970 U S 98 Unit 1406 Destin, FL 32541
2
Beds
2
Baths
1,072
Sq Ft
$1,053/mo
HOA Fee
Highlights
- Beach
- Fishing
- Main Floor Primary Bedroom
- Destin Elementary School Rated A-
- Gulf View
- Community Pool
About This Home
As of July 2025Welcome to Terrace 1406, premier unit with breathtaking views from 14th floor. Unit is turn key and rental ready! Owners usage is 7 weeks through the year, 2.5 weeks during the summer and 4.5 weeks during the winter. Per rental management, the unit has the ability to produce $50k!! The Terrace features a pool, hot tub, and work out Gym as well as access to Pelican Amenities including: a cafe, tiki bar, pickleball, game room, sauna, steam room, gym, 3 pools including a 114ft. zero entry pool on the beach. **Very few condos in the heart of Destin offer this many amenities in one location.**
Last Agent to Sell the Property
Adams Real Estate Inc License #3249689 Listed on: 12/17/2024
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $5,286
Year Built
- Built in 1999
HOA Fees
- $1,053 Monthly HOA Fees
Interior Spaces
- 1,072 Sq Ft Home
- Living Room
- Gulf Views
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- 2 Full Bathrooms
Schools
- Destin Elementary And Middle School
- Destin High School
Utilities
- Central Heating and Cooling System
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 00-2S-22-2500-0000-1406
Community Details
Overview
- Association fees include gas, ground keeping, master, recreational faclty, sewer, telephone, water, cable TV, trash
- Terrace At Pelican Beach Subdivision
Amenities
- Picnic Area
- Recreation Room
- Elevator
Recreation
- Beach
- Community Pool
- Fishing
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 17, 2024
Closed on
May 30, 2025
Sold by
Vtbrech Llc
Bought by
Arnold Scott Charles and Arnold Brandie Leigh
Seller's Agent
Brett Pasquariello
Adams Real Estate Inc
Buyer's Agent
Kristina Weaver
Bastion Realty LLC
List Price
$499,000
Sold Price
$475,000
Premium/Discount to List
-$24,000
-4.81%
Views
23
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
47.78%
Original Mortgage
$332,500
Outstanding Balance
$331,941
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$167,798
Purchase Details
Closed on
Jan 12, 2022
Sold by
Vera L Brecheisen Revocable Trust
Bought by
Vtbrech Llc
Purchase Details
Closed on
Aug 20, 2020
Sold by
Hogan Kenneth H and Hogan Debra L
Bought by
Brecheisen Vera L and The Vera L Brecheisen Revocabl
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Interest Rate
3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 17, 2015
Sold by
Lagniappe Real Estate Llc
Bought by
Hogan Debra L and Hogan Kenneth H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
3.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Jan 11, 2013
Sold by
Ragan Lisa and Ragan Douglas
Bought by
Lagniappe Real Estate Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$204,525
Interest Rate
3.35%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 30, 2003
Sold by
Winjum Brent C and Winjum Anne T
Bought by
Ragan Douglas and Ragan Lisa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$249,680
Interest Rate
6.28%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 23, 2002
Sold by
Casey Tommy D and Bird Martha
Bought by
Winjum Brent C and Winjum Anne T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,900
Interest Rate
6.53%
Similar Homes in Destin, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $475,000 | Mcgill Escrow & Title | |
| Quit Claim Deed | -- | Robert E Mcgill Iii Pa | |
| Warranty Deed | $370,000 | Mcgill Escrow And Title | |
| Warranty Deed | $250,000 | Mcneese Title Llc | |
| Warranty Deed | $227,300 | Touchstone Land Title Inc | |
| Warranty Deed | $312,100 | Security First Title Partner | |
| Warranty Deed | $239,900 | Advance Title Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $332,500 | New Conventional | |
| Previous Owner | $175,000 | New Conventional | |
| Previous Owner | $200,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $204,525 | Purchase Money Mortgage | |
| Previous Owner | $249,680 | Purchase Money Mortgage | |
| Previous Owner | $191,900 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/11/2025 07/11/25 | Sold | $475,000 | -4.8% | $443 / Sq Ft |
| 04/27/2025 04/27/25 | Pending | -- | -- | -- |
| 12/17/2024 12/17/24 | For Sale | $499,000 | -- | $465 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,286 | $442,500 | -- | $442,500 |
| 2023 | $5,286 | $442,500 | $0 | $442,500 |
| 2022 | $3,843 | $347,500 | $0 | $347,500 |
| 2021 | $3,322 | $267,500 | $0 | $267,500 |
| 2020 | $2,685 | $257,500 | $0 | $257,500 |
| 2019 | $3,086 | $247,500 | $0 | $247,500 |
| 2018 | $2,793 | $217,500 | $0 | $0 |
| 2017 | $2,764 | $211,500 | $0 | $0 |
| 2016 | $2,747 | $211,500 | $0 | $0 |
| 2015 | $2,709 | $204,500 | $0 | $0 |
| 2014 | $2,541 | $189,500 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Brett Pasquariello
B
Seller's Agent in 2025
Brett Pasquariello
Adams Real Estate Inc
(850) 585-1844
25 in this area
26 Total Sales
-
Kristina Weaver
K
Buyer's Agent in 2025
Kristina Weaver
Bastion Realty LLC
(850) 980-0990
1 in this area
1 Total Sale
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 964876
APN: 00-2S-22-2500-0000-1406
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