NOT LISTED FOR SALE

9677 Grays Lake Cove Cordova, TN 38018

Estimated Value: $495,000 - $538,000

5 Beds
3.5 Baths
3,400-3,599 Sq Ft
$142/Sq Ft Est. Value

Last Sold September 01, 2023

Last sale price $460,000 $128 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $3,029/month

70 Days on Market

Highlights

  • Gated Parking
  • Vaulted Ceiling
  • Wood Flooring
  • Updated Kitchen
  • Traditional Architecture
  • Main Floor Primary Bedroom

About This Home

As of September 2023

Come view this stunning 5bd/3.5ba home located in desirable Gray's Creek in Cordova. Open floor plan with tons of natural light, up to date kitchen, and spacious living areas. Primary suite with walk-in closet and en suite featuring dual sinks, garden tub, and separate shower. Fenced backyard with screened patio perfect for entertaining. Don't miss out on this charming home!

Last Agent to Sell the Property

Amirio Armour

Armour and Associates Realty L License #334416 Listed on: 04/26/2023

Last Buyer's Agent

Cresha Rounds

Home Boss Realty License #280127

Home Boss Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,343

Year Built

  • Built in 2012

Lot Details

  • 0.25 Acre Lot
  • Level Lot

HOA Fees

  • $46 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Composition Shingle Roof

Interior Spaces

  • 3,400-3,599 Sq Ft Home
  • 3,514 Sq Ft Home
  • 1.5-Story Property
  • Vaulted Ceiling
  • Gas Fireplace
  • Great Room
  • Separate Formal Living Room
  • Breakfast Room
  • Dining Room
  • Den
  • Bonus Room
  • Storage Room
  • Keeping Room
  • Burglar Security System

Kitchen

  • Updated Kitchen
  • Eat-In Kitchen
  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Partially Carpeted

Bedrooms and Bathrooms

  • 5 Bedrooms | 1 Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom
  • Whirlpool Bathtub
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Car Garage
  • Garage Door Opener
  • Driveway
  • Gated Parking

Outdoor Features

  • Covered patio or porch
  • Outdoor Storage

Utilities

  • Central Heating and Cooling System
  • Gas Water Heater
  • Cable TV Available

Community Details

  • Gardens Of Grays Hollow Pd Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number D0221W A00021

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,343

Year Built

Built in 2012

Lot Details

0

HOA Fees

$46 per month

Listing Details

  • Class: Residential
  • Type: Detached Single Family
  • Style: Traditional
  • Detached Unit Type: General Residential
  • MLS Map #: 797C
  • MAAR Subdivision Name: GARDENS OF GRAYS HOLLOW
  • Number Of Stories: 1.5
  • Price Per Sq Ft: 130.9
  • Prop Construction Status: Existing Property
  • Estimated Sq Ft: 3514
  • Year Built: 2012
  • List Price/ Sq Ft: 132
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • First Story Floor Plan: Living Room, Dining Room, Den/Great Room, Kitchen, Primary Bedroom, Laundry Room, Keeping/Hearth Room, Breakfast Room
  • Second Story Floor Plan: 2nd Bedroom, 3rd Bedroom, 4th or More Bedrooms, 2 or More Baths, Bonus Room
  • Additional Bedroom Bathroom Info: Primary Down, Vaulted/Coffered Primary, Split Bedroom Plan, Luxury Primary Bath, Double Vanity Bath, Whirlpool(s), Separate Tub & Shower
  • Estimated Heated Sq Ft Range: 3400-3599
  • Bedroom 2 Description: Level 2, Shared Bath, Carpet
  • Bedroom 3 Description: Level 2, Shared Bath, Carpet
  • Bedroom 4 Description: Level 2, Shared Bath
  • Bedroom 5 Description: Level 2
  • Bedrooms: 5
  • Bedrooms Down: 1
  • Fireplace: Ventless Gas Fireplace, Vented Gas Fireplace
  • Floors/Ceilings: Part Hardwood, Part Carpet
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Equipment: Range/Oven, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Cable Available
  • Living Dining Kitchen: Separate Living Room, Separate Dining Room, Great Room, Updated/Renovated Kitchen, Eat-In Kitchen, Breakfast Bar, Separate Breakfast Room, Pantry, Island In Kitchen
  • Number Of Fireplaces: 1
  • Total Bathrooms: 3.1
  • Primary Bathroom Description: Double Sinks, Whirlpool Tub, Separate Shower
  • P R I M A R Y B E D R O O M: Level 1, Walk-In Closet

