96422 Nassau Lakes Cir Fernandina Beach, FL 32034
3
Beds
2
Baths
1,775
Sq Ft
9,583
Sq Ft Lot
Highlights
- Views of Preserve
- Screened Porch
- Dual Closets
- Fernandina Beach Middle School Rated A-
- Breakfast Area or Nook
- Entrance Foyer
About This Home
As of July 2025Best Value in the Reserve at Nassau Lakes! Tucked in a quiet, established neighborhood with no CDD fees and low HOA, this spacious home backs to a tranquil preserve and offers room to make it your own. The open layout is ideal for everyday living and entertaining, with a large kitchen, breakfast nook, and screened patio overlooking the private, fully fenced backyard. The oversized primary suite features bay windows, tray ceilings, and a spa-style bath with dual vanities, soaking tub, and two walk-in closets. A double gate and extended concrete pad provide space for your boat or RV—rare in this price range. New roof (2023) already done for you. Just minutes from the beaches and charm of Amelia Island, in an A-rated school district. This is your chance to buy into a small, peaceful community at a great price!
Last Agent to Sell the Property
SUMMER HOUSE REALTY License #3357459 Listed on: 05/07/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,429
Year Built
- Built in 2006
Lot Details
- 9,583 Sq Ft Lot
- Lot Dimensions are 70x110
- Property fronts a private road
- Wood Fence
- Back Yard Fenced
- Zoning described as PUD
HOA Fees
- $29 Monthly HOA Fees
Parking
- 2 Car Garage
- Garage Door Opener
Property Views
- Views of Preserve
- Views of Trees
Home Design
- Wood Frame Construction
- Shingle Roof
- Stucco
Interior Spaces
- 1,775 Sq Ft Home
- 1-Story Property
- Furnished or left unfurnished upon request
- Ceiling Fan
- Entrance Foyer
- Screened Porch
- Fire and Smoke Detector
Kitchen
- Breakfast Area or Nook
- Breakfast Bar
- Electric Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Dual Closets
- Walk-In Closet
- 2 Full Bathrooms
- Bathtub With Separate Shower Stall
Laundry
- Dryer
- Washer
Schools
- Emma Love Hardee Elementary School
- Fernandina Beach Middle School
- Fernandina Beach High School
Utilities
- Central Air
- Heat Pump System
Community Details
- Association fees include ground maintenance
- The Reserve At Nassau Lakes Association
- Reserve At Nassau Lakes Subdivision
Listing and Financial Details
- Assessor Parcel Number 272N28184000490000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 13, 2022
Closed on
Sep 23, 2022
Sold by
96422 Nassau Lakes Cir Land Trust
Bought by
Graves Susanne M and Tedders Pierre J
Buyer's Agent
Tricey Godfrey
PINEYWOODS REALTY, LLC
List Price
$449,500
Sold Price
$404,900
Premium/Discount to List
-$44,600
-9.92%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.75%
Original Mortgage
$323,920
Interest Rate
5.63%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 27, 2022
Sold by
Whitecloud Carolyn J
Bought by
96422 Nassau Lakes Cir Land Trust
Purchase Details
Closed on
Mar 30, 2017
Sold by
Gravely Celia U and Gravely Mcdiarmid M
Bought by
Whitecioud Carolyn J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,991
Interest Rate
4.5%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 16, 2006
Sold by
New Dream Home Living Inc
Bought by
Gravely Mcdiarmid M and Gravely Celia U
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,900
Interest Rate
6.45%
Mortgage Type
Unknown
Purchase Details
Closed on
Oct 1, 2006
Sold by
Shtern Alexander and Shtern Bela
Bought by
New Dream Home Living Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,900
Interest Rate
6.45%
Mortgage Type
Unknown
Purchase Details
Closed on
Feb 10, 2005
Sold by
Richmond American Homes Of Florida Lp
Bought by
Shtern Alexander and Shtern Bela
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,850
Interest Rate
7.5%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Dec 21, 2004
Sold by
The Reserve At Nassau Lakes Llc
Bought by
Richmond American Homes Of Florida Lp
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,850
Interest Rate
7.5%
Mortgage Type
Fannie Mae Freddie Mac
Similar Homes in Fernandina Beach, FL
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $404,900 | -- | |
| Warranty Deed | $310,000 | River City Title | |
| Warranty Deed | $210,000 | Attorney | |
| Corporate Deed | $249,900 | First American Title Ins Co | |
| Quit Claim Deed | -- | First American Title Ins Co | |
| Warranty Deed | $224,900 | American Home Title & Escrow | |
| Warranty Deed | $120,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $323,920 | New Conventional | |
| Previous Owner | $187,495 | FHA | |
| Previous Owner | $202,991 | FHA | |
| Previous Owner | $179,684 | FHA | |
| Previous Owner | $199,900 | Unknown | |
| Previous Owner | $179,850 | Fannie Mae Freddie Mac |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/08/2025 07/08/25 | Sold | $413,900 | -3.3% | $233 / Sq Ft |
| 06/25/2025 06/25/25 | Pending | -- | -- | -- |
| 05/07/2025 05/07/25 | Price Changed | $427,900 | -4.7% | $241 / Sq Ft |
| 05/03/2025 05/03/25 | Price Changed | $449,000 | -4.3% | $253 / Sq Ft |
| 04/02/2025 04/02/25 | For Sale | $469,000 | +15.8% | $264 / Sq Ft |
| 12/17/2023 12/17/23 | Off Market | $404,900 | -- | -- |
| 09/27/2022 09/27/22 | Sold | $404,900 | 0.0% | $228 / Sq Ft |
| 09/23/2022 09/23/22 | Sold | $404,900 | -9.9% | $228 / Sq Ft |
| 08/28/2022 08/28/22 | Pending | -- | -- | -- |
| 08/12/2022 08/12/22 | Pending | -- | -- | -- |
| 07/13/2022 07/13/22 | For Sale | $449,500 | -4.3% | $253 / Sq Ft |
| 06/26/2022 06/26/22 | For Sale | $469,900 | -- | $265 / Sq Ft |
Source: realMLS (Northeast Florida Multiple Listing Service)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,429 | $352,205 | $75,000 | $277,205 |
| 2023 | $5,429 | $340,117 | $75,000 | $265,117 |
| 2022 | $3,788 | $265,743 | $65,000 | $200,743 |
| 2021 | $3,486 | $221,570 | $45,000 | $176,570 |
| 2020 | $3,293 | $206,330 | $45,000 | $161,330 |
| 2019 | $3,085 | $192,163 | $40,000 | $152,163 |
| 2018 | $2,829 | $173,105 | $0 | $0 |
| 2017 | $2,586 | $170,840 | $0 | $0 |
| 2016 | $2,460 | $160,282 | $0 | $0 |
| 2015 | $2,337 | $147,673 | $0 | $0 |
| 2014 | $2,122 | $134,248 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
N
Seller's Agent in 2025
Nicole Reams
SUMMER HOUSE REALTY
-
B
Seller's Agent in 2022
Brian Corcoran
APEX REALTY SERVICES
-
B
Seller Co-Listing Agent in 2022
BRANDON HOLTROP
APEX REALTY SERVICES
-
T
Buyer's Agent in 2022
Tricey Godfrey
PINEYWOODS REALTY LLC
-
E
Buyer's Agent in 2022
ELIZABETH GODFREY
ISLAND LIFE REALTY AMELIA, LLC.
Map
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 2086122
APN: 27-2N-28-1840-0049-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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