NOT LISTED FOR SALE

971 Gray Dr El Cajon, CA 92020

Estimated Value: $726,752 - $760,000

3 Beds
2 Baths
1,118 Sq Ft
$665/Sq Ft Est. Value

About This Home

This home is located at 971 Gray Dr, El Cajon, CA 92020 and is currently estimated at $743,938, approximately $665 per square foot. 971 Gray Dr is a home located in San Diego County with nearby schools including Anza Elementary School, Cajon Valley Middle School, and Valhalla High.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 15, 2025
Sold by
Youssef Alan P
Bought by
Youssef Alan P and Youssef Mirna
Current Estimated Value
$743,938

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,750
Outstanding Balance
$111,538
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$632,400

Purchase Details

Closed on
Apr 16, 2021
Sold by
Youssef Alan P and Youssef Wilsen P
Bought by
Youssef Alan P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$445,000
Interest Rate
3.05%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 2, 2017
Sold by
Kluemper Gary
Bought by
Youssef Alan P and Youssef Wilsen P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$412,392
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 14, 2011
Sold by
Kluemper Gary
Bought by
Kluemper Gary and Kluemper Nicole

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$214,865
Interest Rate
3.94%
Mortgage Type
VA

Purchase Details

Closed on
Oct 20, 2011
Sold by
Kluemper Gary and Kluemper Nicole
Bought by
Kluemper Gary

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$214,865
Interest Rate
3.94%
Mortgage Type
VA

Purchase Details

Closed on
Jun 28, 2011
Sold by
Kluemper Gary
Bought by
Kluemper Gary and Kluemper Nicole S

Purchase Details

Closed on
Mar 2, 2011
Sold by
Kluemper Nicole S
Bought by
Kluemper Gary

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,200
Interest Rate
4.75%
Mortgage Type
VA

Purchase Details

Closed on
Jan 13, 2011
Sold by
Flagstar Bank Fsb
Bought by
Kluemper Gary

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,200
Interest Rate
4.75%
Mortgage Type
VA

Purchase Details

Closed on
Sep 7, 2010
Sold by
Sengmavong Vankham
Bought by
Flagstar Bank Fsb

Purchase Details

Closed on
Oct 24, 2002
Sold by
Williams John H
Bought by
Sengmavong Vankham

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,000
Interest Rate
5.75%

Purchase Details

Closed on
Sep 8, 1998
Sold by
United Guaranty Residential Insurance Co
Bought by
Williams John W and Williams Audrey M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$114,400
Interest Rate
6.88%

Purchase Details

Closed on
Apr 27, 1998
Sold by
Hambelton John W and Hambelton Barbara J
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Jun 27, 1985
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
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Adjusted for Inflation
Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Youssef Alan P -- Lawyers Title Company
Youssef Alan P $222,500 Commonwealth Land Title Co
Youssef Alan P $420,000 Chicago Title Sd
Kluemper Gary -- Act Title San Diego
Kluemper Gary -- Act Title San Diego
Kluemper Gary -- None Available
Kluemper Gary -- Lsi Title Company
Kluemper Gary $235,000 Lsi Title Company
Flagstar Bank Fsb $260,001 Accommodation
Sengmavong Vankham $280,000 Fidelity National Title Co
Williams John W $143,000 Guardian Title
Federal Home Loan Mortgage Corporation $126,766 Fidelity National Title
-- $87,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Youssef Alan P $111,750
Previous Owner Youssef Alan P $445,000
Previous Owner Youssef Alan P $412,392
Previous Owner Kluemper Gary $214,865
Previous Owner Kluemper Gary $218,200
Previous Owner Sengmavong Vankham $224,000
Previous Owner Williams John W $114,400
Closed Sengmavong Vankham $28,000
Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,873 $530,562 $390,572 $139,990
2024 $6,873 $520,160 $382,914 $137,246
2023 $6,828 $509,961 $375,406 $134,555
2022 $6,816 $499,963 $368,046 $131,917
2021 $6,628 $450,323 $321,660 $128,663
2020 $6,218 $445,706 $318,362 $127,344
2019 $5,350 $436,968 $312,120 $124,848
2018 $5,263 $428,400 $306,000 $122,400
2017 $3,225 $259,412 $161,412 $98,000
2016 $3,012 $254,327 $158,248 $96,079
2015 $2,996 $250,507 $155,871 $94,636
2014 $2,937 $245,601 $152,818 $92,783
Source: Public Records

Map

California San Diego County El Cajon 92020

971 Gray Dr, El Cajon, CA

Not Listed for Sale

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