$475,900
PENDING $14K PRICE DROP

97082 Harbor Concourse Cir Fernandina Beach, FL 32034

Estimated payment $2,980/month

Total Views 3,979
4 Beds
3 Baths
2,310 Sq Ft
$206 Price per Sq Ft

Highlights

  • Cooling Available
  • Central Heating
  • Fenced
  • Yulee Elementary School Rated A-
  • 2 Car Garage

About This Home

Contingent – under contract. Taking back up offers. This beautifully designed 4BR, 3BA home is full of character and charm, nestled in a welcoming, family-friendly neighborhood just minutes from the beauty and lifestyle of Amelia Island. Inside, you'll find a bright open-concept layout—perfect for entertaining or relaxing in comfort. The designer kitchen is a true centerpiece, showcasing stainless steel appliances, floor-to-ceiling stacked cabinetry, a classic farmhouse sink, and an oversized shiplap island topped with stunning marble countertops. Warm wood floors run throughout the main living areas and into the expansive first-floor primary suite. The spa like primary bath offers dual vanities, a large garden tub, and an oversized walk-in shower. Step outside to enjoy Florida living at its best—complete with a beautifully maintained fenced yard, cozy firepit, screened-in lanai, and plenty of room to relax or entertain.

Kristen Cowling

KELLER WILLIAMS REALTY / FB OFFICE License #3465396 Listed on: 06/24/2025

KELLER WILLIAMS REALTY / FB OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,500

Year Built

  • Built in 2017

Lot Details

  • Fenced
  • Property is zoned PUD

HOA Fees

  • $52 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Split Level Home
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 2,310 Sq Ft Home
  • Multi-Level Property
  • Window Screens

Kitchen

  • Stove
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Cooling Available
  • Central Heating

Community Details

  • Harbor Concourse Subdivision

Listing and Financial Details

  • Assessor Parcel Number 29-2N-28-0115-0020-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,500

Year Built

Built in 2017

Lot Details

0

HOA Fees

$52 per month

Parking

2

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size: .15
  • Road Surface Type: Paved
  • Subdivision Name: Harbor Concourse
  • Directions: From SR 200, take Amelia Concourse Dr. Turn Right onto Harbor Concourse Circle following it around curve, home will be on your right.
  • Architectural Style: Split Level
  • Garage Yn: Yes
  • Unit Levels: Multi/Split
  • Year Built: 2017
  • Property Sub Type Additional: Residential
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dryer, Dishwasher, Refrigerator, Stove, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Living Area: 2310.0
  • Window Features: Screens, Vinyl

Exterior Features

  • Pool Features: None
  • Construction Type: Frame
  • Exterior Features: Fence
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Two Car Garage

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 620.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Parcel #: 29-2N-28-0115-0020-0000
  • Zoning: PUD

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,500 $264,026 -- --
2023 $3,500 $256,336 $0 $0
2022 $3,175 $248,870 $0 $0
2021 $3,207 $241,621 $0 $0
2020 $3,224 $239,825 $45,000 $194,825
2019 $3,280 $240,826 $45,000 $195,826
2018 $3,555 $214,797 $0 $0
2017 $499 $30,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2025 07/08/25 Price Changed $475,900 -2.9% $206 / Sq Ft
06/20/2025 06/20/25 For Sale $489,900 +46.2% $212 / Sq Ft
12/17/2023 12/17/23 Off Market $335,000 -- --
02/07/2020 02/07/20 Sold $335,000 -2.9% $145 / Sq Ft
01/05/2020 01/05/20 Pending -- -- --
11/20/2019 11/20/19 For Sale $345,000 -- $149 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $335,000 Guardian Title & Trust Inc
Warranty Deed $296,089 Dream Finders Title
Deed $220,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $268,000 New Conventional
Previous Owner $290,726 FHA
Source: Public Records

Similar Homes in Fernandina Beach, FL

  • 94954 Colnago Ct, Fernandina Beach, FL 32034

    $419,000

    • 4 Beds
    • 2 Baths
    • 1,816 Sq Ft
    • 94954 Colnago Ct
    • Fernandina Beach, FL

    Are you ready to LOVE WHERE YOU LIVE? Immaculate 2022-Built Home in Villages of Woodbridge! This beautifully upgraded 4-bedroom, 2-bath residence blends thoughtful design with modern comfort in a sought-after Fernandina Beach community. The open-concept layout features 9-foot ceilings, 8-foot doors, and luxury plank flooring throughout the main living areas. At the heart of the home is a stylish

    Angie Heitzer SUMMER HOUSE REALTY

    Section Image
  • 95067 Gina St, Fernandina Beach, FL 32034

    $418,988

    • 4 Beds
    • 2 Baths
    • 1,901 Sq Ft
    • 95067 Gina St
    • Fernandina Beach, FL

    Priced below recent appraisal! Welcome to this stunning, nearly new 4-bedroom, 2-bathroom single-story home that perfectly blends modern comfort with elegant design. Built in 2024, this immaculate residence features a desirable split floor plan that offers privacy and functionality for both everyday living and entertaining. Step inside to discover an open-concept layout filled with natural light,

