Rock Harbor Club 97652 Overseas Hwy Unit 25 Key Largo, FL 33037
2
Beds
2
Baths
1,116
Sq Ft
$740/mo
HOA Fee
Highlights
- Boat Dock
- Beach
- Sandy Beach
- Coral Shores High School Rated A
- Property fronts gulf or ocean
- 1-minute walk to Schwingggg
About This Home
As of May 2025Direct sunset views! Watch the sun sink into the horizon on Florida Bay from your screened porch, living room and bedroom! This open bayfront 2 bed/2 bath condo in Key Largo offers expansive open bay views, a wide sandy beach, bayfront clubhouse, boat storage barn, pool, tennis courts and acres of shady tree-lined streets and paths throughout the community. Rock Harbor Club's Harbor House condo is known for its multi-million dollar views, nightly sunsets, and the peace and quiet you expect in the Florida Keys! This second floor condo offers single level living (no stairs), and 32 feet of glass patio sliders to frame the Florida Bay view. The unit also offers a large primary bedroom with en suite bathroom and walk-in closet, plus a comfortable guest bedroom with a large wall closet, a common full bath, washer/dryer, and an enormous hall storage/pantry closet. The screened in patio provides a spacious outdoor living area, and the exterior landscaping provides a feeling of a peace and privacy rarely felt in a condo. Community amenities include a clubhouse with a full kitchen, TV, reading/lounging area, sauna, and a gas fire pit to enjoy sunsets with friends. There's also paddle board and kayak storage, bike racks, boat dockage (check for specific availability and restrictions; 21' space available now) up to 26'6' LOA with fork lift service to the dry storage boat racks, plenty of parking, and a serene location. This turn-key property is super clean and close to many local restaurants, luxury resorts, easy shopping, and ready to enjoy the Keys lifestyle.
Last Agent to Sell the Property
Coldwell Banker Schmitt Islamorada License #555709 Listed on: 07/19/2022
Last Buyer's Agent
Thomas Magaldi
Coastal Real Estate Professionals, LLC
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $4,046
Year Built
- Built in 1975
Lot Details
- Sandy Beach
- Fenced
HOA Fees
- $740 Monthly HOA Fees
Home Design
- Tar and Gravel Roof
- Pre-Cast Concrete Construction
Interior Spaces
- 1,116 Sq Ft Home
- 5-Story Property
- Sliding Doors
- Tile Flooring
Kitchen
- Oven
- Range
Bedrooms and Bathrooms
- 2 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Home Security
Parking
- Electric Gate
- Guest Parking
- Open Parking
- Off-Street Parking
Accessible Home Design
- Accessible Elevator Installed
- Handicap Accessible
Pool
- In Ground Pool
- Outdoor Shower
Outdoor Features
- First Come-First Served Dock
- Assigned Dock
- Dock Facilities
- Dock made with concrete
- Screened Balcony
- Exterior Lighting
Utilities
- Central Air
- Separate Meters
- Public Hookup Available For Sewer
- Cable TV Available
Listing and Financial Details
- Minimum Rental Period: 28
- Assessor Parcel Number 00090966-001000
Community Details
Overview
- Association fees include bldg exterior mnt, water, sewer, common area mnt, cable, building insurance
- 91 Units
- Rock Harbor Condo Subdivision
Amenities
- Clubhouse
Recreation
- Beach
Pet Policy
- Pet Restriction: 1 pet 15 lbs.
