NOT LISTED FOR SALE

964 Talon Place Winter Springs, FL 32708

Estimated Value: $814,000 - $916,000

5 Beds
3.5 Baths
3,628 Sq Ft
$238/Sq Ft Est. Value

Last Sold October 16, 2020

Last sale price $610,500 $168 Per Sq Ft

Est. 39% increase in value since last sale

Current estimated payment $5,289/month

195 Days on Market

Highlights

  • 60 Feet of Waterfront
  • New Construction
  • Gated Community
  • Geneva Elementary School Rated A-
  • Home fronts a pond
  • View of Trees or Woods

About This Home

As of October 2020

NORTHERN OAKS is nestled north of SR-434 and adjacent to a CONSERVATION area just south of beautiful Lake Jessup. Only 35 HOME SITES, this quaint BOUTIQUE community is perfect for those looking to escape the large neighborhoods. This 3628 sq. ft. ELLINGTON OPEN FLOOR PLAN home sits on a CONSERVATION-WATER VIEW homesite and features 10 ft. ceilings and disappearing sliding glass doors opening onto a covered lanai making the home light and bright. This exciting home features an open gourmet kitchen with café, refrigerator, stainless-steel wall mounted canopy hood, granite countertops and oversized island. The study/den off the foyer offers a place to work, play or study. The FIRST FLOOR MASTER suite features two large windows with tray ceiling and a large walk-in closet. The master bath includes stand-alone roman tub, as well as a large walk-in shower with a rainfall shower head, double sinks, and upgraded wall tile and floors. The WOOD STAIRS and upgraded open spindle baluster take you to the second floor with a large bright bonus room and four bedrooms including an en suite bedroom offering extra privacy. This community also gives you the opportunity to take advantage of the highly rated SEMINOLE COUNTY SCHOOLS, along with quick access to OVIEDO ON THE PARK AND WINTER SPRINGS VILLAGE with shopping & dining. Just 20 minutes from UCF and 45 minutes from Disney/Universal and beaches. Commuting is a breeze with SR-417 just a minute away. Start enjoying all that NORTHERN OAKS has to offer today!

Last Agent to Sell the Property

Justin Core

EXP REALTY LLC License #3212380 Listed on: 03/03/2020

Last Buyer's Agent

Michael Miskiv

CREEGAN GROUP License #3420918

CREEGAN GROUP

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,151

Year Built

  • Built in 2020 | New Construction

Lot Details

  • 7,925 Sq Ft Lot
  • Lot Dimensions are 60x133
  • Home fronts a pond
  • 60 Feet of Waterfront
  • Near Conservation Area
  • South Facing Home
  • Irrigation
  • Property is zoned PD

HOA Fees

  • $158 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Tandem Parking
  • Driveway

Property Views

  • Pond
  • Woods

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 3,628 Sq Ft Home
  • Open Floorplan
  • Bonus Room

Kitchen

  • Built-In Oven
  • Cooktop

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Outdoor Features

  • Rain Gutters

Schools

  • Geneva Elementary School
  • Jackson Heights Middle School
  • Oviedo High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Dream Finders Homes Association, Phone Number (888) 208-7736
  • Built by Dream Finders Homes
  • Northern Oaks Subdivision, Ellington Elevation C Floorplan
  • The community has rules related to deed restrictions

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,151

Year Built

Built in 2020 | New Construction

Lot Details

0

HOA Fees

$158 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 3628
  • Lot Size Acres: 0.18
  • New Construction: Yes
  • Year Built: 2020
  • Lot Size Sq Ft: 7925
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/O5846857?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/O5846857?w=Customer
  • Homestead Y N: No
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Ratio: Close Price\List Price: 0.98826
  • Price per Sq Ft: 168.27
  • Close to Original List Price Ratio: 0.89492
  • View: Yes
  • Ownership: Fee Simple
  • Tax Year: 2019
  • Special Features: 4098

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Master Bedroom Main Floor, Open Floorplan, Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Cooktop, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Room Count: 10
  • Additional Rooms: Bonus Room
  • ResoLivingAreaSource: Builder

Exterior Features

  • Direction Faces: South
  • Exterior Features: Irrigation System, Rain Gutters, Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • View: Trees/Woods, Water
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water View: Pond
  • Water View Y N: Yes
  • Water Access Y N: No
  • Water Extras Y N: No
  • Waterfront Frontage: 60
  • Water Frontage Feet Pond: 60

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Tandem
  • Covered Parking Spaces: 3
  • Open Parking: No

