NOT LISTED FOR SALE

973 Spencer Hamilton Rd Loretto, KY 40037

Estimated Value: $197,000 - $245,000

3 Beds
2 Baths
1,346 Sq Ft
$164/Sq Ft Est. Value

Sale Details

Date Sold: January 31, 2020

Last sale price $133,500 $99 Per Sq Ft

Est. 65% increase in value since last sale

Current estimated payment $1,282 / mo

6 Days on Market

About This Home

As of January 2020

You will find this jewel of an affordably priced home located in the beautiful Loretto area! This wonderful home features 3 bedrooms (1 a larger master suite on one end of the home w/ a tray ceiling & its own private full bathroom offering a twin sink vanity, a walk-in closet & 2 additional closets), a 2nd full bathroom between the 2 bedrooms on the other end of the home, a spacious eat-in kitchen w/ plenty of oak cabinetry (includes the refrigerator, dishwasher, radiant top stove & built-in microwave)...The kitchen flows to a generously sized living room highlighted by a cathedral ceiling which makes it seem even more roomy...Plus a utility room off the kitchen! Inside you will enjoy a nice palette of colors throughout the home, gorgeous hardwood flooring in all 3 bedrooms, living room & hallway, nice ceramic tile flooring in the master bathroom, kitchen & utility room...Plus lots of ceiling fans & so much more! Outside you will love taking it easy on the covered front porch or the large rear wooden deck...Also nice trees & landscaping, a double concrete driveway & a handy 12' X 20' metal storage building! As an added bonus...The durable 3-dimensional shingle roof was installed in 2016 so you should have plenty of life left on the roof!

Last Agent to Sell the Property

Charles Lancaster

The Lancaster Agency Inc Listed on: 09/27/2019

Last Buyer's Agent

Charles Lancaster

The Lancaster Agency Inc Listed on: 09/27/2019

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2008

Lot Details

  • 30,056 Sq Ft Lot

Home Design

  • Frame Construction
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,346 Sq Ft Home
  • 1-Story Property

Kitchen

  • Oven
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Central Air
  • Septic Tank

Home Details

Home Type

Single Family

Year Built

Built in 2008

Lot Details

0.69 Acres

Listing Details

  • HamletID: 0
  • HasCentralAC: Yes
  • LandRentAmount: 0
  • Lot Size Acres: 0.69
  • Number Of Stories: 1
  • PercentageOfTaxThatIsDeductable: 0
  • PropertyCity: Loretto
  • Prop. Type: House (Detached)
  • Renovation Year: 0
  • ResidentialStyle: Ranch
  • RoofAsphalt: Yes
  • SForSaleAndRForRental: S
  • SidingVinyl: Yes
  • USStateAbbreviation: KY
  • WaterSourceType: Municipal
  • Year Built: 2008
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • ApplianceDishwasher: Yes
  • ApplianceMicrowave: Yes
  • ApplianceOven: Yes
  • ApplianceRefrigerator: Yes
  • Fireplaces: 0
  • AboveArea Sq Ft: 1346

Exterior Features

  • Construction Type: Frame

Garage/Parking

  • AttachedParking: 0
  • Numberof Garage Spaces: 0

Utilities

  • Sewer Type: Private Septic

Condo/Co-op/Association

  • HOA Fees: 0
  • Units in Building: 0

Lot Info

  • Number Of Lots: 0

Multi Family

  • Unit Number of Bedrooms: 3
  • Total Taxes: 0

Tax Info

  • Tax Year: 0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 27, 2019
Closed on
Jan 31, 2020
Sold by
Bought by
Seller's Agent
Charles Lancaster
The Lancaster Agency Inc
Buyer's Agent
Charles Lancaster
The Lancaster Agency Inc
List Price
$129,900
Sold Price
$133,500
Premium/Discount to List
$3,600
2.77%
Current Estimated Value
$220,522

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$87,022
Avg. Annual Appreciation
8.03%
Original Mortgage
$136,363
Interest Rate
0.0374%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Dec 6, 2017
Sold by
Bought by

Purchase Details

Closed on
Oct 26, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,611
Interest Rate
0.0438%

Purchase Details

Closed on
Oct 25, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,611
Interest Rate
0.0438%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$133,500 None Available
-- None Available
$91,300 --
$91,300 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $136,363
Previous Owner $94,611
Previous Owner $94,611
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
01/31/2020 01/31/20 Sold $133,500 +2.8% $99 / Sq Ft
10/03/2019 10/03/19 Pending -- -- --
09/27/2019 09/27/19 For Sale $129,900 -- $97 / Sq Ft
Source: My State MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $976 $160,000 $160,000 $0
2024 $774 $133,500 $133,500 $0
2023 $1,198 $133,500 $133,500 $0
2022 $1,207 $133,500 $133,500 $0
2021 $1,228 $133,500 $133,500 $0
2020 $1,237 $133,500 $133,500 $0
2019 $846 $91,300 $91,300 $0
2018 $855 $91,300 $91,300 $0
2017 $854 $91,300 $91,300 $0
2015 $807 $91,300 $91,300 $0
2012 $782 $91,300 $91,300 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: My State MLS

MLS Number: 10644933

APN: 021-055-07

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