$1,275,000
$75K PRICE DROP

97 Currell Cove Ln White Stone, VA 22578

Estimated payment $6,897/month

Total Views 5,460
3 Beds
2 Baths
1,568 Sq Ft
$813 Price per Sq Ft

Highlights

  • Water Views
  • Home fronts navigable water
  • Boat Ramp
  • Docks
  • Water Access
  • Boat Lift

About This Home

Set on the protected waters of Carter’s Creek, this one level waterfront home is thoughtfully designed around exceptional outdoor living and effortless access to the water. A standout feature is the expansive screened porch, perfectly positioned to capture wide creek views and flowing directly onto the pool patio, creating an ideal space for entertaining, relaxing, and enjoying the outdoors across multiple seasons. The waterside setting is equally compelling. A deep-water pier with over 5’ MLW and a new 12,000-lb boat lift, kayak lift and kayak floats provide easy access to boating, kayaking, and paddle-boarding, with Carter’s Creek prized for its calm, protected waters and easy access to to the Rappahannock River, Chesapeake Bay and beyond. Days are naturally spent poolside or on the water, with evenings enjoyed around the fire-pit overlooking the creek. Professionally landscaped grounds offer year-round beauty and privacy, while the fenced yard provides flexibility for pets, play, or gatherings. Peaceful and private, yet conveniently located, the home sits within the highly sought after White Stone–Irvington–Kilmarnock corridor, offering quick access to marinas, dining, shopping, golf, boutique inns, and cultural events, delivering the best of the Northern Neck lifestyle both on and off the water.

Listing Agent

Robert Bragg

Bragg & Company License #0225188659 Listed on: 01/06/2026

Co-Listing Agent

Barbara Bragg

Bragg & Company License #0225042203

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,038

Year Built

  • Built in 1972

Lot Details

  • 0.8 Acre Lot
  • Home fronts navigable water
  • Back Yard Fenced
  • Zoning described as R1

Parking

  • 2 Car Attached Garage

Home Design

  • Cottage
  • Bungalow
  • Brick or Stone Mason
  • Composition Roof

Interior Spaces

  • 1,568 Sq Ft Home
  • 1-Story Property
  • Gas Fireplace
  • Water Views
  • Crawl Space
  • Stacked Washer and Dryer

Kitchen

  • Built-In Oven
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Concrete Pool
  • Water Access
  • Walking Distance to Water
  • Riparian rights to water flowing past the property
  • Bulkhead
  • Boat Lift
  • Boat Ramp
  • Docks
  • Screened Patio
  • Rear Porch

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • Community Bulkhead

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,038

Year Built

Built in 1972

Lot Details

0.8 Acres

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Community Features: Bulkhead
  • Fencing: Back Yard, Fenced
  • Lot Features: Waterfront
  • Lot Size Acres: 0.8
  • View: Water
  • Has View?: Yes
  • Water Body Name: Carter's Creek
  • Co List Office Mls Id: cbra.147
  • Co List Office Phone: (804) 435-2299
  • Co List Office Mls Id: cbra.147
  • Ownership: Individuals
  • Subdivision Name: None
  • Directions: From Irvington to White Stone, turn right onto Route 3, turn right onto Blueberry Pt Rd. Right on Currell Cove Lane. Property is on the left.
  • Above Grade Finished Sq Ft: 1568.0
  • Architectural Style: Bungalow, Cottage
  • Basement: Crawl Space
  • Has Basement?: No
  • Has Cooling?: Yes
  • Has Fireplace?: Yes
  • Living Area: 1568.0
  • Is New Construction?: No
  • Property Attached Yn: No
  • Year Built Details: Actual
  • Year Built: 1972
  • Property Sub Type Additional: Single Family Residence
  • Water Heater: Electric
  • RecordSignature: 979816927
  • Special Features: VirtualTour
  • Year Built: 1972

Interior Features

  • Appliances: Built-In Oven, Dishwasher, Electric Water Heater, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Flooring: Tile, Wood
  • Interior Amenities: Bedroom on Main Level, Fireplace, Granite Counters, Cable TV
  • Total Bedrooms: 7
  • Stories: 1
  • Stories: 1

Exterior Features

  • Pool Features: Concrete, Outdoor Pool, Pool
  • Waterfront Features: Navigable Water, Riparian Rights, Water Access, Walk to Water, Bulkhead, Boat Ramp/Lift Access, Waterfront
  • Waterfront?: Yes
  • Disclosures: Seller Disclosure
  • Exclusions: Washer/Dryer
  • Construction Type: Brick, Mixed
  • Exterior Features: Boat Lift, Dock, Porch
  • Patio And Porch Features: Rear Porch, Screened, Porch
  • Property Condition: Resale
  • Roof: Composition

Garage/Parking

  • Has Attached Garage?: Yes
  • Garaged Spaces: 2.0
  • Has Attached Garage?: Yes
  • Parking Features: Attached, Garage

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup, Stacked
  • Cooling: Electric
  • Heating: Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well

Schools

  • Elementary School: Lancaster
  • High School: Lancaster
  • Middle Or Junior School: Lancaster

Lot Info

  • Zoning Description: R1

Tax Info

  • Tax Annual Amount: 4037.55
  • Tax Year: 2024

Map

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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,770 $734,100 $290,000 $444,100
2024 $4,038 $734,100 $290,000 $444,100
2023 $3,833 $608,400 $275,000 $333,400
2022 $3,833 $608,400 $275,000 $333,400
2021 $3,833 $608,400 $275,000 $333,400
2020 $3,833 $608,400 $275,000 $333,400
2019 $3,671 $582,700 $275,000 $307,700
2018 $2,151 $364,500 $184,000 $180,500
2017 $2,151 $364,500 $184,000 $180,500
2016 -- $354,000 $184,000 $170,000
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/05/2026 03/05/26 Price Changed $1,275,000 -5.6% $813 / Sq Ft
01/06/2026 01/06/26 For Sale $1,350,000 -10.0% $861 / Sq Ft
07/25/2025 07/25/25 Sold $1,500,000 +334.8% $957 / Sq Ft View Prior Sale
05/18/2025 05/18/25 Pending -- -- --
11/26/2014 11/26/14 Sold $345,000 0.0% $220 / Sq Ft View Prior Sale
10/27/2014 10/27/14 Pending -- -- --
02/17/2011 02/17/11 For Sale $345,000 -- $220 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed $1,500,000 Lawyers Title
Deed $1,500,000 Lawyers Title
Warranty Deed $449,000 Lawyers Title/Mid Peninsula
Special Warranty Deed $345,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $359,200 New Conventional
Previous Owner $276,000 New Conventional
Source: Public Records

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 202600022

APN: 34-30A

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