$615,437 - $837,000
RENTED MAY 4, 2025

Rock Harbor Club 97652 Overseas Hwy Unit 12 Key Largo, FL 33037

2 Beds
2 Baths
1,130 Sq Ft
$633 Price per Sq Ft

Last Sold September 18, 2024

Last sale price $729,000 $645 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $4,238/month

About This Home

As of September 2024

Bayfront Condo for Rent - Rock Harbor Club, Key Largo. Experience the ultimate in waterfront living with this captivating 2-bedroom, 1.5-bath corner unit condo in a private, gated community. Nestled along Florida Bay, this home offers breathtaking views and a serene island lifestyle. Step inside to an open living space with a spacious kitchen, pantry, and half-bath, leading to a screened balcony where you can soak in refreshing bay breezes. Upstairs, a split-bedroom layout ensures privacy, with each room offering peaceful views and ample natural light. Rock Harbor Club spans 14 lush acres with resort-style amenities, including a heated and chilled pool, tennis, basketball, and bocce ball courts, scenic nature trails, a kayak and paddleboard launch with storage, and a private sandy beach with a fire pit for unforgettable sunsets. The bayfront clubhouse features a gym, sauna, showers, and an entertainment lounge. This rare annual rental opportunity invites you to embrace the relaxed Keys lifestyle with stunning views, vibrant community amenities, and endless outdoor activities. Available April 1st--don't miss your chance to live in paradise!

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 9, 2021
Sold by
Tilton Jacquelyn C
Bought by
Tilton Jacquelyn C and Meyer Marilyn D
Current Estimated Value
$715,359

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,000
Outstanding Balance
$211,496
Interest Rate
2.65%
Mortgage Type
New Conventional
Estimated Equity
$503,863

Purchase Details

Listed on
Aug 13, 2017
Closed on
May 4, 2018
Sold by
Heller Margaruitte E and Heller Erich E
Bought by
Tilton Jacquelyn C
Seller's Agent
Terri Bodker
LoKation Real Estate
Buyer's Agent
Jeannine Cook
Century 21 Circle
List Price
$392,000
Sold Price
$355,000
Premium/Discount to List
-$37,000
-9.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.31%
Original Mortgage
$235,000
Interest Rate
4.45%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 13, 2017
Closed on
May 1, 2018
Sold by
Heller Margaruitte E and Heller Erich E
Bought by
Tilton Jacquelyn C
Seller's Agent
Terri Bodker
LoKation Real Estate
Buyer's Agent
Jeannine Cook
Century 21 Circle
List Price
$392,000
Sold Price
$355,000
Premium/Discount to List
-$37,000
-9.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
4.45%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 1, 2014
Closed on
Jun 12, 2015
Sold by
Morris Henry
Bought by
Heller Margaruitte and Heller Erich E
Seller's Agent
Adam Kutner
Grove Town Properties
Buyer's Agent
Ellie Donofrio
LoKation Real Estate
List Price
$349,900
Sold Price
$342,500
Premium/Discount to List
-$7,400
-2.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.25%
Original Mortgage
$325,375
Interest Rate
3.88%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 3, 2013
Closed on
Dec 24, 2013
Sold by
Milanese Gary P
Bought by
Henry Morris
Seller's Agent
Terri Bodker
LoKation Real Estate
Buyer's Agent
Terri Bodker
Ocean Bay Realty of the Keys
List Price
$359,000
Sold Price
$327,025
Premium/Discount to List
-$31,975
-8.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.38%

Purchase Details

Closed on
May 6, 2005
Sold by
Braid Fred L and Braid Julie A
Bought by
Milanese Gary P

Purchase Details

Closed on
Jul 20, 2000
Sold by
Hillend David V and Hillend Lois M
Bought by
Braid Fred L and Braid Julie A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,720
Interest Rate
8.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 5, 1999
Sold by
Preston Boyd A Preston and Preston Deborah J
Bought by
Hillend David V and Hillend Lois M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,720
Interest Rate
6.82%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 1, 1989
Bought by
Heller Margaruitte and Heller Erich E

