$1,425,000
SOLD JUN 27, 2025
4 Beds
3.5 Baths
2,240 Sq Ft
3,023 Sq Ft Lot

Recently Sold

$636 Per Sq Ft

6% Above List Price

18 Days on Market

Highlights

  • Bay View
  • Primary Bedroom Suite
  • Wood Flooring
  • Westmoor High School Rated A-
  • Soaking Tub in Primary Bathroom
  • Granite Countertops

About This Home

As of June 2025

This modern tri-level home was built in 2003 and is nestled in one of Daly City's sunniest neighborhoods. Step through the formal entryway & discover a welcoming ground floor with a spacious laundry room, pantry & a bonus storage area complete with custom built-in cabinetry. The two-car garage includes the added convenience of a Tesla wall charger. Upstairs, natural light pours into the main living area, where a cozy gas fireplace anchors the space, and both a powder room & full bathroom provide added flexibility for family & guests. At the heart of the home is an open-concept kitchen with granite countertops & stainless steel appliances, offering direct access to a private backyard retreat with a pergola-covered patio & low-maintenance turfperfect for entertaining or simply unwinding. On the top floor, youll find three generously sized bedrooms & two full bathrooms, including a primary suite retreat with a walk-in closet, dual sinks, a soaking tub, separate shower, & stunning bay views. Additional highlights include central air conditioning, a three-level built-in speaker system, smart home features, and a recently painted exterior. Easy access to hiking trails, neighborhood shopping, freeways, SFO, San Francisco, and the Peninsulas leading biotech and high-tech employers.

Last Agent to Sell the Property

Lana Morin

Intero Real Estate Services License #01439524 Listed on: 05/10/2025

Intero Real Estate Services

Last Buyer's Agent

Cam Thompson

Coldwell Banker Realty License #01295759

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,978

Year Built

  • Built in 2003

Lot Details

  • 3,023 Sq Ft Lot
  • Fenced
  • Lot Sloped Up
  • Sprinklers on Timer
  • Grass Covered Lot
  • Back Yard
  • Zoning described as R1

HOA Fees

  • $99 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Electric Vehicle Home Charger
  • Garage Door Opener
  • Secured Garage or Parking

Property Views

  • Bay
  • City Lights
  • Hills
  • Neighborhood

Home Design

  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 2,240 Sq Ft Home
  • 3-Story Property
  • Gas Log Fireplace
  • Formal Entry
  • Dining Area

Kitchen

  • Electric Oven
  • Gas Cooktop
  • Range Hood
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub in Primary Bathroom
  • Bathtub with Shower
  • Oversized Bathtub in Primary Bathroom
  • Walk-in Shower

Laundry

  • Laundry Room
  • Washer and Dryer

Home Security

  • Monitored
  • Fire Sprinkler System

Additional Features

  • Balcony
  • Forced Air Heating and Cooling System

Community Details

  • Association fees include insurance - common area, landscaping / gardening, maintenance - common area
  • Summit Ridge At Saddle Mountain Association
  • Built by Summit Ridge at Saddle Mountain

Listing and Financial Details

  • Assessor Parcel Number 005-540-260

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,978

Year Built

Built in 2003

Lot Details

0

HOA Fees

$99 per month

Parking

2

Listing Details

  • Subclass: Single Family Home
  • Property Condition: Built / Remodeled Green
  • Age: 22
  • Listing Class: Residential
  • Structure Sq Ft: 2240
  • Complex Name: Summit Ridge at Saddle Mountain
  • Year Built: 2003
  • Zoning Description: R1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Family Room: No Family Room
  • Fireplace: Gas Log
  • Dining Room: Dining Area
  • Kitchen: Cooktop - Gas, Countertop - Granite, Dishwasher, Garbage Disposal, Hood Over Range, Microwave, Oven - Electric, Refrigerator
  • Living Sq Ft: 2240
  • Stories: 3
  • Security: Fire System - Sprinkler, Secured Garage / Parking, Video / Audio System
  • Bedrooms: Primary Suite / Retreat, Walk-in Closet
  • Laundry: Washer / Dryer
  • Flooring: Carpet, Tile, Vinyl / Linoleum, Wood
  • Additional Rooms: Storage, Formal Entry, Laundry Room
  • Fireplaces Min: 1
  • Maximum Numberof Bedrooms: 4
  • Minimum Numberof Bedrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Bathroom: Double Sinks, Primary - Oversized Tub, Primary - Stall Shower(s), Shower over Tub - 1, Stall Shower
  • Fireplace: Yes

