET STAINLESS STEEL APPLIANCES, WIDE-PLANK FLOORING, NEW WINDOWS & DOORS, PLANTATION SHUTTERS THROUGHOUT, CUSTOM CABINETRY, NEW PAVER DRIVEWAY & WALKWAY, ELEVATOR TO ALL LEVELS, FIRST-FLOOR IN-LAW SUITE WITH FULL KITCHEN. Enjoy access to tennis courts, RV/boat storage, and the option to join Oyster Bay Yacht Club & Marina, offering a private restaurant, dock, and deep-water slips. Don't miss this one-of-a-kind coastal retreat!

Listing Agent

Jenny Schaffer

SUMMER HOUSE REALTY License #3347104 Listed on: 05/13/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,769

Year Built

  • Built in 2001 | Remodeled

Lot Details

  • 0.9 Acre Lot
  • Lot Dimensions are 120x357x107x339
  • Property fronts a marsh
  • 106 Feet of Waterfront
  • Property fronts a private road
  • West Facing Home
  • Back Yard Fenced

HOA Fees

  • $125 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Property Views

  • River
  • Views of Preserve
  • Creek or Stream

Home Design

  • Traditional Architecture
  • Wood Frame Construction
  • Shingle Roof
  • Metal Roof
  • Wood Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 4,575 Sq Ft Home
  • 3-Story Property
  • Elevator
  • Furnished or left unfurnished upon request
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Gas Fireplace
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Home Office
  • Screened Porch
  • Utility Room

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Double Oven
  • Gas Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Wine Cooler
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Dual Closets
  • Walk-In Closet
  • In-Law or Guest Suite
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry on lower level
  • Stacked Washer and Dryer

Home Security

  • Security Gate
  • Fire and Smoke Detector

Outdoor Features

  • Spa
  • Access to marsh
  • Wetlands on Lot
  • Deck
  • Outdoor Kitchen

Schools

  • Emma Love Hardee Elementary School
  • Fernandina Beach Middle School
  • Fernandina Beach High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Water Softener is Owned

Listing and Financial Details

  • Assessor Parcel Number 463N28548300170000

Community Details

Overview

  • Oyster Bay Harbours Subdivision

Recreation

  • Tennis Courts

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,769

Year Built

Built in 2001 | Remodeled

Lot Details

0

HOA Fees

$125 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 3
  • Year Built: 2001
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.9
  • Lot Size: 120x357x107x339
  • Road Frontage Type: Private Road
  • Road Surface Type: Asphalt, Paved
  • Subdivision Name: Oyster Bay Harbours
  • Architectural Style: Traditional
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • General Property Information Living Area2: 4575.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Furnished: Negotiable
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Flooring Wood: Yes
  • Laundry Features Washer Hookup: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Security Features Smoke Detector(s): Yes
  • Fencing Back Yard: Yes
  • Security Features Security Gate: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Interior Features Breakfast Nook: Yes
  • General Property Information Entry Level2: 1.0
  • View Protected Preserve: Yes
  • General Property Information Water Frontage Feet: 106
  • General Property Information Senior Community YN: No
  • Waterfront Features Marsh: Yes
  • General Property Information Lot Size Acres: 0.9
  • Levels Three Or More: Yes
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • Room Types Utility Room: Yes
  • General Property Information Direction Faces: West
  • Room Types Dining Room: Yes
  • Room Types Living Room: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Road Frontage Type Private Road: Yes
  • Property Condition UpdatedRemodeled: Yes
  • Room Types Office: Yes
  • Laundry Features Lower Level: Yes
  • Laundry Features Upper Level: Yes
  • Interior Features Guest Suite: Yes
  • Pool Features Fenced2: Yes
  • Fencing Fenced: Yes
  • General Property Information:Pool Private YN: Yes
  • General Property Information Homestead YN: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Elevator, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
  • Major Appliances: Dishwasher, Disposal, Double Oven, Dryer, Electric Water Heater, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Washer, Washer/Dryer Stacked, Water Softener Owned, Wine Cooler
  • Furnished: Negotiable
  • Spa Features: Private
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Living Area: 4575.0
  • Window Features: Skylight(s)
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Gas: Yes
  • Appliances:Water Softener-Owned: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:In-Law Floorplan: Yes
  • Appliances:Wine Cooler: Yes
  • Interior Features:Elevator: Yes
  • Interior Features:Skylight(s): Yes
  • Appliances:Gas Cooktop: Yes
  • Laundry Features:In Unit: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Appliances:Gas Oven: Yes
  • Appliances:WasherDryer Stacked: Yes
  • Appliances:Double Oven: Yes
  • Interior Features:His and Hers Closets: Yes