Exterior Features

  • Misc Exterior: Storage Building, Covered Patio
  • Exterior Windows: Brick Veneer
  • Foundation: Slab
  • Roof: Composition Shingles

Garage/Parking

  • Number Covered Parking Spaces: 2
  • Parking Display: 2
  • Parking Storage: Driveway/Pad, Storage Room(s), Garage Door Opener(s), Gated Parking

Utilities

  • Cooling: Central
  • Heating: Central
  • Security: Burglar Alarm
  • Water Sewer: Gas Water Heater

Association/Amenities

  • Annual Association Fee: 550
  • Neighborhood Association: Mandatory

Lot Info

  • Lot Description: Level
  • Lot Number: 21
  • Acreage: 0.25
  • Lot Size: 45.78 X 127.60 IRR
  • Price Per Acre: 1860000

Multi Family

  • Number Of Rooms: 9

Tax Info

  • Assessor Parcel Number: D0221W A00021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 12, 2025
Sold by
Jones-Payne Francesca D and Payne Bradley L
Bought by
Payne Bradley Lawrence and Jones-Payne Francesca D
Total Days on Market
70
Current Estimated Value
$509,657

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$453,280
Outstanding Balance
$452,882
Interest Rate
6.65%
Mortgage Type
FHA
Estimated Equity
$60,135

Purchase Details

Listed on
Apr 26, 2023
Closed on
Sep 1, 2023
Sold by
Allen Hal and Allen Brenda
Bought by
Payne Bradley L and Jones-Payne Francesca D
Seller's Agent
Amirio Armour
Armour and Associates Realty L
Buyer's Agent
Cresha Rounds
Home Boss Realty
List Price
$479,000
Sold Price
$460,000
Premium/Discount to List
-$19,000
-3.97%
Views
672

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.18%
Original Mortgage
$451,668
Interest Rate
6.9%
Mortgage Type
FHA

Purchase Details

Listed on
Oct 15, 2016
Closed on
Jan 27, 2017
Sold by
Young Paul A and Smith Young Jamila S
Bought by
Allen Hal and Allen Brenda
Seller's Agent
Adam Watson
Keller Williams
Buyer's Agent
Amirio Armour
Armour and Associates Realty L
List Price
$325,000
Sold Price
$320,000
Premium/Discount to List
-$5,000
-1.54%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.65%
Original Mortgage
$304,000
Interest Rate
4.32%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 21, 2012
Sold by
Regency Homebuilders Llc
Bought by
Young Paul A and Smith Young Jamila S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$273,760
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 20, 2011
Sold by
Oakhurst Development Inc
Bought by
Regency Homebuilders Llc

Purchase Details

Closed on
Jul 9, 2009
Sold by
J Sweeney Homes Llc
Bought by
Oakhurst Development Inc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Payne Bradley Lawrence -- Mortgage Connect
Payne Bradley L $460,000 Saddle Creek Title
Allen Hal $320,000 Realty Title
Young Paul A $291,640 Multiple
Regency Homebuilders Llc $189,000 Multiple
Oakhurst Development Inc $290,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Payne Bradley Lawrence $453,280
Previous Owner Payne Bradley L $451,668
Previous Owner Allen Hal $288,000
Previous Owner Allen Hal $304,000
Previous Owner Young Paul A $273,760
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/01/2023 09/01/23 Sold $460,000 -1.1% $135 / Sq Ft
06/24/2023 06/24/23 Price Changed $465,000 -1.1% $137 / Sq Ft
05/26/2023 05/26/23 Price Changed $469,999 -1.9% $138 / Sq Ft
04/26/2023 04/26/23 For Sale $479,000 +49.7% $141 / Sq Ft
01/27/2017 01/27/17 Sold $320,000 -1.5% $100 / Sq Ft
01/16/2017 01/16/17 Pending -- -- --
10/15/2016 10/15/16 For Sale $325,000 -- $102 / Sq Ft
Source: Memphis Area Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,343 $130,350 $21,000 $109,350
2024 $3,343 $98,625 $18,000 $80,625
2023 $3,343 $98,625 $18,000 $80,625
2022 $3,281 $96,775 $18,000 $78,775
2021 $3,339 $96,775 $18,000 $78,775
2020 $3,416 $84,350 $17,550 $66,800
2019 $3,416 $84,350 $17,550 $66,800
2018 $3,416 $84,350 $17,550 $66,800
2017 $3,467 $84,350 $17,550 $66,800
2016 $3,194 $73,100 $0 $0
2014 $3,194 $73,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Memphis Area Association of REALTORS®

MLS Number: 10146720

Memphis Area Association of REALTORS®

APN: D0-221W-A0-0021