Exterior Features

  • Roof: Composition
  • View: Bay, City Lights, Hills, Neighborhood
  • Yard/Grounds: Back Yard, Balcony / Patio, Fenced, Low Maintenance, Sprinklers - Auto
  • Fencing: Fenced
  • Construction Type: Wood Frame

Garage/Parking

  • Garage Spaces: 2
  • Garage Max: 2
  • Garage Min: 2
  • Garage Parking Features: Attached Garage, Gate / Door Opener
  • Electric Vehicle Hookup Type: Electric Vehicle Hookup Level 2 (240 volts)

Utilities

  • Cooling System: Central AC
  • Heating System: Central Forced Air - Gas
  • Sewer/Septic System: Sewer - Public, Sewer Connected

Condo/Co-op/Association

  • HOA Fees: 99
  • HOA Documents: Articles of Incorporation, Budget, Bylaws, CC&RS, Minutes, Reserve Study, Rules & Regulations
  • HOA Fee Frequency: Monthly
  • Association Fees Include: Insurance - Common Area, Landscaping / Gardening, Maintenance - Common Area
  • H O A Name Text: Summit Ridge at Saddle Mountain
  • H O A Exist: Yes

Association/Amenities

  • Amenities Miscellaneous: Walk-in Closet

Schools

  • School District: Jefferson Union High
  • Elementary School: Bayshore Elementary
  • High School: Westmoor High
  • High School: 719
  • Elementary School: 606

Lot Info

  • Lot Description: Grade - Sloped Up
  • Parcel Number: 005-540-260
  • Lot Acres: 0.0694
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 3024.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 3024.00

Multi Family

  • Utilities: Public Utilities

MLS Schools

  • High School District Text: Jefferson Union High
  • Elementary School Text: Bayshore Elementary
  • High School Text: Westmoor High

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 10, 2025
Closed on
Jun 11, 2025
Sold by
Whalen Ryan Michael
Bought by
Ellis Frank Rogers and Ellis Jennifer
Seller's Agent
Lana Morin
Intero Real Estate Services
Buyer's Agent
Cam Thompson
Coldwell Banker Realty
List Price
$1,348,000
Sold Price
$1,425,000
Premium/Discount to List
$77,000
5.71%
Views
49

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-35.86%
Original Mortgage
$1,211,250
Outstanding Balance
$1,210,219
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$128,875

Purchase Details

Closed on
Apr 10, 2025
Sold by
Whalen Ryan Michael
Bought by
Whalen Ryan Michael and Whalen Amye Michelle

Purchase Details

Closed on
Oct 25, 2016
Sold by
Ching Reynaldo H and Ching Norma N
Bought by
Whalen Ryan Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$945,000
Interest Rate
3.75%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
May 5, 2003
Sold by
Standard Pacific Corp
Bought by
Ching Reynaldo H and Ching Norma N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$595,000
Interest Rate
1.25%
Mortgage Type
Negative Amortization
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $1,425,000 Old Republic Title
Quit Claim Deed -- Old Republic Title
Deed -- None Listed On Document
Grant Deed $945,000 Stewart Title Of Ca Inc
Grant Deed $770,000 First American Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,211,250 New Conventional
Previous Owner $987,000 New Conventional
Previous Owner $973,911 New Conventional
Previous Owner $945,000 Adjustable Rate Mortgage/ARM
Previous Owner $264,000 New Conventional
Previous Owner $288,200 Unknown
Previous Owner $359,000 Fannie Mae Freddie Mac
Previous Owner $595,000 Negative Amortization
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/27/2025 06/27/25 Sold $1,425,000 +5.7% $636 / Sq Ft
05/29/2025 05/29/25 Pending -- -- --
05/10/2025 05/10/25 For Sale $1,348,000 -- $602 / Sq Ft
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,978 $1,096,746 $812,407 $284,339
2024 $12,978 $1,075,242 $796,478 $278,764
2023 $12,978 $1,054,160 $780,861 $273,299
2022 $12,291 $1,033,491 $765,550 $267,941
2021 $12,188 $1,013,228 $750,540 $262,688
2020 $12,217 $1,002,840 $742,845 $259,995
2019 $11,851 $983,178 $728,280 $254,898
2018 $11,513 $963,900 $714,000 $249,900
2017 $11,399 $945,000 $700,000 $245,000
2016 $11,777 $924,800 $462,400 $462,400
2015 $10,228 $835,000 $417,500 $417,500
2014 $9,104 $750,000 $375,000 $375,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLSListings

MLS Number: ML82006359

MLSListings

APN: 005-540-260