$490,000
OPEN SAT 11AM - 1PM

984 Gillespie Dr Palm Harbor, FL 34684

Estimated payment $2,976/month

2 Beds
2 Baths
1,593 Sq Ft
$308 Price per Sq Ft

Highlights

  • Water Views
  • Active Adult
  • Vaulted Ceiling
  • On Golf Course
  • Clubhouse
  • Sun or Florida Room

About This Home

Beautifully maintained 2-bedroom, 2-bath, 2-car garage home ideally situated on the golf course in the highly sought-after 55+ community of Highland Lakes. Outstanding curb appeal welcomes you with mature, lush landscaping and a paver driveway. Major updates include a 2020 roof, 2025 A/C, 2020 hot water heater and impact-rated windows throughout most of the home, complemented by stylish plantation shutters. The spacious primary suite offers direct access to the Florida room through sliding glass doors, along with tranquil golf course views, a large walk-in closet, and an additional built-in closet. The en-suite bath has been tastefully semi-updated with granite countertops, wood cabinetry, and a walk-in shower. The living and dining rooms share attractive wood-look laminate flooring, and the living area also opens to the Florida room through another set of sliders, creating a seamless indoor-outdoor feel and showcasing the beautiful golf course setting. The remodeled kitchen is both spacious and inviting, featuring wood cabinetry, granite countertops that coordinate with both bathrooms, stainless steel appliances, disposal, newer recessed lighting, and a cheerful eat-in area. Just off the kitchen, you’ll find the dedicated inside laundry room with washer, dryer, utility sink, and storage cabinets, as well as separate access to the 2-car garage which houses a newer electrical panel and water heater. Nearby, the guest wing includes a generously sized second bedroom with built-in closet and an updated guest bath with granite countertop, newer faucet and vanity, recessed lighting, and a tub/shower combo with sliding shower doors. The large family room features vaulted ceilings and is highlighted by a striking oversized window installed by the owner, perfectly framing the golf course and pond views. Both family room windows are outfitted with stylish motorized accordion blinds. The massive Florida room spans the length of the home and is filled with natural light from its many windows, offering expansive views of the golf course. Located in a non-flood zone and no evacuation zone, this home is in one of communities most desirable settings. Highland Lakes is known for its active lifestyle and impressive amenities, including three private 9-hole golf courses, two clubhouses with a wide variety of social activities, two community pools with the main pool featuring a heated spa, plus tennis, pickleball, bocce, and shuffleboard. Beautiful Lake Tarpon is nearby, and residents enjoy access to two community pontoon boats, a private boat ramp, and RV/boat storage, all included in the monthly fee. Hurry to schedule your showing, because this one won't last long!

Listing Agent

Ryan Nowlin

RE/MAX ACTION FIRST OF FLORIDA Brokerage Phone: 727-531-2006 License #3306103 Listed on: 03/18/2026

RE/MAX ACTION FIRST OF FLORIDA

Co-Listing Agent

Donna Nettestad

RE/MAX ACTION FIRST OF FLORIDA Brokerage Phone: 727-531-2006 License #628495

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,140

Year Built

  • Built in 1983

Lot Details

  • 7,444 Sq Ft Lot
  • Lot Dimensions are 76x102
  • On Golf Course
  • East Facing Home
  • Mature Landscaping
  • Irrigation Equipment
  • Property is zoned RPD-7.5

HOA Fees

  • $164 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Water
  • Golf Course

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,593 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Plantation Shutters
  • Family Room
  • Living Room
  • Dining Room
  • Sun or Florida Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 7
  • Assessor Parcel Number 05-28-16-38908-000-0070

Community Details

Overview

  • Active Adult
  • Association fees include common area taxes, pool, escrow reserves fund, management, recreational facilities
  • Scarlet Roach Association, Phone Number (727) 784-1402
  • Visit Association Website
  • Highland Lakes Unit Fifteen Ph 1 Subdivision
  • The community has rules related to building or community restrictions, deed restrictions, allowable golf cart usage in the community

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Recreation Facilities
  • Shuffleboard Court
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,140

Year Built

Built in 1983

Lot Details

7,444 Sq Ft Lot

HOA Fees

$164 per month

Parking

2

Listing Details

  • HOA Fee Includes: Common Area Taxes, Pool, Escrow Reserves Fund, Management, Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1593
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 1983
  • Building Area Total: 1593
  • Lot Size Sq Ft: 7444
  • Status: Active
  • Co List Office Mls Id: MFR260031587
  • Co List Office Phone: 727-531-2006
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 147.99
  • Escrow City: Palm Harbor
  • Escrow State: FL
  • Escrow Street Name: Tampa Rd
  • Minimum Lease: 3 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 307.60
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Dock,Fishing,Private Boat Ramp,Water Access
  • Attribution Contact: 727-531-2006
  • Tax Year: 2025
  • Special Features: OpenHouse

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Additional Rooms: Florida Room
  • Living Area Meters: 147.99

Exterior Features

  • Direction Faces: East
  • Exterior Features: Rain Gutters, Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • View: Golf Course, Water
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s)
  • Association Amenities: Clubhouse, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s)
  • Association Fee: 164
  • Association Fee Frequency: Monthly
  • Association Name: Scarlet Roach
  • Phone: 727-784-1402
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Verify with HOA
  • Association Fee Requirement: Required
  • Association Email: rs@highlandlakeshoa.net
  • Association URL: highlandlakeshoa.nabernetwork.com

Fee Information

  • Total Annual Fees: 1968.00
  • Total Monthly Fees: 164.00
  • Monthly HOA Amount: 164.00

Lot Info

  • Zoning: RPD-7.5
  • Parcel Number: 05-28-16-38908-000-0070
  • Additional Parcels: No
  • Lot Features: On Golf Course, Sidewalk
  • Lot Dimensions: 76x102
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: One person must be 55+. No one under 18 allowed as a permanent resident.

Tax Info

  • Tax Annual Amount: 3140.26
  • Tax Block: 00
  • Tax Book Number: 85-90
  • Tax Lot: 7

Multi Family

  • Approval Process: Application to HOA and $100 fee.

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,963 $206,170 -- --
2024 $2,909 $200,360 -- --
2023 $2,909 $194,524 $0 $0
2022 $2,817 $188,858 $0 $0
2021 $2,832 $183,357 $0 $0
2020 $2,822 $180,825 $0 $0
2019 $2,771 $176,760 $0 $0
2018 $2,730 $173,464 $0 $0
2017 $2,703 $169,896 $0 $0
2016 $2,676 $166,402 $0 $0
2015 $2,717 $165,245 $0 $0
2014 -- $163,934 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/18/2026 03/18/26 For Sale $490,000 -- $308 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Attorney
Warranty Deed $197,500 Sunbelt Title Agency
Source: Public Records

Source: Stellar MLS

MLS Number: TB8487388

Stellar MLS

APN: 05-28-16-38908-000-0070

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