Sophia McDonald
Coastal Real Estate
(805) 321-1682
46 Total Sales
7 in Morro Bay
$435K - $1.2M Price Range
965 Morro Ave Unit D Morro Bay, CA 93442
Morro Bay AreaEstimated Value: $802,770
2
Beds
2
Baths
1,491
Sq Ft
$538/Sq Ft
Est. Value
Highlights
- Ocean View
- Dual Staircase
- 2 Car Attached Garage
- Del Mar Elementary School Rated A-
- Community Fire Pit
- 3-minute walk to Centennial Parkway
About This Home
As of November 2025It is all about the Ocean. Bay and Rock view from this best located unit on the end. Great proximity to both downtown and walking to the Embarcadero. This development is total 9 units. 2 bedrooms, 2 bathrooms with amazing Loft with amazing Views. You have a full two car garage with ample storage. This unit has upgraded windows and overall, in very good shape. There is a nice deck of the Master and View Deck off the upstairs loft. On those chilly nights enjoy fireplace. Recent two new garage door openers, water heater. This one has it all- Location, Views and good price.
Last Agent to Sell the Property
Century 21 Masters Brokerage Phone: 805-550-1234 License #01151514 Listed on: 09/09/2025
Last Buyer's Agent
General NONMEMBER
NONMEMBER MRML
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Home Details
Home Type
- Single Family
Year Built
- Built in 1980
Lot Details
- 1,491 Sq Ft Lot
- Property is zoned C1
HOA Fees
- $400 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Property Views
- Ocean
- Bay
- Harbor
Home Design
- Entry on the 2nd floor
- Planned Development
Interior Spaces
- 1,491 Sq Ft Home
- 3-Story Property
- Dual Staircase
- Living Room with Fireplace
- Laundry Room
Bedrooms and Bathrooms
- 2 Bedrooms | 1 Main Level Bedroom
- All Upper Level Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Exterior Lighting
Listing and Financial Details
- Tax Lot 5
- Tax Tract Number 778
- Assessor Parcel Number 066451005
Community Details
Overview
- Sea Rock Association, Phone Number (805) 544-9093
- Management Trust HOA
- Town Of El Morro Subdivision
Amenities
- Community Fire Pit
- Laundry Facilities
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 9, 2025
Closed on
Oct 16, 2025
Sold by
Bought by
Seller's Agent
Steve Murphy
Century 21 Masters
Buyer's Agent
General NONMEMBER
NONMEMBER MRML
List Price
$805,000
Sold Price
$782,000
Premium/Discount to List
-$23,000
-2.86%
Views
796
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,770
Avg. Annual Appreciation
3.51%
Original Mortgage
$586,500
Outstanding Balance
$581,975
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$220,795
Purchase Details
Listed on
Feb 19, 2016
Closed on
Mar 6, 2016
Sold by
Bought by
Seller's Agent
Victoria Petty
Coldwell Banker Premier RE
Buyer's Agent
Steve Murphy
Century 21 Masters
List Price
$450,000
Sold Price
$455,000
Premium/Discount to List
$5,000
1.11%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.82%
Purchase Details
Closed on
Sep 18, 2003
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$305,000
Interest Rate
6.02%
Mortgage Type
Purchase Money Mortgage
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Morro Bay, CA
-
Sophia McDonald
-
Judy Christie De Silva
Judy Christie De Silva
Modern Nest Realty, Inc.
(805) 862-1537
2 Total Sales
2 in Morro Bay
$1,125,000 Price Range
-
Monique Garza
Monique Garza
Compass
(805) 549-4077
57 Total Sales
2 in Morro Bay
$170,000 Price Range
-
Deborah Brooks
Deborah Brooks
Berkshire Hathaway HomeServices California Properties
(805) 549-4153
51 Total Sales
2 in Morro Bay
$1.2M - $1.6M Price Range
-
Joel Pace
Joel Pace
Joel Pace Real Estate, Inc.
(805) 321-6671
64 Total Sales
11 in Morro Bay
$153K - $1.2M Price Range
-
Gena Isaacson
Gena Isaacson
Isaacson Realty
(805) 301-1866
27 Total Sales
1 in Morro Bay
$1,185,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $782,000 | First American Title | ||
| $455,000 | Fidelity National Title Co | ||
| $477,500 | First American Title Company |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $586,500 | ||
| Previous Owner | $305,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/03/2025 11/03/25 | Sold | $782,000 | -1.6% | $524 / Sq Ft | |
| 10/11/2025 10/11/25 | Pending | -- | -- | -- | |
| 10/01/2025 10/01/25 | Price Changed | $795,000 | -1.2% | $533 / Sq Ft | |
| 09/09/2025 09/09/25 | For Sale | $805,000 | 0.0% | $540 / Sq Ft | |
| 12/12/2024 12/12/24 | Off Market | $2,950 | -- | -- | |
| 10/25/2024 10/25/24 | For Rent | $2,950 | 0.0% | -- | |
| 04/11/2016 04/11/16 | Sold | $455,000 | +1.1% | $305 / Sq Ft | View Prior Sale |
| 02/29/2016 02/29/16 | Pending | -- | -- | -- | |
| 02/19/2016 02/19/16 | For Sale | $450,000 | -- | $302 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $5,937 | $782,000 | $425,000 | $357,000 |
| 2025 | $5,836 | $538,621 | $295,947 | $242,674 |
| 2024 | $5,730 | $528,061 | $290,145 | $237,916 |
| 2023 | $5,730 | $517,707 | $284,456 | $233,251 |
| 2022 | $5,371 | $507,557 | $278,879 | $228,678 |
| 2021 | $5,286 | $497,606 | $273,411 | $224,195 |
| 2020 | $5,232 | $492,505 | $270,608 | $221,897 |
| 2019 | $5,177 | $482,849 | $265,302 | $217,547 |
| 2018 | $5,076 | $473,382 | $260,100 | $213,282 |
| 2017 | $4,976 | $464,100 | $255,000 | $209,100 |
| 2016 | $6,074 | $573,491 | $300,258 | $273,233 |
| 2015 | $5,253 | $497,000 | $260,000 | $237,000 |
| 2014 | $4,598 | $465,000 | $245,000 | $220,000 |
Source: Public Records
Agents Affiliated with this Home
-
Steve Murphy
Seller's Agent in 2025
Steve Murphy
Century 21 Masters
(805) 550-1234
66 Total Sales
-
G
Buyer's Agent in 2025
General NONMEMBER
NONMEMBER MRML
-
V
Seller's Agent in 2016
Victoria Petty
Coldwell Banker Premier RE
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: SC25206554
APN: 066-451-005
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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