$489,900
SOLD SEP 22, 2025

981 N Jay Ln Baldwin, MI 49304

4 Beds
2.5 Baths
1,500 Sq Ft
0.49 Acres

Recently Sold

$327 Per Sq Ft

0 Day on Market

Highlights

  • Private Waterfront
  • Fruit Trees
  • 1 Fireplace
  • Docks
  • Deck
  • Corner Lot: Yes

About This Home

As of September 2025

All Sports Wolf Lake FUN!! with the best of both worlds! Quiet end of the lake (no speed boats and jetski's) with all the all sports fun right at your door! This 4 bedroom/2.5 bath home is nicely updated and offers an open floor plan with 3 BR/1.5 baths on the main floor and a large main bedroom complete with sitting area, private bath, large walk-in closet/laundry room, and private deck overlooking the lake. All the character has been left and improved on but the main work is all done! The property offers 49' of private frontage, a large lot (enough to build on if wanted), AND access to Sunrise Point is just a short walk away for a boat launch, picnic area, swimming area, play equipment, and bathrooms. It's also close to ORV trails and public hunting lands for all your outside need

Last Agent to Sell the Property

Dana Randall

North West Realty, LLC License #6506037662 Listed on: 08/10/2025

Last Buyer's Agent

Shelley Silva

616 Realty LLC

616 Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,497

Year Built

  • Built in 1960

Lot Details

  • 0.49 Acre Lot
  • Lot Dimensions are 49x171x109x182
  • Private Waterfront
  • 49 Feet of Waterfront
  • Shrub
  • Corner Lot: Yes
  • Level Lot
  • Fruit Trees
  • Wooded Lot

HOA Fees

  • $6 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage

Home Design

  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,500 Sq Ft Home
  • 2-Story Property
  • 1 Fireplace
  • Insulated Windows
  • Window Treatments
  • Living Room
  • Dining Room
  • Laminate Flooring
  • Water Views
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer Hookup

Outdoor Features

  • Water Access
  • Property is near a lake
  • Docks
  • Shared Waterfront
  • Balcony
  • Deck
  • Patio

Utilities

  • Space Heater
  • Heating System Uses Propane
  • Wall Furnace
  • Well
  • Septic Tank
  • Septic System
  • High Speed Internet
  • Internet Available

Community Details

Overview

  • $200 HOA Transfer Fee
  • Association Phone (810) 278-0150

Recreation

  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,497

Year Built

Built in 1960

Lot Details

0

HOA Fees

$6 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 2
  • Year Built: 1960
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 326.6
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 49x171x109x182
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 1500.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 3497.43
  • Tax Info:Zoning3: res
  • Waterfront Options:Water Access YN: Yes
  • Lot Description:Wooded: Yes
  • Heat Source:Propane: Yes
  • Sewer:Septic System: Yes
  • Appliances Refrigerators: Yes
  • Landscape:ShrubsHedges: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Lot Description:Level: Yes
  • Heat Type:Wall Furnace: Yes
  • Waterfront Options:Water Frontage3: 49.0
  • Lot Description:Corner Lot: Yes
  • Util Avail at Street:Broadband: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: No
  • Additional Items:Window Treatments: Yes
  • Roofing:Shingle: Yes
  • Substructure:Crawl Space: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • Landscape:Fruit Trees: Yes
  • Heat Type:Space Heater: Yes
  • General Property Info:SqFt Above Grade: 1500.0
  • Laundry Features Upper Level: Yes
  • Laundry Features Washer Hookup: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Ranch: Yes
  • Flooring:Laminate Floor: Yes
  • Remarks Misc: Public Remarks: All Sports Wolf Lake FUN!! with the best of both worlds! Quiet end of the lake (no speed boats and jetski's) with all the all sports fun right at your door! This 4 bedroom/2.5 bath home is nicely updated and offers an open floor plan with 3 BR/1.5 baths on the main floor and a large main bedroom complete with sitting area, private bath, large walk-in closet/laundry room, and private deck overlooking the lake. All the character has been left and improved on but the main work is all done! The property offers 49' of private frontage, a large lot (enough to build on if wanted), AND access to Sunrise Point is just a short walk away for a boat launch, picnic area, swimming area, play equipment, and bathrooms. It's also close to ORV trails and public hunting lands for all your outside need
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Oven, Range, Refrigerator
  • Flooring: Laminate
  • Interior Amenities: Broadband, Center Island, Eat-in Kitchen
  • Fireplace: No
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Main Level Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • LivingArea: 1500.0
  • Window Features: Insulated Windows, Window Treatments
  • General Property Info:Stories2: 2.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Kitchen Features:Center Island: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Exterior Features: Balcony
  • List Price: 489900.0
  • Lot Features: Corner Lot, Level, Recreational, Wooded
  • Patio and Porch Features: Deck, Patio
  • Roof: Shingle
  • Water Body Name: Wolf Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Features:Balcony: Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Garage Faces Front, Attached
  • Parking Features Attached2: Yes
  • Parking Features:Garage Faces Front: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Heating: Space Heater, Wall Furnace
  • Heating: Yes
  • Laundry Features: Upper Level, Washer Hookup
  • Sewer: Septic Tank
  • Utilities: Electricity Available, High-Speed Internet
  • Water Source: Well
  • Water Well: Yes
  • Heat Source:Electric2: Yes

