NOT LISTED FOR SALE

969 Side Saddle Trail Lusby, MD 20657

Estimated Value: $313,259 - $339,000

3 Beds
2 Baths
1,056 Sq Ft
$307/Sq Ft Est. Value

Last Sold October 12, 2023

Last sale price $300,000 $284 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $2,027/month

11 Days on Market

Highlights

  • Beach
  • Community Lake
  • Traditional Floor Plan
  • Lake Privileges
  • Clubhouse
  • Rambler Architecture

About This Home

As of October 2023

Welcome to your newly renovated dream home! This charming property offers one level living with 3 bedrooms and 2 bathrooms featuring exquisite ceramic tile, beautiful vanities and matte black fixtures. The gorgeous kitchen has shaker style white cabinets, granite countertops, a sleek subway tile backsplash, and stainless steel appliances. Stay cozy during the colder months with a pellet stove in the living room, adding both warmth and ambiance. Positioned on a spacious corner lot, you'll enjoy the privacy of a fenced-in backyard, perfect for pets and outdoor gatherings. Additionally, this property boasts a detached workshop complete with electrical connections, a large roll-up garage door, and even a convenient ramp for your riding lawnmower. Don't miss the opportunity to call this place home, where comfort and functionality meet in perfect harmony.

Last Agent to Sell the Property

Cindy Hill

EXP Realty, LLC License #679114 Listed on: 08/31/2023

EXP Realty, LLC

Last Buyer's Agent

Katherine Dean

RE/MAX One

RE/MAX One

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,161

Year Built

  • Built in 1988 | Remodeled in 2023

Lot Details

  • 0.25 Acre Lot
  • Back Yard Fenced
  • Chain Link Fence
  • Property is in excellent condition

HOA Fees

  • $48 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,056 Sq Ft Home
  • Property has 1 Level
  • Traditional Floor Plan
  • Ceiling Fan
  • Sliding Doors
  • Combination Kitchen and Dining Room
  • Crawl Space
  • Attic

Kitchen

  • Country Kitchen
  • Stove
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Lake Privileges
  • Shed

Utilities

  • Heat Pump System
  • Pellet Stove burns compressed wood to generate heat
  • Vented Exhaust Fan
  • Electric Water Heater
  • Private Sewer

Listing and Financial Details

  • Tax Lot 50
  • Assessor Parcel Number 0501113879

Community Details

Overview

  • Association fees include recreation facility, road maintenance
  • Cheasapeak Ranch Estates HOA
  • Chesapeake Ranch Estates Subdivision
  • Community Lake

Amenities

  • Common Area
  • Clubhouse
  • Community Center

Recreation

  • Beach
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,161

Year Built

Built in 1988 | Remodeled in 2023

Lot Details

0

HOA Fees

$48 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Workshop
  • New Construction: No
  • Story List: Main
  • Year Built: 1988
  • Year Renovated: 2023
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: NewHome
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Dishwasher, Exhaust Fan, Icemaker, Refrigerator, Stove
  • Flooring Type: Carpet, Laminate Plank, Ceramic Tile
  • Interior Amenities: Kitchen - Country, Primary Bath(s), Attic, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Floor Plan - Traditional, Pantry, Stove - Pellet, Upgraded Countertops, Walk-In Closet(s)
  • Fireplace: No
  • Door Features: Sliding Glass
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Basement: No
  • Total Sq Ft: 1056
  • Living Area Sq Ft: 1056
  • Price Per Sq Ft: 284.09
  • Above Grade Finished Sq Ft: 1056
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 969

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed Shop
  • Construction Materials: Vinyl Siding
  • Roof: Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street, Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 580.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Bike Trail, Club House, Common Grounds, Community Center, Jog/Walk Path, Lake, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Recreation Facility, Road Maintenance
  • HOA Name: CHEASAPEAK RANCH ESTATES
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139842846
  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Fencing: Chain Link, Rear
  • Land Use Code: R
  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10890.00
  • Property Condition: Excellent
  • Year Assessed: 2023
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2161.00
  • Assessor Parcel Number: 0501113879
  • Tax Lot: 50
  • Tax Total Finished Sq Ft: 1056
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 10/12/2023

