$385,000
SOLD SEP 11, 2025

96442 Nassau Lakes Cir Fernandina Beach, FL 32034

3 Beds
2 Baths
1,651 Sq Ft
2006 Built

Recently Sold

$233 Per Sq Ft

9% Below List Price

207 Days on Market

Highlights

  • Vaulted Ceiling
  • Traditional Architecture
  • Breakfast Area or Nook
  • Emma Love Hardee Elementary School Rated A-
  • Screened Porch
  • Walk-In Closet

About This Home

As of September 2025

Back on market- buyers financing fell through! Receive 1% of your loan amount towards closing costs when you use our trusted preferred lender. In addition, seller is giving $5,000 towards buyer's closing costs/prepaids.

Welcome to your future home! This spacious 3-bedroom, 2-bathroom property offers great potential to make it your own. Featuring a thoughtful designed floor plan, this home boasts vaulted ceilings that enhance the airy, open feel throughout.

This home is a fantastic opportunity for first-time homebuyers! With a brand-new roof and the potential to add personal touches, it's a perfect chance to build equity while creating your dream space!

The kitchen is equipped with stainless steel appliances. The master suite offers a generously sized bedroom, and plenty of space offering vaulted ceilings. A large laundry room, double garage and newer Trane AC system add to the home's practicality and comfort. This home offers an abundance of closet space, featuring spacious walk-in closets throughout, providing ample storage space for all your needs. Enjoy ultimate privacy in the fenced backyard, complete with a large screened-in lanai, perfect for outdoor relaxation and entertaining. You'll appreciate the ample space and privacy between the neighboring homes for added seclusion.

This home is perfectly situated just 7 miles from the pristine coastline, Fernandina Beach, offering easy access to sun, surf, and sand. Located in a highly sought-after area, the neighborhood is known for its convenient access to top-rated pubic schools, major roadways, shopping, dining, and all the charm that Amelia Island has to offer. Whether you're heading out for a day at the beach, exploring local parks, or enjoying a round of golf, everything you need is just a short drive away.

Don't miss out and schedule your showing today!

Last Agent to Sell the Property

Andrea Gavric

LPT REALTY LLC License #3516950 Listed on: 01/16/2025

LPT REALTY LLC

Co-Listed By

Elvis Duderija

LPT REALTY LLC License #3568423

Last Buyer's Agent

DJ DellaSala

DJ & LINDSEY REAL ESTATE License #3464386

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,326

Year Built

  • Built in 2006

Lot Details

  • Privacy Fence
  • Back Yard Fenced

HOA Fees

  • $30 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Garage Door Opener
  • Additional Parking

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 1,651 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Screened Porch
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Convection Oven
  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Schools

  • Emma Love Hardee Elementary School
  • Fernandina Beach High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater

Additional Features

  • Energy-Efficient HVAC
  • Patio

Community Details

  • Nassau Lakes Subdivision

Listing and Financial Details

  • Assessor Parcel Number 272N28184000470000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,326

Year Built

Built in 2006

Lot Details

0

HOA Fees

$30 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2006
  • Property Sub Type: Single Family Residence
  • Subdivision Name: Nassau Lakes
  • Architectural Style: Ranch, Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Efficiency: HVAC
  • General Property Information Living Area2: 1651.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Cooling:Electric: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • General Property Information Accessibility Features YN2: No
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Architectural Style Ranch: Yes
  • Fencing Back Yard: Yes
  • Interior Features Breakfast Nook: Yes
  • General Property Information Senior Community YN: No
  • Utilities Electricity Available: Yes
  • Smart Home Features Smoke Detector: Yes
  • Utilities Water Available: Yes
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Levels One: Yes
  • Fencing Privacy: Yes
  • Fencing Fenced: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Nook, Ceiling Fan(s), Walk-In Closet(s)
  • Major Appliances: Convection Oven, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Tile
  • Living Area: 1651.0
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Electric Cooktop: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Convection Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes

