NOT LISTED FOR SALE

96401 Montego Bay Fernandina Beach, FL 32034

Estimated Value: $672,511 - $852,000

5 Beds
3 Baths
2,324 Sq Ft
$315/Sq Ft Est. Value

Last Sold November 20, 2020

Last sale price $430,000 $185 Per Sq Ft

Est. 70% increase in value since last sale

Current estimated payment $4,489/month

22 Days on Market

Highlights

  • Deck
  • Vaulted Ceiling
  • 1 Fireplace
  • Emma Love Hardee Elementary School Rated A-
  • Traditional Architecture
  • Screened Porch

About This Home

As of November 2020

Let life in- windows and doors make the difference in this open and light filled BETTER THAN NEW 4/3 (+ Office) home in the Islesworth subdivision! Oversized corner lot located on a cul-de-sac. Beautiful NEW tile flooring in living areas. NEW water heater, HVAC 2017. Gorgeous GAS fireplace with a raw-edge wooden mantle! Kitchen features white 42'' cabinets, SS appliances, glass tile backsplash, GRANITE countertops, and plentiful bar seating! Plantation shutters and crown molding throughout. FIRST FLOOR owner suite with double closets, soaker tub, and glassed in shower! 2nd floor bonus room makes for a guest retreat! The 19'x7' SCREENED and COVERED porch will be everyone's favorite spot to gather! Extended deck, storage shed and fully fenced in backyard. Priced to sell!!

Last Agent to Sell the Property

Jenny Schaffer

SUMMER HOUSE REALTY License #3347104 Listed on: 10/08/2020

Last Buyer's Agent

NON MLS

NON MLS (realMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,519

Year Built

  • Built in 2005

Lot Details

  • Cul-De-Sac
  • Back Yard Fenced
  • Irregular Lot

HOA Fees

  • $34 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Wood Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,324 Sq Ft Home
  • Vaulted Ceiling
  • 1 Fireplace
  • Screened Porch

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Bathtub With Separate Shower Stall

Additional Features

  • Deck
  • Central Heating and Cooling System

Community Details

  • City Of Fernandina Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 000030031500040000

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,519

Year Built

Built in 2005

Lot Details

0

HOA Fees

$34 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Year Built: 2005
  • Property Sub Type: Single Family Residence
  • Road Surface Type: Asphalt
  • Subdivision Name: City Of Fernandina Beach
  • Architectural Style: Traditional
  • General Property Information Living Area2: 2324.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Fencing Back Yard: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
  • Major Appliances: Dishwasher, Disposal, Electric Range, Microwave, Refrigerator
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile
  • Living Area: 2324.0
  • ResoLivingAreaSource: PublicRecords
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Appliances:Electric Range: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes

Exterior Features

  • Waterfront: No
  • Fencing: Back Yard
  • Roof: Shingle
  • Lot Features: Cul-De-Sac, Irregular Lot
  • Pool Features: None
  • Construction Type: Frame, Stucco
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Porch, Screened
  • Construction Materials:Frame: Yes
  • Lot Features:Irregular Lot: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Patio And Porch Features:Deck: Yes
  • Construction Materials:Stucco: Yes
  • Patio And Porch Features:Screened: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association Fee: 405.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 405.0
  • General Property Information:Association Fee Frequency: Annually

Lot Info

  • Current Use: Residential
  • Parcel #: 000030031500040000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 8, 2020
Closed on
Nov 20, 2020
Sold by
Crisci Carol
Bought by
Baker Jesse B and Baker Melissa Grainger
Seller's Agent
Jenny Schaffer
SUMMER HOUSE REALTY
Buyer's Agent
NON MLS
NON MLS (realMLS)
List Price
$439,900
Sold Price
$430,000
Premium/Discount to List
-$9,900
-2.25%
Current Estimated Value
$731,378

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$301,378
Avg. Annual Appreciation
11.35%
Original Mortgage
$322,500
Outstanding Balance
$286,979
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$444,399

Purchase Details

Listed on
Feb 29, 2020
Closed on
Apr 23, 2020
Sold by
Packard Kenneth and Packard Jessica
Bought by
Crisci Carol
Seller's Agent
Julie Lomond
PINEYWOODS REALTY, LLC
Buyer's Agent
Jenny Schaffer
SUMMER HOUSE REALTY
List Price
$420,000
Sold Price
$404,000
Premium/Discount to List
-$16,000
-3.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.35%

Purchase Details

Listed on
Apr 15, 2016
Closed on
Jul 5, 2016
Sold by
Miklas Christina
Bought by
Packard Kenneth and Packard Jessica
Seller's Agent
Carey Dresser
BERKSHIRE HATHAWAY HomeServices HWREI
Buyer's Agent
Jason Collins
CENTURY 21 MILLER ELITE
List Price
$380,000
Sold Price
$365,000
Premium/Discount to List
-$15,000
-3.95%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.71%
Original Mortgage
$372,847
Interest Rate
3.64%
Mortgage Type
VA