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 31, 2023
Closed on
Oct 4, 2023
Sold by
Hill Jason and Hill Cindy
Bought by
Watson James and Watson Jessica Elizabeth
Seller's Agent
Cindy Hill
EXP Realty, LLC
Buyer's Agent
Katherine Dean
RE/MAX One
List Price
$299,999
Sold Price
$300,000
Premium/Discount to List
$1
0.0%
Views
64
Current Estimated Value
$324,065

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,065
Avg. Annual Appreciation
4.30%
Original Mortgage
$309,900
Interest Rate
7.18%
Mortgage Type
VA

Purchase Details

Listed on
Jul 13, 2023
Closed on
Jul 28, 2023
Sold by
Pennymac Loan Services Llc
Bought by
Hill Jason and Hill Cindy
Seller's Agent
Robert Gauger
EXP Realty, LLC
Buyer's Agent
Cindy Hill
EXP Realty, LLC
List Price
$214,900
Sold Price
$220,000
Premium/Discount to List
$5,100
2.37%
Views
64

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
371.51%

Purchase Details

Closed on
Apr 25, 2023
Sold by
Bierman Howard N
Bought by
Pennymac Loan Services Llc

Purchase Details

Listed on
Sep 19, 2019
Closed on
Mar 20, 2020
Sold by
Holdhus Eunha
Bought by
Miller Kevin Ignatius
Seller's Agent
Dan Stein
Silver River Real Estate
Buyer's Agent
Judy Szynborski
Berkshire Hathaway HomeServices PenFed Realty
List Price
$174,850
Sold Price
$178,000
Premium/Discount to List
$3,150
1.8%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.70%
Original Mortgage
$179,797
Interest Rate
3.4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 27, 2018
Closed on
Aug 16, 2018
Sold by
Stein Eunha and Holdhus Eunha
Bought by
Holdhus Eunha and Holdhus Kristian N
Seller's Agent
Dan Stein
Silver River Real Estate
Buyer's Agent
Christopher Stein
Silver River Real Estate
Sold Price
$1,350

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,300
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 8, 2006
Sold by
Wilson Frederick C
Bought by
Stein Eunha

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,300
Interest Rate
6.71%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Jun 28, 2006
Sold by
Wilson Frederick C
Bought by
Stein Eunha

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,200
Interest Rate
6.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 22, 2004
Sold by
Reynolds Lewis P and Reynolds Charity L
Bought by
Wilson Frederick C

Purchase Details

Closed on
Jun 30, 2004
Sold by
Reynolds Lewis P and Reynolds Charity L
Bought by
Wilson Frederick C

Purchase Details

Closed on
Apr 22, 2002
Sold by
Dewitt Ben N and Dewitt Shannon M
Bought by
Reynolds Lewis P and Reynolds Charity L

Purchase Details

Closed on
Jun 7, 1999
Sold by
Shaw Timothy Brandon
Bought by
Dewitt Ben N and Dewitt Shannon M