Exterior Features

  • Waterfront: No
  • Fencing: Fenced, Back Yard, Privacy, Vinyl
  • Roof: Shingle
  • Pool Private: No
  • Construction Type: Stucco, Vinyl Siding
  • Patio And Porch Features: Covered, Patio, Porch, Rear Porch, Screened
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Stucco: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Screened: Yes
  • Patio And Porch Features:Rear Porch: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Additional Parking, Garage, Garage Door Opener
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Additional Parking: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Cable Available, Electricity Available, Electricity Connected, Water Available, Water Connected
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes
  • Heating:Heat Pump: Yes

Condo/Co-op/Association

  • Association Fee: 30.0
  • Association Fee Frequency: Monthly
  • Senior Community: No
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 30.0
  • General Property Information:Association Fee Frequency: Monthly

Schools

  • Elementary School: Emma Love Hardee
  • High School: Fernandina Beach

Lot Info

  • Current Use: Residential, Single Family
  • Parcel #: 272N28184000470000

Green Features

  • Green Energy Efficient:HVAC: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 6, 2019
Closed on
May 7, 2020
Sold by
Quinn William J
Bought by
Rocha Ryan Clay and Rocha Theresa Marie
Seller's Agent
Ruth Darlington
DARLINGTON REALTY, INC.
Buyer's Agent
Chad Feuerhahn
SUMMER HOUSE REALTY
List Price
$250,000
Sold Price
$240,000
Premium/Discount to List
-$10,000
-4%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.25%
Original Mortgage
$235,653
Outstanding Balance
$208,574
Interest Rate
3.12%
Mortgage Type
FHA
Estimated Equity
$176,442

Purchase Details

Closed on
May 29, 2008
Sold by
Cartus Financial Corp
Bought by
Quinn William J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$214,515
Interest Rate
6%
Mortgage Type
VA

Purchase Details

Closed on
Apr 1, 2008
Sold by
Eberle Robert O and Eberle Marion A
Bought by
Cartus Financial Corp

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$214,515
Interest Rate
6%
Mortgage Type
VA

Purchase Details

Closed on
Feb 28, 2006
Sold by
Richmond American Homes Of Florida Lp
Bought by
Eberle Robert O and Eberle Marion A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,298
Interest Rate
6.19%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Nov 23, 2004
Sold by
The Reserve At Nassau Lakes Llc
Bought by
Richmond American Homes Of Florida Lp
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $240,000 Attorney
Warranty Deed $210,000 Sunbelt Title Agency
Warranty Deed $210,000 Sunbelt Title Agency
Warranty Deed $222,300 American Home Title & Escrow
Warranty Deed $122,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $6,635 FHA
Open $22,415 FHA
Closed $22,415 FHA
Closed $27,595 FHA
Open $235,653 FHA
Previous Owner $214,203 VA
Previous Owner $215,017 VA
Previous Owner $220,839 VA
Previous Owner $214,515 VA
Previous Owner $217,298 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/11/2025 09/11/25 Sold $385,000 -1.3% $233 / Sq Ft
08/11/2025 08/11/25 Pending -- -- --
06/20/2025 06/20/25 Price Changed $389,900 -2.5% $236 / Sq Ft
06/03/2025 06/03/25 Price Changed $399,900 -1.3% $242 / Sq Ft
04/05/2025 04/05/25 Price Changed $405,000 -1.5% $245 / Sq Ft
02/24/2025 02/24/25 Price Changed $411,000 -2.4% $249 / Sq Ft
01/16/2025 01/16/25 For Sale $421,000 +75.4% $255 / Sq Ft
05/07/2020 05/07/20 Sold $240,000 -4.0% $145 / Sq Ft
04/07/2020 04/07/20 Pending -- -- --
10/06/2019 10/06/19 For Sale $250,000 -- $151 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,326 $320,256 -- --
2023 $4,326 $310,928 $75,000 $235,928
2022 $3,452 $242,432 $65,000 $177,432
2021 $3,175 $201,795 $45,000 $156,795
2020 $3,009 $188,543 $45,000 $143,543
2019 $2,831 $175,750 $40,000 $135,750
2018 $2,601 $159,147 $0 $0
2017 $2,421 $159,921 $0 $0
2016 $2,302 $149,947 $0 $0
2015 $2,199 $139,065 $0 $0
2014 $1,998 $126,423 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2065033

realMLS (Northeast Florida Multiple Listing Service)

APN: 27-2N-28-1840-0047-0000