$219,000
SOLD MAR 5, 2025

978 Bluff Ave Saint Charles, MN 55972

3 Beds
2 Baths
1,291 Sq Ft
11,587 Sq Ft

Recently Sold

$170 Per Sq Ft

9% Below List Price

52 Days on Market

Highlights

  • Bonus Room
  • No HOA
  • Dining Room
  • St. Charles Secondary School Rated 9+
  • Forced Air Heating and Cooling System
  • Family Room

About This Home

As of March 2025

Charming 3 bedroom 2 bath home located in the heart of Saint Charles. 2 bedrooms on the main floor and a large family room to enjoy. Primary bed/bath on the upper level. Bonus room on the main floor that could be converted into a bedroom! The many updates in this house include fresh carpet, luxurious plank flooring, remodeled bathrooms and a remodeled kitchen with brand new appliances. Enjoy the convenience of main floor laundry. Close walk to downtown amenities. Call now to make this your home!

Last Agent to Sell the Property

Lane Welch

Edina Realty, Inc. Listed on: 12/13/2024

Edina Realty, Inc.

Last Buyer's Agent

Camille Hanson

Edina Realty, Inc.

Edina Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,036

Year Built

  • Built in 1885

Lot Details

  • 0.27 Acre Lot
  • Lot Dimensions are 75 x 155

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,291 Sq Ft Home
  • 1.5-Story Property
  • Family Room
  • Dining Room
  • Bonus Room
  • Basement
  • Block Basement Construction

Bedrooms and Bathrooms

  • 3 Bedrooms

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Stones Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 290800010

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,036

Year Built

Built in 1885

Lot Details

0.27 Acres

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1885
  • Above Grade Finished Sq Ft: 1291
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block
  • Appliances: Electric Water Heater, Refrigerator
  • Living Area: 1291
  • Fireplace: No
  • Basement YN: Yes
  • Dining Room Type: Bonus Room, Bedroom 1, Bedroom 2, Family Room, Dining Room, Kitchen, Bedroom 3

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Garage/Parking

  • Parking Features: Gravel

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Electric,Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: St. Charles
  • SchoolDistrictPhone: 507-932-4423

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 75 x 155
  • Lot Size Sq Ft: 11586.96
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 290800010
  • Tax Annual Amount: 1036
  • TaxWithAssessments: 1036.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 13, 2024
Closed on
Mar 5, 2025
Sold by
Wall Proz Construction Llc Llc
Bought by
Grant Emily
Seller's Agent
Lane Welch
Edina Realty, Inc.
Buyer's Agent
Camille Hanson
Edina Realty, Inc.
List Price
$239,900
Sold Price
$219,000
Premium/Discount to List
-$20,900
-8.71%
Views
84
Current Estimated Value
$219,986

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$986
Avg. Annual Appreciation
0.47%
Original Mortgage
$10,995
Interest Rate
6.96%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 9, 2024
Sold by
Whitcomb Judd
Bought by
Wall Proz Construction Llc Llc
Source: Public Records

Range of Values:

--
Value Increase
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Percent Increase
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Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $219,900 None Listed On Document
Warranty Deed $44,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $10,995 New Conventional
Open $215,916 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/05/2025 03/05/25 Sold $219,000 -0.4% $170 / Sq Ft
02/03/2025 02/03/25 Pending -- -- --
01/31/2025 01/31/25 Price Changed $219,900 -2.2% $170 / Sq Ft
01/15/2025 01/15/25 Price Changed $224,900 -2.2% $174 / Sq Ft
12/31/2024 12/31/24 Price Changed $229,900 -4.2% $178 / Sq Ft
12/13/2024 12/13/24 For Sale $239,900 -- $186 / Sq Ft
Source: NorthstarMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $954 $120,000 $42,100 $77,900
2024 $1,036 $107,900 $41,600 $66,300
2023 $828 $110,700 $41,600 $69,100
2022 $772 $95,200 $38,500 $56,700
2021 $576 $87,000 $35,000 $52,000
2020 $586 $73,100 $30,000 $43,100
2019 $514 $73,100 $30,000 $43,100
2018 $498 $67,500 $26,500 $41,000
2017 $518 $0 $0 $0
2016 $1,932 $0 $0 $0
2015 $1,932 $0 $0 $0
2014 $478 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6639782

NorthstarMLS

APN: 29.080.0010

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