Purchase Details

Closed on
Jul 30, 1996
Sold by
Klares Timothy W and Klares Michelle L
Bought by
Shaw Timothy Brandon
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Watson James $300,000 Maryland Title
Hill Jason $220,000 None Listed On Document
Pennymac Loan Services Llc $151,000 None Listed On Document
Miller Kevin Ignatius $178,000 None Available
Holdhus Eunha -- None Available
Holdhus Eunha -- None Available
Stein Eunha $231,500 --
Stein Eunha $231,500 --
Wilson Frederick C $168,000 --
Wilson Frederick C $168,000 --
Reynolds Lewis P $107,500 --
Dewitt Ben N $94,000 --
Shaw Timothy Brandon $84,300 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Watson James $317,000
Closed Watson James $309,900
Closed Watson James $309,900
Previous Owner Holdhus Eunha $179,797
Previous Owner Holdhus Eunha $134,300
Previous Owner Stein Eunha $46,300
Previous Owner Stein Eunha $185,200
Previous Owner Stein Eunha $185,200
Closed Wilson Frederick C --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/12/2023 10/12/23 Sold $300,000 0.0% $284 / Sq Ft
09/11/2023 09/11/23 Pending -- -- --
08/31/2023 08/31/23 For Sale $299,999 +68.5% $284 / Sq Ft
03/20/2020 03/20/20 Sold $178,000 0.0% $169 / Sq Ft
02/16/2020 02/16/20 Pending -- -- --
02/14/2020 02/14/20 Off Market $178,000 -- --
02/09/2020 02/09/20 For Sale $174,850 0.0% $166 / Sq Ft
01/15/2020 01/15/20 Pending -- -- --
11/29/2019 11/29/19 For Sale $174,850 0.0% $166 / Sq Ft
11/22/2019 11/22/19 Pending -- -- --
10/29/2019 10/29/19 Price Changed $174,850 -2.3% $166 / Sq Ft
10/17/2019 10/17/19 Price Changed $178,990 -2.6% $169 / Sq Ft
10/12/2019 10/12/19 Price Changed $183,850 -2.7% $174 / Sq Ft
09/30/2019 09/30/19 Price Changed $188,950 -2.5% $179 / Sq Ft
09/24/2019 09/24/19 Price Changed $193,850 -3.0% $184 / Sq Ft
09/19/2019 09/19/19 For Sale $199,850 0.0% $189 / Sq Ft
08/30/2018 08/30/18 Rented $1,350 0.0% --
08/30/2018 08/30/18 Under Contract -- -- --
08/27/2018 08/27/18 For Rent $1,350 +23.3% --
10/06/2012 10/06/12 Rented $1,095 -12.4% --
10/06/2012 10/06/12 Under Contract -- -- --
08/13/2012 08/13/12 For Rent $1,250 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,570 $218,400 $0 $0
2024 $2,570 $198,100 $0 $0
2023 $1,847 $177,800 $55,200 $122,600
2022 $2,177 $168,533 $0 $0
2021 $4,354 $159,267 $0 $0
2020 $1,986 $150,000 $55,200 $94,800
2019 $1,526 $145,500 $0 $0
2018 $1,479 $141,000 $0 $0
2017 $1,825 $136,500 $0 $0
2016 -- $136,500 $0 $0
2015 $2,222 $136,500 $0 $0
2014 $2,222 $138,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Cindy Hill

    Seller's Agent in 2023

    Cindy Hill

    EXP Realty, LLC

    (207) 651-2814

    10 in this area

    29 Total Sales

    Cindy Hill
    Section Image
  • Katherine Dean

    Buyer's Agent in 2023

    Katherine Dean

    RE/MAX

    (301) 481-6239

    2 in this area

    107 Total Sales

    Katherine Dean
    Section Image
  • Dan Stein

    Seller's Agent in 2020

    Dan Stein

    Silver River Real Estate

    (301) 352-0098

    65 Total Sales

    Dan Stein
    Section Image
  • Judy Szynborski

    Buyer's Agent in 2020

    Judy Szynborski

    BHHS PenFed (actual)

    (410) 610-3989

    27 in this area

    64 Total Sales

    Judy Szynborski
    Section Image

  • C

    Buyer's Agent in 2018

    Christopher Stein

    Silver River Real Estate

    Section Image

  • R

    Buyer's Agent in 2012

    Rebecca Grover

    Kevin Turner

    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDCA2012914

Bright MLS

APN: 01-113879

Maryland Calvert County Lusby 20657

969 Side Saddle Trail, Lusby, MD

This home is located at 969 Side Saddle Trail, Lusby, MD 20657 since 31 August 2023 and is currently estimated at $324,065, approximately $306 per square foot. This property was built in 1988. 969 Side Saddle Trail is a home located in Calvert County with nearby schools including Patuxent Appeal Elementary Campus, Mill Creek Middle School, and Patuxent High School.

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