    Casey Clearman CENTURY 21 LIGHTHOUSE REALTY

    Section Image
  • 95297 Windflower Trail, Fernandina Beach, FL 32034

    $409,800

    • 4 Beds
    • 2 Baths
    • 1,834 Sq Ft
    • 95297 Windflower Trail
    • Fernandina Beach, FL

    Welcome to your dream home in the sought-after Amelia Concourse subdivision! This beautifully updated 3 bedroom, 2 bathroom home sits on a quiet cul-de-sac and features an open concept layout perfect for entertaining. There is an additional flex office space or 4th bedroom that conforms to your preference. Enjoy the modern kitchen, spacious living areas, and a fully fenced backyard ideal for pets

    Bryce Ocepek COLDWELL BANKER ANABASIS REALTY

    Section Image
  • 85056 Babcock Ct, Fernandina Beach, FL 32034

    $469,000

    • 3 Beds
    • 3 Baths
    • 2,339 Sq Ft
    • 85056 Babcock Ct
    • Fernandina Beach, FL

    Welcome to your dream home in the highly sought-after Amelia Walk neighborhood! This stunning 3-bedroom, 3-bathroom residence is meticulously maintained and offers a picturesque pond view that adds to its charm. With room for a pool, you can create your own outdoor oasis. The large kitchen is a chef's delight, featuring beautiful granite counters and stainless steel appliances, perfect for

    Rebecca Hutchinson IRON VALLEY REAL ESTATE NORTH FLORIDA

    Section Image
  • 34075 Lavender Parke Dr, Fernandina Beach, FL 32034

    $589,000

    • 4 Beds
    • 3 Baths
    • 2,630 Sq Ft
    • 34075 Lavender Parke Dr
    • Fernandina Beach, FL

    2.875% VA ASSUMABLE RATE!! Welcome to your dream home in the highly sought-after Flora Parke neighborhood! This almost-new, meticulously maintained 4-bedroom, 3-bath residence is a true gem. Step inside to discover an open floor plan highlighted by soaring 10-foot ceilings and elegant 8-foot doors. Natural light floods the space through two separate sliding glass doors that lead to an oversized

    Rebecca Hutchinson IRON VALLEY REAL ESTATE NORTH FLORIDA

    Section Image
  • 33146 Prairie Parke Place, Fernandina Beach, FL 32034

    $529,000

    • 4 Beds
    • 3 Baths
    • 2,330 Sq Ft
    • 33146 Prairie Parke Place
    • Fernandina Beach, FL

    Welcome to this beautifully maintained 4-bedroom, 3-bathroom home, ideally situated on a spacious corner lot in the highly sought-after Flora Parke community. Offering over 2,300 square feet of thoughtfully designed living space, this residence features a split floor plan with three bedrooms plus a dedicated office/study on the main level. Upstairs, you’ll find a versatile fourth bedroom or bonus

    MARY HAMILTON SUMMER HOUSE REALTY

    Section Image
  • 95429 Corsica Ct, Fernandina Beach, FL 32034

    $489,000

    • 5 Beds
    • 3 Baths
    • 2,640 Sq Ft
    • 95429 Corsica Ct
    • Fernandina Beach, FL

    BUILT IN 2023, this SPACIOUS and THOUGHTFULLY DESIGNED 5 bed, 3 bath home is tucked away on a QUIET CUL-DE-SAC with a SIZABLE LOT—offering plenty of space and even ROOM FOR A POOL! Just 12 MINUTES from the PRISTINE BEACHES of AMELIA ISLAND and the CHARMING FERNANDINA BEACH HISTORIC DISTRICT, this home is zoned for A-RATED FERNANDINA BEACH SCHOOLS and is close to MULTIPLE STATE PARKS for endless

    Felicia Walker SUMMER HOUSE REALTY

    Section Image
  • 83687 Nether St, Fernandina Beach, FL 32034

    $459,000

    • 3 Beds
    • 3 Baths
    • 2,013 Sq Ft
    • 83687 Nether St
    • Fernandina Beach, FL

    Stunning home located in the GATED Village Walk Community. Designed with comfort in mind, out of the 3 bedrooms, TWO are OWNER'S SUITES. YARD MAINTENANCE is included with the HOA, allowing you to enjoy a hassle-free lifestyle. The kitchen is a chef’s dream, featuring 42” upper cabinets, QUARTZ countertops, an oversized kitchen island, and stainless steel appliances, including a GAS RANGE.

    Rebecca Hutchinson IRON VALLEY REAL ESTATE NORTH FLORIDA

    Section Image
  • 96220 Ridgewood Cir, Fernandina Beach, FL 32034

    $410,000

    • 3 Beds
    • 2 Baths
    • 1,742 Sq Ft
    • 96220 Ridgewood Cir
    • Fernandina Beach, FL

    Pristine Pond-Front Retreat in Lofton Pointe; Florida Living at Its Finest! Welcome to this immaculate 3-bedroom, 2-bathroom home nestled on a tranquil pond lot in a highly desirable and sweet community. Bathed in natural light and thoughtfully designed with a spacious open-concept floor plan, this home offers both comfort and elegance in every corner. Step inside to find no carpet anywhere, just

    Melissa Ricks KELLER WILLIAMS REALTY ATLANTIC PARTNERS

    Section Image

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 112780

APN: 29-2N-28-0115-0020-0000