Security
- Resident Manager or Management On Site
- Complete Accordion Shutters
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 12, 2025
Closed on
May 27, 2025
Sold by
Mahony Kenneth C and Mahony Raquel D
Bought by
Chesnes Gerard and Chesnes Shari
Seller's Agent
Thomas Magaldi
Robert Slack LLC
Buyer's Agent
Terri Bodker
LoKation Real Estate
List Price
$885,000
Sold Price
$870,000
Premium/Discount to List
-$15,000
-1.69%
Views
57
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.92%
Purchase Details
Listed on
Jul 19, 2022
Closed on
Nov 18, 2022
Sold by
Moffitt Gregory P and Moffitt Regina A
Bought by
Mahony Kenneth C and Mahony Raquel D
Seller's Agent
Brett Newman
Coldwell Banker Schmitt Islamorada
Buyer's Agent
Thomas Magaldi
Coastal Real Estate Professionals, LLC
List Price
$799,000
Sold Price
$775,000
Premium/Discount to List
-$24,000
-3%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.68%
Original Mortgage
$581,250
Interest Rate
6.94%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 22, 2005
Sold by
Benedix Robert H
Bought by
Moffitt Gregory P and Moffitt Regina A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$624,000
Interest Rate
6.25%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Nov 22, 2002
Sold by
Peraza Henry J
Bought by
Benedix Robert H
Purchase Details
Closed on
Jun 17, 1998
Sold by
Karen Charles and Karen Throckmorton
Bought by
Peraza Henry
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$10,000
Interest Rate
7.14%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Jun 1, 1998
Bought by
Moffitt Gregory P and Moffitt Regina A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$10,000
Interest Rate
7.14%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Jun 16, 1997
Sold by
Clements Nancy D
Bought by
Clements Iii Tr Charles L
Purchase Details
Closed on
Jul 1, 1992
Bought by
Moffitt Gregory P and Moffitt Regina A
Purchase Details
Closed on
Aug 1, 1985
Bought by
Moffitt Gregory P and Moffitt Regina A
Purchase Details
Closed on
Apr 1, 1981
Bought by
Moffitt Gregory P and Moffitt Regina A
Purchase Details
Closed on
Dec 1, 1978
Bought by
Moffitt Gregory P and Moffitt Regina A
Similar Homes in the area
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $870,000 | None Listed On Document | |
| Warranty Deed | $870,000 | None Listed On Document | |
| Warranty Deed | $775,000 | Florida Title | |
| Warranty Deed | $780,000 | Island Acquisition Title Co | |
| Warranty Deed | $382,500 | -- | |
| Warranty Deed | $87,500 | -- | |
| Warranty Deed | $87,500 | -- | |
| Warranty Deed | $175,000 | -- | |
| Quit Claim Deed | $100 | -- | |
| Warranty Deed | $135,000 | -- | |
| Warranty Deed | $160,000 | -- | |
| Warranty Deed | $150,000 | -- | |
| Deed | $91,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $581,250 | New Conventional | |
| Previous Owner | $624,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $10,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/27/2025 05/27/25 | Sold | $870,000 | -1.4% | $777 / Sq Ft |
| 02/23/2025 02/23/25 | Price Changed | $882,000 | -0.3% | $788 / Sq Ft |
| 02/12/2025 02/12/25 | For Sale | $885,000 | +14.2% | $790 / Sq Ft |
| 11/16/2022 11/16/22 | Sold | $775,000 | -3.0% | $694 / Sq Ft |
| 10/11/2022 10/11/22 | For Sale | $799,000 | 0.0% | $716 / Sq Ft |
| 10/10/2022 10/10/22 | Pending | -- | -- | -- |
| 08/12/2022 08/12/22 | Price Changed | $799,000 | -9.1% | $716 / Sq Ft |
| 07/19/2022 07/19/22 | For Sale | $879,000 | -- | $788 / Sq Ft |
Source: Florida Keys Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,573 | $631,720 | -- | $631,720 |
| 2023 | $5,573 | $623,710 | $0 | $623,710 |
| 2022 | $4,353 | $519,471 | $0 | $519,471 |
| 2021 | $4,046 | $426,210 | $0 | $426,210 |
| 2020 | $3,828 | $396,786 | $0 | $396,786 |
| 2019 | $3,618 | $370,533 | $0 | $370,533 |
| 2018 | $3,595 | $370,533 | $0 | $0 |
| 2017 | $3,384 | $358,316 | $0 | $0 |
| 2016 | $3,114 | $292,833 | $0 | $0 |
| 2015 | $3,014 | $274,522 | $0 | $0 |
| 2014 | $3,368 | $305,024 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
T
Seller's Agent in 2025
Thomas Magaldi
Robert Slack LLC
-
T
Buyer's Agent in 2025
Terri Bodker
LoKation Real Estate
-
B
Seller's Agent in 2022
Brett Newman
Coldwell Banker Schmitt Islamorada
-
L
Seller Co-Listing Agent in 2022
Lisa Karp
LoKation Real Estate
About Rock Harbor Club
Map
Source: Florida Keys Board of REALTORS®
MLS Number: 601876
APN: 00090966-001000
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