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Street Lights, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community
  • Association Fee: 157.5
  • Association Fee Frequency: Monthly
  • Association Name: Dream Finders Homes
  • Phone: 888-208-7736
  • Association: Yes
  • Security: Gated Community
  • Senior Community: No
  • Association Fee Requirement: Required
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 1890
  • Monthly HOA Fee: 157.5
  • Total Monthly Fees: 157.5

Schools

  • Elementary School: Geneva Elementary
  • High School: Oviedo High
  • Middle Or Junior School: Jackson Heights Middle

Lot Info

  • Zoning: PD
  • Parcel Number: 04-21-31-511-0000-0180
  • Additional Parcels: No
  • Lot Features: Conservation Area
  • Lot Dimensions: 60x133
  • Flood Zone Code: X
  • ResoLotSizeUnits: SquareFeet

Building Info

  • Builder Name: Dream Finders Homes

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: No Minimum
  • Lease Restrictions Y N: No
  • Additional Lease Restrictions: Please verify leasing restrictions with management company.

Tax Info

  • Tax Annual Amount: 1151.11
  • Tax Block: 0000
  • Tax Book Number: 83-41-44
  • Tax Lot: 18

Multi Family

  • Waterfront Features: Pond

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 29, 2025
Sold by
Leal Isaac Matthew and Leal Lori Denice
Bought by
Isaac & Lori Leal Family Trust and Leal
Current Estimated Value
$846,229

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$870,000
Outstanding Balance
$869,239
Interest Rate
6.67%
Mortgage Type
VA
Estimated Equity
-$7,035

Purchase Details

Closed on
Jul 29, 2025
Sold by
Leal Isaac Matthew and Isaac & Lori Leal Family Trust
Bought by
Leal Isaac Matthew and Leal Lori Denice

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$870,000
Outstanding Balance
$869,239
Interest Rate
6.67%
Mortgage Type
VA
Estimated Equity
-$7,035

Purchase Details

Closed on
Aug 23, 2023
Sold by
Leal Isaac Matthew and Leal Lori Denice
Bought by
Leal Isaac Matthew and Leal Isaac Matthew

Purchase Details

Closed on
Oct 27, 2021
Sold by
Leal Isaac Matthew and Leal Lori Denice
Bought by
Leal Isaac Matthew and Leal Lori Denice

Purchase Details

Closed on
Jul 13, 2021
Sold by
Leal Isaac Matthew and Leal Lori Denice
Bought by
Leal Isaac Matthew and Leal Lori Denice

Purchase Details

Listed on
Mar 3, 2020
Closed on
Oct 16, 2020
Sold by
Dream Finders Homes Llc
Bought by
Leal Isaac Matthew and Leal Lori Denice
Seller's Agent
Justin Core
EXP REALTY LLC
Buyer's Agent
Michael Miskiv
CREEGAN GROUP
List Price
$682,185
Sold Price
$610,500
Premium/Discount to List
-$71,685
-10.51%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.06%
Original Mortgage
$610,500
Interest Rate
2.9%
Mortgage Type
VA
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Isaac & Lori Leal Family Trust $100 None Listed On Document
Leal Isaac Matthew $100 None Listed On Document
Leal Isaac Matthew -- None Listed On Document
Leal Isaac Matthew -- Attorney
Leal Isaac Matthew -- Accommodation
Leal Isaac Matthew $100 None Listed On Document
Leal Isaac Matthew $610,500 Golden Dog Title & Trust
Leal Isaac Matthew $610,500 Golden Dog Title & Trust
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Leal Isaac Matthew $870,000
Previous Owner Leal Isaac Matthew $610,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/16/2020 10/16/20 Sold $610,500 -1.2% $168 / Sq Ft
09/14/2020 09/14/20 Pending -- -- --
08/15/2020 08/15/20 Price Changed $617,754 -0.2% $170 / Sq Ft
07/25/2020 07/25/20 Price Changed $619,000 -8.4% $171 / Sq Ft
07/24/2020 07/24/20 Price Changed $675,500 +6.9% $186 / Sq Ft
06/12/2020 06/12/20 Price Changed $631,904 -4.2% $174 / Sq Ft
05/18/2020 05/18/20 Price Changed $659,404 0.0% $182 / Sq Ft
03/21/2020 03/21/20 Price Changed $659,405 -3.3% $182 / Sq Ft
03/03/2020 03/03/20 For Sale $682,185 -- $188 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,159 $565,701 -- --
2023 $7,848 $549,224 $0 $0
2022 $7,648 $549,224 $0 $0
2021 $7,292 $494,031 $0 $0
2020 $1,864 $115,000 $0 $0
2019 $1,151 $70,000 $0 $0
2018 $1,168 $70,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O5846857

Stellar MLS

APN: 04-21-31-511-0000-0180