Exterior Features

  • Waterfront: Yes
  • Exterior: Outdoor Kitchen
  • Fencing: Back Yard
  • Roof: Metal, Shingle
  • Lot Features: Wetlands
  • Pool Features: In Ground, Fenced, Heated
  • View: Creek/Stream, Protected Preserve, River, Water
  • Waterfront Features: Marsh
  • Construction Type: Block, Frame, Stucco, Wood Siding
  • Direction Faces: West
  • Patio And Porch Features: Covered, Deck, Front Porch, Rear Porch, Screened
  • Property Condition: Updated/Remodeled
  • Construction Materials:Frame: Yes
  • Construction Materials:Wood Siding: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Deck: Yes
  • Construction Materials:Stucco: Yes
  • Patio And Porch Features:Screened: Yes
  • View:River: Yes
  • Construction Materials:Block: Yes
  • Lot Features:Wetlands: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Exterior Features:Outdoor Kitchen: Yes
  • View:CreekStream: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Attached, Covered, Garage, Garage Door Opener
  • General Property Information:Garage Spaces: 3.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Covered: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
  • Laundry Features: In Unit, Lower Level, Upper Level, Washer Hookup
  • Security: Security Gate, Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Heat Pump: Yes

Condo/Co-op/Association

  • Association Fee: 375.0
  • Association Fee Frequency: Quarterly
  • Senior Community: No
  • Amenities: Gated, Tennis Court(s)
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 375.0
  • General Property Information:Association Fee Frequency: Quarterly
  • Association Amenities:Tennis Courts: Yes
  • Association Amenities:Gated: Yes

Schools

  • Elementary School: Emma Love Hardee
  • High School: Fernandina Beach
  • Middle Or Junior School: Fernandina Beach

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 39204.0
  • Parcel #: 463N28548300170000
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 12768.61
  • Tax Year: 2024

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,642 $856,910 -- --
2023 $12,642 $831,951 $0 $0
2022 $11,538 $807,719 $0 $0
2021 $10,602 $714,568 $175,000 $539,568
2020 $10,528 $700,248 $0 $0
2019 $10,398 $684,504 $175,000 $509,504
2018 $10,574 $687,367 $0 $0
2017 $9,778 $684,986 $0 $0
2016 $9,701 $670,897 $0 $0
2015 $10,430 $663,306 $0 $0
2014 $9,819 $621,339 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2025 07/08/25 Price Changed $1,899,900 -2.6% $415 / Sq Ft
05/12/2025 05/12/25 For Sale $1,950,000 +14.0% $426 / Sq Ft
06/13/2024 06/13/24 Sold $1,710,000 -4.9% $374 / Sq Ft
05/03/2024 05/03/24 Pending -- -- --
03/31/2024 03/31/24 Price Changed $1,799,000 -3.7% $393 / Sq Ft
03/12/2024 03/12/24 Price Changed $1,869,000 -1.6% $409 / Sq Ft
02/12/2024 02/12/24 For Sale $1,899,000 +128.8% $415 / Sq Ft
12/17/2023 12/17/23 Off Market $830,000 -- --
08/20/2020 08/20/20 Sold $830,000 0.0% $180 / Sq Ft
08/20/2020 08/20/20 For Sale $830,000 +18.6% $180 / Sq Ft
07/09/2020 07/09/20 Pending -- -- --
07/24/2013 07/24/13 Sold $700,000 -18.5% $151 / Sq Ft
06/24/2013 06/24/13 Pending -- -- --
09/18/2012 09/18/12 For Sale $859,000 -- $186 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,710,000 None Listed On Document
Deed -- --
Warranty Deed $830,000 Coastal Living Title Llc
Warranty Deed $830,000 Coastal Living Title
Warranty Deed $700,000 Attorney
Corporate Deed $610,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $801,510 VA
Previous Owner $238,498 New Conventional
Previous Owner $276,100 Unknown
Previous Owner $227,000 Credit Line Revolving
Previous Owner $275,000 No Value Available
Source: Public Records

Similar Homes in Fernandina Beach, FL

  • 424 S 3rd St, Fernandina Beach, FL 32034

    $1,699,999

    • 4 Beds
    • 3 Baths
    • 3,224 Sq Ft
    • 424 S 3rd St
    • Fernandina Beach, FL

    Experience the perfect blend of LUXURY and comfort in this meticulously designed home, located just steps from the vibrant heart of Historic Fernandina Beach! This well thought-out floor plan boasts over 3,200 square feet of living space, 4 bedrooms plus an office/flex space with 3 full bathrooms on an OVERSIZED 100 x 125' WOODED LOT featuring a comfortable open living space with luxury vinyl

    MARY HAMILTON SUMMER HOUSE REALTY

    Section Image
  • 1731 Regatta Dr, Fernandina Beach, FL 32034

    $2,450,000

    • 3 Beds
    • 3.5 Baths
    • 4,407 Sq Ft
    • 1731 Regatta Dr
    • Fernandina Beach, FL

    Experience Luxury Living at Its Finest in this completely renovated pool home, boasting breathtaking golf course views in the highly coveted Golfside South community. Situated on a rare double-lot, this exceptional property offers both privacy and expansive outdoor space, making it truly one of a kind. Spanning an impressive 4,407 square feet with a 4 car garage, this exquisite residence

    MARY HAMILTON SUMMER HOUSE REALTY

    Section Image
  • 96321 Bay View Dr, Fernandina Beach, FL 32034

    $1,899,900

    • 4 Beds
    • 5.5 Baths
    • 4,575 Sq Ft
    • 96321 Bay View Dr
    • Fernandina Beach, FL

