972 Merced River Rd Chula Vista, CA 91913
Otay Ranch NeighborhoodHighlights
- Mountain View
- Cathedral Ceiling
- Bonus Room
- Rancho Del Rey Middle School Rated A-
- Wood Flooring
- Community Pool
About This Home
Located in desirable Otay Ranch III, this spacious 5-bedroom, 4-bath residence offers approximately 2,928 sq ft per public records, plus additional finished living space providing expanded flexibility. The main level features a full bedroom and bathroom, ideal for guests or multigenerational living. The open-concept kitchen includes granite countertops, stainless steel appliances, center island with cooktop, abundant cabinetry, and seamless flow into the family room with fireplace and direct backyard access. Upstairs, the expansive primary suite offers dual vanities, soaking tub, separate shower, and walk-in closets. Secondary bedrooms are well-sized and thoughtfully positioned. The former tandem garage space has been converted into additional finished living area, currently configured as a bedroom with full bathroom and independent exterior backyard access. This added space provides flexible options for extended living, office, gym, or private retreat. Total usable area is approximately 3,146 sq ft including this finished space (buyer to verify all square footage, permits, and usage). The backyard is designed for entertaining, featuring a pergola-covered patio, grassy area, and hillside views. The exterior-access bathroom adds convenience for gatherings. Located near parks, schools, shopping, and Otay Ranch amenities, this home offers space, versatility, and location
Home Details
Home Type
- Single Family
Year Built
- Built in 2003
Lot Details
- Property is Fully Fenced
HOA Fees
- $138 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Spanish Tile Roof
- Stucco
Interior Spaces
- 2,928 Sq Ft Home
- 2-Story Property
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Family Room with Fireplace
- Family Room Off Kitchen
- Bonus Room
- Mountain Views
- Gas Dryer Hookup
Kitchen
- Convection Oven
- Gas Range
- Dishwasher
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Soaking Tub
Outdoor Features
- Patio
- Front Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
Community Details
Overview
- Association fees include common area maintenance
- Otay Ranch III Association
- Chula Vista Subdivision
Recreation
- Community Pool
Security
- Security Guard
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $10,084 | $521,475 | $208,588 | $312,887 |
| 2024 | $10,084 | $511,251 | $204,499 | $306,752 |
| 2023 | $9,951 | $501,228 | $200,490 | $300,738 |
| 2022 | $9,747 | $491,401 | $196,559 | $294,842 |
| 2021 | $9,586 | $481,766 | $192,705 | $289,061 |
| 2020 | $9,399 | $476,828 | $190,730 | $286,098 |
| 2019 | $9,195 | $467,480 | $186,991 | $280,489 |
| 2018 | $9,046 | $458,315 | $183,325 | $274,990 |
| 2017 | $8,887 | $449,330 | $179,731 | $269,599 |
| 2016 | $8,874 | $454,548 | $173,161 | $281,387 |
| 2015 | $8,508 | $447,721 | $170,560 | $277,161 |
| 2014 | $8,616 | $438,951 | $167,219 | $271,732 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/05/2026 03/05/26 | Pending | -- | -- | -- |
| 02/26/2026 02/26/26 | For Sale | $1,200,000 | 0.0% | $410 / Sq Ft |
| 06/12/2025 06/12/25 | Rented | $5,200 | 0.0% | -- |
| 06/07/2025 06/07/25 | For Rent | $5,200 | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | -- | Accommodation | |
| Interfamily Deed Transfer | -- | First American Title Company | |
| Grant Deed | -- | First American Title Company | |
| Interfamily Deed Transfer | -- | First American Title Company | |
| Grant Deed | -- | First American Title Company | |
| Grant Deed | -- | First American Title Company | |
| Grant Deed | -- | None Available | |
| Trustee Deed | $404,000 | None Available | |
| Grant Deed | $515,000 | Commonwealth Land Title Co |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $362,400 | New Conventional | |
| Previous Owner | $350,000 | New Conventional | |
| Previous Owner | $463,500 | Unknown |
Source: San Diego MLS
MLS Number: 260004460
APN: 641-250-40
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