M
Seller's Agent in 2025
Monica Ray
Bernd Brokerage
(562) 355-9084
1 in this area
1 Total Sale
988 Neighborly Ln Ramona, CA 92065
3
Beds
2
Baths
2,184
Sq Ft
2.58
Acres
Highlights
- RV Access or Parking
- 2.58 Acre Lot
- Traditional Architecture
- RV Parking in Community
- Mountain View
- Bonus Room
About This Home
As of April 2025This home features 3 bedrooms and 2 bathrooms, with a bonus family room that can be used as a 4th bedroom or generational living space. Located in Ramona, California, this traditional single-story home offers a blend of comfort, modern amenities, and a serene country lifestyle. Nestled on 2.58 acres with breathtaking mountain views and vibrant sunsets, this property is a perfect sanctuary for those seeking endless possibilities. The large open-concept living area flows into a newly updated kitchen, complete with a smart LG ThinQ electric range, pot filler, and walk-in pantry. The bathrooms have also been newly updated with modern vanities. Energy efficiency is a highlight, with an owned 14kW solar system and a solar water heater, complemented by LED lighting. The property includes 110v and 220v charging ports in the parking area, along with ample RV parking. The primary bedroom opens to a patio with slate tile, perfect for enjoying the outdoor views. Outside, the fenced yard is adorned with fruit trees, grape vines, and garden boxes, alongside a chicken coop for those interested in a homestead lifestyle. There is room for all your toys and animals, with a detached shed providing ample storage space for tools and equipment. With no HOA restrictions, this home allows you the freedom to truly make it your own. Embrace the country lifestyle with modern comforts in this charming home, where you can entertain, relax, and enjoy the beauty of nature.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,905
Year Built
- Built in 1978
Lot Details
- 2.58 Acre Lot
- Property is Fully Fenced
- Gentle Sloping Lot
Home Design
- Traditional Architecture
- Composition Roof
Interior Spaces
- 2,184 Sq Ft Home
- 1-Story Property
- Living Room with Fireplace
- Dining Area
- Bonus Room
- Tile Flooring
- Mountain Views
- Laundry in unit
Kitchen
- Walk-In Pantry
- Electric Cooktop
- Range Hood
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Parking
- 8 Car Garage
- Driveway
- RV Access or Parking
Eco-Friendly Details
- Solar Water Heater
Utilities
- Heat Pump System
- Separate Water Meter
- Septic System
Listing and Financial Details
- Assessor Parcel Number 284-291-29-00
Community Details
Overview
- RV Parking in Community
Recreation
- Community Spa
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 1, 2025
Closed on
Mar 7, 2025
Sold by
Arp Family Trust and Arp Ronald Kevin
Bought by
Kelso Orrin S and Kelso Shawndene
Seller's Agent
Monica Ray
Bernd Brokerage
Buyer's Agent
Cyndi Celaya
Town & Country Real Estate
List Price
$775,000
Sold Price
$775,000
Views
153
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,456
Avg. Annual Appreciation
2.08%
Original Mortgage
$760,962
Outstanding Balance
$758,370
Interest Rate
6.85%
Mortgage Type
FHA
Estimated Equity
$23,858
Purchase Details
Closed on
Dec 7, 2023
Sold by
Arp Ron K and Arp Jamie E
Bought by
Arp Family Trust and Arp
Purchase Details
Closed on
Jan 21, 2014
Sold by
Arp Ron K
Bought by
Arp Ron K and Arp Jamie E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
4.45%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 19, 2005
Sold by
Arp Jamie E
Bought by
Arp Ron K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$375,000
Interest Rate
5.84%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Dec 2, 2003
Sold by
Arp Ron K
Bought by
Arp Ron K and Arp Jamie E
Purchase Details
Closed on
May 7, 2003
Sold by
Arp Jamie E
Bought by
Arp Ronald
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$305,200
Interest Rate
5.84%
Purchase Details
Closed on
Apr 30, 2003
Sold by
Chavez Alfred P and Chavez Brenda J
Bought by
Arp Ronald
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$305,200
Interest Rate
5.84%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $775,000 | Fidelity National Title | |
| Quit Claim Deed | -- | None Listed On Document | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | Lawyers Title San Diego | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | First American Title | |
| Grant Deed | $381,500 | First American Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $760,962 | FHA | |
| Previous Owner | $378,000 | New Conventional | |
| Previous Owner | $90,000 | Credit Line Revolving | |
| Previous Owner | $335,000 | New Conventional | |
| Previous Owner | $341,700 | New Conventional | |
| Previous Owner | $320,000 | New Conventional | |
| Previous Owner | $79,000 | Credit Line Revolving | |
| Previous Owner | $11,287 | Unknown | |
| Previous Owner | $375,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $305,200 | No Value Available | |
| Previous Owner | $30,000 | Credit Line Revolving | |
| Previous Owner | $165,000 | Unknown | |
| Previous Owner | $168,000 | Unknown | |
| Closed | $57,225 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/04/2025 04/04/25 | Sold | $775,000 | 0.0% | $355 / Sq Ft |
| 03/05/2025 03/05/25 | Pending | -- | -- | -- |
| 02/01/2025 02/01/25 | For Sale | $775,000 | -- | $355 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,905 | $552,516 | $253,446 | $299,070 |
| 2024 | $5,905 | $541,683 | $248,477 | $293,206 |
| 2023 | $5,593 | $531,062 | $243,605 | $287,457 |
| 2022 | $5,697 | $520,650 | $238,829 | $281,821 |
| 2021 | $5,596 | $510,443 | $234,147 | $276,296 |
| 2020 | $5,539 | $505,210 | $231,747 | $273,463 |
| 2019 | $5,403 | $495,304 | $227,203 | $268,101 |
| 2018 | $5,258 | $485,594 | $222,749 | $262,845 |
| 2017 | $5,155 | $476,074 | $218,382 | $257,692 |
| 2016 | $5,054 | $466,740 | $214,100 | $252,640 |
| 2015 | $4,981 | $459,731 | $210,885 | $248,846 |
| 2014 | $4,866 | $450,727 | $206,755 | $243,972 |
Source: Public Records
Agents Affiliated with this Home
-
Monica Ray
-
Cecelia Cawthon
Seller Co-Listing Agent in 2025
Cecelia Cawthon
Bernd Brokerage
(619) 708-8530
6 in this area
30 Total Sales
-
Cyndi Celaya
Buyer's Agent in 2025
Cyndi Celaya
Town & Country Real Estate
(760) 789-9995
2 in this area
4 Total Sales
Map
Source: San Diego MLS
MLS Number: 250017858
APN: 284-291-29
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