Condo/Co-op/Association

  • Association Fee: 70.0
  • Association Fee Frequency: Annually
  • Association Phone: 810-278-0150
  • Association: No

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 70.0
  • Association Info:Assoc Buy in Fee: 200
  • Water Fea Amenities:Private Frontage: Yes
  • Association Info:Assoc Fee Payable: Annually
  • Water Fea Amenities:View: Yes
  • Water Fea Amenities:Shared Frontage: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Water Fea Amenities:Dock: Yes
  • Association Info:Association Phone: 810-278-0150

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Size Acres: 0.49
  • Lot Size Area: 0.49
  • Lot Dimensions: 49x171x109x182
  • Lot Size Sq Ft: 21344.0
  • Zoning Description: res

Tax Info

  • Tax Annual Amount: 3497.43
  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 24, 2023
Closed on
Jun 9, 2023
Sold by
Hanson Scott
Bought by
Kates Thomas C and Kates Jennifer W
Seller's Agent
Pamela Ceder
Sine & Monaghan Realtors LLC Algonac
Buyer's Agent
Dana Randall
North West Realty, LLC
List Price
$329,900
Sold Price
$325,000
Premium/Discount to List
-$4,900
-1.49%
Views
28

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.87%

Purchase Details

Closed on
Oct 30, 2019
Sold by
Bernice Olewinski
Bought by
Hanson Scott and Hanson Patricia

Purchase Details

Closed on
May 31, 1990

Purchase Details

Closed on
Dec 29, 1988

Purchase Details

Closed on
Dec 28, 1988

Purchase Details

Closed on
Jan 1, 1986

Purchase Details

Closed on
Aug 2, 1985

Purchase Details

Closed on
Dec 5, 1984
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $325,000 --
Grant Deed $120,000 --
Deed -- --
Quit Claim Deed -- --
Quit Claim Deed -- --
Deed $28,000 --
Quit Claim Deed -- --
Quit Claim Deed -- --
Deed -- --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/22/2025 09/22/25 Sold $489,900 0.0% $327 / Sq Ft
08/10/2025 08/10/25 Pending -- -- --
08/10/2025 08/10/25 For Sale $489,900 +50.7% $327 / Sq Ft
06/09/2023 06/09/23 Sold $325,000 -1.5% $208 / Sq Ft View Prior Sale
05/26/2023 05/26/23 Pending -- -- --
05/24/2023 05/24/23 For Sale $329,900 -- $212 / Sq Ft
Source: MichRIC

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,820 $64,100 $0 $0
2024 $1,737 $52,300 $0 $0
2022 $1,703 $46,000 $0 $0
2021 $1,655 $42,900 $0 $0
2020 $1,629 $37,000 $0 $0
2019 $1,236 $35,300 $0 $0
2018 $1,216 $33,400 $0 $0
2017 $1,161 $33,800 $0 $0
2016 $1,203 $28,200 $0 $0
2015 -- $27,900 $0 $0
2014 -- $28,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: MichRIC

MLS Number: 25040340

MichRIC

APN: 06-230-020-00