Purchase Details

Closed on
Jun 1, 1977
Bought by
Heller Margaruitte and Heller Erich E
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Tilton Jacquelyn C -- Absolute First Title Llc
Tilton Jacquelyn C $355,000 Absolute First Title
Tilton Jacquelyn C $355,000 Absolute First Title
Heller Margaruitte $342,500 Sunshine Title Of Keys Inc
Henry Morris $317,500 Entitle Insurance Company
Milanese Gary P $495,000 Century Title Corporation
Braid Fred L $165,000 --
Hillend David V $115,900 --
Heller Margaruitte $115,000 --
Heller Margaruitte $59,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Tilton Jacquelyn C $234,000
Closed Tilton Jacquelyn C $235,000
Closed Tilton Jacquelyn C $235,000
Previous Owner Heller Margaruitte $325,375
Previous Owner Hillend David V $92,720
Previous Owner Hillend David V $92,720
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/04/2025 05/04/25 Rented $3,000 0.0% --
04/09/2025 04/09/25 Under Contract -- -- --
04/04/2025 04/04/25 Price Changed $3,000 -14.3% $3 / Sq Ft
03/10/2025 03/10/25 For Rent $3,500 0.0% --
09/18/2024 09/18/24 Sold $729,000 -2.8% $585 / Sq Ft
05/08/2024 05/08/24 Price Changed $750,000 -5.7% $601 / Sq Ft
04/02/2024 04/02/24 For Sale $795,000 +28.2% $638 / Sq Ft
02/01/2024 02/01/24 Sold $620,000 -11.3% $549 / Sq Ft
01/04/2024 01/04/24 Pending -- -- --
11/14/2023 11/14/23 For Sale $699,000 0.0% $619 / Sq Ft
11/12/2023 11/12/23 Rented $3,400 -2.9% --
10/02/2023 10/02/23 For Rent $3,500 0.0% --
05/01/2018 05/01/18 Sold $355,000 -9.4% $314 / Sq Ft
03/17/2018 03/17/18 Pending -- -- --
08/13/2017 08/13/17 For Sale $392,000 +14.5% $347 / Sq Ft
06/12/2015 06/12/15 Sold $342,500 -2.1% $303 / Sq Ft
03/20/2015 03/20/15 Pending -- -- --
10/01/2014 10/01/14 For Sale $349,900 +7.0% $310 / Sq Ft
01/21/2014 01/21/14 Sold $327,025 -8.9% $289 / Sq Ft
12/03/2013 12/03/13 Pending -- -- --
10/03/2013 10/03/13 For Sale $359,000 -- $318 / Sq Ft

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,034 $354,957 -- --
2023 $3,034 $344,619 $0 $0
2022 $2,867 $334,582 $0 $0
2021 $2,900 $324,837 $0 $324,837
2020 $2,879 $320,353 $0 $320,353
2019 $2,823 $313,151 $0 $313,151
2018 $2,589 $280,268 $0 $0
2017 $2,533 $274,504 $0 $0
2016 $2,561 $268,858 $0 $0
2015 $1,988 $197,656 $0 $0
2014 $2,817 $243,992 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Terri Bodker

    Seller's Agent in 2025

    Terri Bodker

    LoKation Real Estate

    (305) 522-9420

    107 Total Sales

    Terri Bodker
    Section Image

  • o

    Buyer's Agent in 2024

    outside of mls

    Outside Of MLS

  • K

    Buyer's Agent in 2024

    K. Shylon Martin

    Exit Realty Florida Keys TAV

  • K Shylon Martin

    Buyer's Agent in 2024

    K Shylon Martin

    Engel & Volkers Islamorada

    (305) 766-3074

    29 Total Sales

    K Shylon Martin
    Section Image

  • J

    Buyer's Agent in 2018

    Jeannine Cook

    Century 21 Circle

  • Adam Kutner

    Seller's Agent in 2015

    Adam Kutner

    Grove Town Properties

    (305) 632-7232

    42 Total Sales

    Adam Kutner
    Section Image
See All Agents

About Rock Harbor Club

Map

Florida Monroe County Key Largo 33037

97652 Overseas Hwy Unit 12, Key Largo, FL

This home is located at 97652 Overseas Hwy Unit 12, Key Largo, FL 33037 and is currently estimated at $715,359, approximately $633 per square foot. 97652 Overseas Hwy Unit 12 is a home located in Monroe County with nearby schools including Key Largo School, Coral Shores High School, and Dolphin Montessori Children's House.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Nearby Homes