NOT LISTED FOR SALE

Estimated Value: $1,230,836

5 Beds
4 Baths
2,928 Sq Ft
$420/Sq Ft Est. Value

Sale Details

Date Sold: April 22, 2026

Last sale price $1,255,000 $429 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $7,777 / mo

7 Days on Market

Highlights

  • Mountain View
  • Wood Flooring
  • Community Pool
  • Cathedral Ceiling
  • Bonus Room
  • Family Room Off Kitchen

About This Home

As of April 2026

Located in desirable Otay Ranch III, this spacious 5-bedroom, 4-bath residence offers approximately 2,928 sq ft per public records, plus additional finished living space providing expanded flexibility. The main level features a full bedroom and bathroom, ideal for guests or multigenerational living. The open-concept kitchen includes granite countertops, stainless steel appliances, center island with cooktop, abundant cabinetry, and seamless flow into the family room with fireplace and direct backyard access. Upstairs, the expansive primary suite offers dual vanities, soaking tub, separate shower, and walk-in closets. Secondary bedrooms are well-sized and thoughtfully positioned. The former tandem garage space has been converted into additional finished living area, currently configured as a bedroom with full bathroom and independent exterior backyard access. This added space provides flexible options for extended living, office, gym, or private retreat. Total usable area is approximately 3,146 sq ft including this finished space (buyer to verify all square footage, permits, and usage). The backyard is designed for entertaining, featuring a pergola-covered patio, grassy area, and hillside views. The exterior-access bathroom adds convenience for gatherings. Located near parks, schools, shopping, and Otay Ranch amenities, this home offers space, versatility, and location

Last Agent to Sell the Property

Norma Roth

Coldwell Banker West License #01926943 Listed on: 02/26/2026

Last Buyer's Agent

Corrie Ledezma

ROA California Inc License #01855078

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2003

Lot Details

  • Property is Fully Fenced

HOA Fees

  • $138 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Spanish Tile Roof
  • Stucco

Interior Spaces

  • 2,928 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Family Room with Fireplace
  • Family Room Off Kitchen
  • Bonus Room
  • Mountain Views
  • Gas Dryer Hookup

Kitchen

  • Convection Oven
  • Gas Range
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Soaking Tub

Outdoor Features

  • Patio
  • Front Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

Overview

  • Association fees include common area maintenance
  • Otay Ranch III Association
  • Chula Vista Subdivision

Recreation

  • Community Pool

Security

  • Security Guard

Home Details

Home Type

Single Family

Year Built

Built in 2003

Lot Details

0 Sq Ft Lot

HOA Fees

$138 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2003
  • Unit Levels: 2 Story
  • Property Sub Type: Detached
  • Security Features: On Site Guard
  • Association Fees: 138.0
  • Association Fee Frequency: Monthly
  • Association Fee Inclusions: Common Area Maintenance
  • Co List Office Mls Id: 4230
  • Subdivision Name: CHULA VISTA
  • Living Area: 2928.0
  • FeedTypes: IDX
  • RFModificationTimestamp: 2026-04-22T20:30:33Z
  • ADU_YesNo: No
  • AgeRestrictions: N/K
  • CFDMelloRoosFeeReflct: Year
  • FullAddress: 972 Merced River Rd
  • Ownership: Fee Simple
  • ShortSale: No
  • Site: Sidewalks
  • WaterHeaterType: Gas
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Interior Amenities: Bathtub, Ceiling Fan, Recessed Lighting, Unfurnished, Cathedral-Vaulted Ceiling, Kitchen Open to Family Rm
  • Total Bedrooms: 5
  • Appliances: Dishwasher, Disposal, Garage Door Opener, Convection Oven, Gas Range
  • Fireplace Features: FP in Family Room
  • Fireplaces: 1
  • Flooring: Tile, Wood

Exterior Features

  • Fencing: Full
  • Roof: Spanish Tile
  • View: Mountains/Hills
  • Pool Features: Community/Common
  • Construction Type: Stucco
  • Patio And Porch Features: Patio, Porch - Front

Garage/Parking

  • Garaged Spaces: 2.0
  • Parking Features: Attached
  • Total Parking Spaces: 5.0
  • SDMLS_ParkingNonGaraged: 3.0
  • SDMLS_RV_Parking: None Known

Utilities

  • Cooling: Central Forced Air
  • Heating: Forced Air Unit
  • Sewer: Sewer Connected
  • Laundry Features: Gas
  • Water Source: Meter on Property
  • HeatSource: Natural Gas

Condo/Co-op/Association

  • Association Name: Otay Ranch III

Matterport 3D Tour

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 26, 2026
Closed on
Apr 2, 2026
Sold by
Bought by
Seller's Agent
Norma Roth
Coldwell Banker West
Buyer's Agent
Corrie Ledezma
ROA California Inc
List Price
$1,200,000
Sold Price
$1,255,000
Premium/Discount to List
$55,000
4.58%
Views
126
Current Estimated Value
$1,230,836

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$24,164
Avg. Annual Appreciation
-6.48%
Original Mortgage
$1,004,000
Outstanding Balance
$1,001,049
Interest Rate
6.11%
Mortgage Type
New Conventional
Estimated Equity
$229,787

Purchase Details

Closed on
Dec 17, 2015
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$362,400
Interest Rate
3.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 14, 2015
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
3.86%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 10, 2015
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
3.86%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 24, 2010
Sold by
Bought by

Purchase Details

Closed on
Dec 1, 2009
Sold by
Bought by

Purchase Details

Closed on
Oct 16, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$463,500
Interest Rate
4.37%
Mortgage Type
Unknown
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Otay Ranch, CA

See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$1,255,000 Ticor Title Company
-- First American Title Company
-- First American Title Company
-- Accommodation
-- First American Title Company
-- First American Title Company
-- First American Title Company
-- None Available
$404,000 None Available
$515,000 Commonwealth Land Title Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $1,004,000
Closed $362,400
Previous Owner $350,000
Previous Owner $570,000
Previous Owner $463,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/22/2026 04/22/26 Sold $1,255,000 +4.6% $429 / Sq Ft
03/05/2026 03/05/26 Pending -- -- --
02/26/2026 02/26/26 For Sale $1,200,000 0.0% $410 / Sq Ft
06/12/2025 06/12/25 Rented $5,200 0.0% --
06/07/2025 06/07/25 For Rent $5,200 -- --
Source: San Diego MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $10,331 $531,903 $212,759 $319,144
2025 $10,331 $521,475 $208,588 $312,887
2024 $10,084 $511,251 $204,499 $306,752
2023 $9,951 $501,228 $200,490 $300,738
2022 $9,747 $491,401 $196,559 $294,842
2021 $9,586 $481,766 $192,705 $289,061
2020 $9,399 $476,828 $190,730 $286,098
2019 $9,195 $467,480 $186,991 $280,489
2018 $9,046 $458,315 $183,325 $274,990
2017 $8,887 $449,330 $179,731 $269,599
2016 $8,874 $454,548 $173,161 $281,387
2015 $8,508 $447,721 $170,560 $277,161
2014 $8,616 $438,951 $167,219 $271,732
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: San Diego MLS

MLS Number: 260004460

San Diego MLS

APN: 641-250-40

Your Personal Tour Guide

Ask me questions while you tour the home.