$449,900

9802 Indian Key Trail Unit 89 Seminole, FL 33776

Estimated payment $3,004/month

4 Beds
3 Baths
1,749 Sq Ft
$257 Price per Sq Ft

Highlights

  • Open Floorplan
  • Canal View
  • Florida Architecture
  • Oakhurst Elementary School Rated A-
  • Vaulted Ceiling
  • Wood Flooring

About This Home

Welcome to Tara Cay, a serene waterfront community offering the perfect blend of coastal charm and modern convenience. This spacious 4-bedroom, 4-bath townhome with a 1-car garage provides flexible living options ideal for multi-generational families, guests, or a home office/game room setup. Step inside to discover an inviting open-concept floor plan with textured ceilings, ceiling fans throughout, and abundant natural light that enhance the home’s comfortable, stylish atmosphere. Enjoy two private screened outdoor retreats—a balcony off the main living area and a ground-level lanai, perfect for relaxing or entertaining. The first-floor bedroom with an ensuite bath and lanai access offers privacy and versatility, making it perfect for guests or in-laws. Upstairs, the primary suite impresses with cathedral ceilings, dual walk-in closets, and an ensuite bath with accessibility features for added comfort. Tara Cay is known for its lush, park-like setting and low HOA fees, which include water, sewer, trash, cable, ground maintenance, a heated community pool, and access to 24-hour community docks for kayaking, canoeing, or paddleboarding. The neighborhood also hosts regular social events, creating a friendly, welcoming atmosphere. Ideally located just minutes from shopping and dining, 10 minutes to world-famous top rated beaches, and within 30 minutes to downtown St. Pete and both major airports. Don’t miss your chance to live in one of Seminole’s premier waterfront communities—schedule your private showing today!

Listing Agent

Bernardo Piccolo, PA

CHARLES RUTENBERG REALTY INC Brokerage Phone: 866-580-6402 License #702157 Listed on: 11/18/2025

CHARLES RUTENBERG REALTY INC

Co-Listing Agent

Julie Piccolo

CHARLES RUTENBERG REALTY INC Brokerage Phone: 866-580-6402 License #617316

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,913

Year Built

  • Built in 1996

Lot Details

  • 1,742 Sq Ft Lot
  • North Facing Home
  • Landscaped with Trees

HOA Fees

  • $390 Monthly HOA Fees

Parking

  • 1 Car Attached Garage

Home Design

  • Florida Architecture
  • Tri-Level Property
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,749 Sq Ft Home
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Sliding Doors
  • Living Room
  • Dining Room
  • Bonus Room
  • Canal Views
  • Laundry on upper level

Kitchen

  • Range with Range Hood
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • 3 Full Bathrooms

Outdoor Features

  • Access to Saltwater Canal
  • Balcony
  • Covered Patio or Porch

Schools

  • Oakhurst Elementary School
  • Seminole Middle School
  • Seminole High School

Utilities

  • Central Air
  • Heating Available
  • Thermostat
  • Underground Utilities
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 89
  • Assessor Parcel Number 19-30-15-89773-000-0890

Community Details

Overview

  • Association fees include cable TV, pool, internet, ground maintenance, sewer, trash, water
  • Tara Cay Sound – South Village Association, Phone Number (813) 565-7304
  • Tara Cay Sound South Subdivision
  • On-Site Maintenance
  • The community has rules related to deed restrictions

Recreation

  • Community Playground
  • Community Pool

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,913

Year Built

Built in 1996

Lot Details

0

HOA Fees

$390 per month

Parking

1

Listing Details

  • HOA Fee Includes: Cable TV, Pool, Internet, Maintenance Grounds, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Townhouse
  • Architectural Style: Florida
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1749
  • Lot Size Acres: 0.04
  • New Construction: No
  • Year Built: 1996
  • Building Area Total: 1749
  • Lot Size Sq Ft: 1742
  • Status: Active
  • Co List Office Mls Id: MFR260000779
  • Co List Office Phone: 727-538-9200
  • Ownership: Fee Simple
  • Escrow City: Clearwater
  • Escrow State: FL
  • Escrow Street Name: South Belcher Rd
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 257.23
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 866-580-6402
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Vaulted Ceiling(s)
  • Appliances Included: Dishwasher, Disposal, Range, Range Hood, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Three Or More
  • Living Area Meters: 162.49

Exterior Features

  • Direction Faces: North
  • Exterior Features: Balcony, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered
  • Road Surface Type: Asphalt
  • Water Access: Canal - Saltwater
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12103C0177H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Public, Underground Utilities
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Inside, Laundry Closet, Upper Level
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Playground, Pool
  • Association Amenities: Cable TV, Maintenance, Pool
  • Association Fee: 390
  • Association Fee Frequency: Monthly
  • Association Name: TARA CAY SOUND – SOUTH VILLAGE
  • Phone: 813-565-7304
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Please refer to the community deed restrictions and the city/county ordinances.
  • Association Fee Requirement: Required
  • Association Email: INFO@PMITAMPA.COM

Fee Information

  • Total Annual Fees: 4680.00
  • Total Monthly Fees: 390.00
  • Monthly HOA Amount: 390.00

Schools

  • Elementary School: Oakhurst Elementary-PN
  • High School: Seminole High-PN
  • Middle Or Junior School: Seminole Middle-PN

Lot Info

  • Zoning: RPD-10
  • Parcel Number: 19-30-15-89773-000-0890
  • Additional Parcels: No
  • Flood Zone Code: AE

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please refer to the community deed restrictions and the city/county ordinances.

Tax Info

  • Tax Annual Amount: 2913
  • Tax Block: 00
  • Tax Book Number: 110-80
  • Tax Lot: 89

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,832 $189,281 -- --
2023 $2,832 $183,768 $0 $0
2022 $2,670 $178,416 $0 $0
2021 $2,701 $173,219 $0 $0
2020 $2,695 $170,827 $0 $0
2019 $2,653 $166,986 $0 $0
2018 $2,520 $163,872 $0 $0
2017 $2,501 $160,501 $0 $0
2016 $2,483 $157,200 $0 $0
2015 $1,944 $124,994 $0 $0
2014 $1,955 $124,002 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/18/2025 11/18/25 For Sale $449,900 -- $257 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $100 None Listed On Document
Interfamily Deed Transfer -- Accommodation
Warranty Deed $220,000 Paramount Title Ii
Warranty Deed $205,000 Fidelity National Title Insu
Warranty Deed $153,000 --
Warranty Deed $121,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $184,500 Purchase Money Mortgage
Previous Owner $170,000 New Conventional
Previous Owner $68,000 Credit Line Revolving
Previous Owner $100,000 New Conventional
Previous Owner $115,800 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: TB8437897

Stellar MLS

APN: 19-30-15-89773-000-0890