Purchase Details

Closed on
Oct 28, 2013
Sold by
Johnson Kimala B
Bought by
Johnson Kimala B

Purchase Details

Listed on
Jul 2, 2012
Closed on
Oct 18, 2012
Sold by
Morris Timothy D and Morris Suzanne G
Bought by
Kimala B Johnson Revocable Trust
Seller's Agent
Kathy Garland
ONE SOTHEBYS INTERNATIONAL REALTY
Buyer's Agent
Carey Dresser
BERKSHIRE HATHAWAY HomeServices HWREI
List Price
$369,800
Sold Price
$340,000
Premium/Discount to List
-$29,800
-8.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.05%

Purchase Details

Closed on
Oct 4, 2005
Sold by
Richmond American Homes Of Florida Lp
Bought by
Morris Timothy D and Morris Suzanne G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,000
Interest Rate
5.66%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 15, 2004
Sold by
Watson Home Builders Inc
Bought by
Richmond American Homes Of Florida Lp

Purchase Details

Closed on
Apr 2, 2004
Sold by
Ocean Reach Joint Venture
Bought by
Watson Home Builders Inc
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Baker Jesse B $430,000 Attorney
Crisci Carol $404,000 Attorney
Packard Kenneth $365,000 Attorney
Johnson Kimala B -- Attorney
Miklas Christina -- Attorney
Miklas Christina -- Attorney
Kimala B Johnson Revocable Trust $340,000 None Available
Morris Timothy D $271,900 American Home Title & Escrow
Richmond American Homes Of Florida Lp $3,384,100 --
Richmond American Homes Of Florida Lp $725,200 --
Watson Home Builders Inc $55,000 First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Baker Jesse B $322,500
Previous Owner Packard Kenneth $372,847
Previous Owner Morris Timothy D $145,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/17/2023 12/17/23 Off Market $430,000 -- --
11/20/2020 11/20/20 Sold $430,000 -2.3% $185 / Sq Ft
10/30/2020 10/30/20 Pending -- -- --
10/08/2020 10/08/20 For Sale $439,900 +8.9% $189 / Sq Ft
04/23/2020 04/23/20 Sold $404,000 -3.8% $174 / Sq Ft View Prior Sale
03/24/2020 03/24/20 Pending -- -- --
02/29/2020 02/29/20 For Sale $420,000 +15.1% $181 / Sq Ft
07/05/2016 07/05/16 Sold $365,000 -3.9% $157 / Sq Ft View Prior Sale
06/05/2016 06/05/16 Pending -- -- --
04/15/2016 04/15/16 For Sale $380,000 +11.8% $164 / Sq Ft
10/18/2012 10/18/12 Sold $340,000 -8.1% $146 / Sq Ft View Prior Sale
09/18/2012 09/18/12 Pending -- -- --
07/02/2012 07/02/12 For Sale $369,800 -- $159 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,519 $562,336 $200,000 $362,336
2023 $7,519 $491,448 $145,000 $346,448
2022 $6,571 $473,241 $145,000 $328,241
2021 $5,899 $369,703 $105,000 $264,703
2020 $5,451 $336,692 $95,000 $241,692
2019 $5,540 $338,014 $95,000 $243,014
2018 $5,290 $318,952 $0 $0
2017 $4,246 $315,162 $0 $0
2016 $3,384 $255,900 $0 $0
2015 $3,418 $254,121 $0 $0
2014 $3,405 $252,104 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Jenny Schaffer

    Seller's Agent in 2020

    Jenny Schaffer

    SUMMER HOUSE REALTY

    (904) 557-4739

    325 in this area

    353 Total Sales

    Jenny Schaffer
    Section Image

  • J

    Seller's Agent in 2020

    Julie Lomond

    PINEYWOODS REALTY, LLC

    (904) 200-2655

    20 in this area

    21 Total Sales

    Julie Lomond
    Section Image
  • John Holbrook

    Seller Co-Listing Agent in 2020

    John Holbrook

    PINEYWOODS REALTY, LLC

    (904) 415-0171

    108 in this area

    126 Total Sales

    John Holbrook
    Section Image

  • N

    Buyer's Agent in 2020

    NON MLS

    NON MLS (realMLS)

    NON MLS
    Section Image

  • C

    Seller's Agent in 2016

    Carey Dresser

    BERKSHIRE HATHAWAY HomeServices HWREI

    (904) 415-6268

    38 in this area

    40 Total Sales

    Carey Dresser
    Section Image
  • Jason Collins

    Buyer's Agent in 2016

    Jason Collins

    CENTURY 21 MILLER ELITE

    (904) 254-9226

    90 in this area

    143 Total Sales

    Jason Collins
    Section Image
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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 1077011

realMLS (Northeast Florida Multiple Listing Service)

APN: 00-00-30-0315-0004-0000

Florida Nassau County Fernandina Beach 32034

96401 Montego Bay, Fernandina Beach, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

realMLS (Northeast Florida Multiple Listing Service) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.

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