    Experience Marsh front Luxury Like Never Before. 4BR/5BA masterpiece in the coveted Oyster Bay Harbour gated community. Set on an oversized lot with breathtaking west-facing marsh views AND sunsets from every level, this home seamlessly blends elegance, comfort, and thoughtful design. Over $600K in upgrades bring this home to a new level of sophistication. OUR FAVORITE FEATURES: HEATED & COOLED

    Jenny Schaffer SUMMER HOUSE REALTY

    Section Image
  • 96300 Soap Creek Dr, Fernandina Beach, FL 32034

    $2,399,000

    • 4 Beds
    • 3.5 Baths
    • 3,301 Sq Ft
    • 96300 Soap Creek Dr
    • Fernandina Beach, FL

    This luxury waterfront estate in the prestigious gated community of Oyster Bay Harbour offers not only sunrise and sunset water views, but also 3,000+ sq-ft of garage and covered storage space on the ground level, ideal for storing 6+ vehicles, boats, golf carts, and all your toys. Whether you're a car enthusiast, outdoor adventurer, or entertainer at heart, this home checks every box. From the

    COLLEEN GERKE LLC ENGEL & VOLKERS AMELIA ISLAND

    Section Image
  • 96240 Heath Point Ln, Fernandina Beach, FL 32034

    $1,750,000

    • 4 Beds
    • 3 Baths
    • 3,531 Sq Ft
    • 96240 Heath Point Ln
    • Fernandina Beach, FL

    Nestled within the exclusive Lanceford Creek gated community, this stunning waterfront estate is a boater’s paradise! Positioned on a 1.10-acre lot with mature trees and lush tropical landscaping, this single-story, brick-over-block home offers an unparalleled lifestyle on the water. Just steps from your back door, a private, deep-water dock reaching 400 feet into the bay, leads to a 20,000-pound

    COLLEEN GERKE LLC ENGEL & VOLKERS AMELIA ISLAND

    Section Image
  • 96253 Palm Bluff Dr, Fernandina Beach, FL 32034

    $1,749,999

    • 4 Beds
    • 5 Baths
    • 4,593 Sq Ft
    • 96253 Palm Bluff Dr
    • Fernandina Beach, FL

    Experience luxurious SOUTHERN LIVING in this elegant estate, located in a secluded setting at the end of a quiet cul-de-sac. Nestled beneath a majestic oak canopy, this CUSTOM-BUILT HOME has been meticulously crafted, featuring exquisite finishes and detailed craftsmanship throughout. Step inside to discover wide-plank FRENCH OAK WOOD FLOORS flowing throughout an expansive open-concept layout.

    Sara Stancin BERKSHIRE HATHAWAY HomeServices HWREI

    Section Image
  • 2957 Riverbend Walk, Fernandina Beach, FL 32034

    $1,670,000

    • 4 Beds
    • 4 Baths
    • 3,384 Sq Ft
    • 2957 Riverbend Walk
    • Fernandina Beach, FL

    Custom Luxury Living in Riverbend Gated Community – 4BR/4BA Home + Private Office Discover the perfect blend of craftsmanship, comfort, and convenience in this stunning 4-bedroom, 4-bathroom home. Ideally positioned equal distance between the charm of Fernandina's downtown shops, restaurants and beaches and the world-class amenities of The Ritz-Carlton and Omni resort clubs, this home

    Christie Frahm PINEYWOODS REALTY, LLC

    Section Image
  • 2961 Riverbend Walk, Fernandina Beach, FL 32034

    $1,589,900

    • 3 Beds
    • 2.5 Baths
    • 2,921 Sq Ft
    • 2961 Riverbend Walk
    • Fernandina Beach, FL

    Move-in ready! This beautiful NEW home is located in the desirable gated Riverbend community! This spacious, 2,921 SqFt home, 3 bedroom / 2.5 baths + Office/Flex Room features 12' ceilings, Andersen Windows, 6" Plank Wood Floors, Tongue & Groove Tray Ceilings in Family Room and Master Bedroom, Board and Batten accents in the Foyer, Dekton and Pompeii Quartz Countertops, Wellborn Cabinetry,

    Erica Raso BRIDGEMARK REALTY

    Section Image
  • 3045 Riverside Dr, Fernandina Beach, FL 32034

    $1,799,000

    • 4 Beds
    • 3 Baths
    • 3,089 Sq Ft
    • 3045 Riverside Dr
    • Fernandina Beach, FL

    Waterfront homes with private docks on Amelia Island are incredibly rare — and this is one of the few opportunities to own one. This custom 3- or 4-bedroom, 3.5-bath residence includes its own dock and boat lift along the Intracoastal Waterway. Located in the desirable River Oaks community, this offering combines expansive water views, unmatched privacy, and spacious living — just minutes from

    Doug Hamer THE EDWARDS COMPANY

    Section Image

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2087257

realMLS (Northeast Florida Multiple Listing Service)

APN: 46-3N-28-5483-0017-0000