
989 Saint Margarets Dr Annapolis, MD 21409
Cape Saint Claire NeighborhoodHighlights
- Water Oriented
- Deck
- Community Pool
- Cape St. Claire Elementary School Rated A-
- Recreation Room
- Living Room
About This Home
As of January 2025Must see! Beautifully renovated 4-bedroom, 3-bath split foyer in the vibrant water-oriented Cape St Claire community with three marinas and multiple parks and beaches on the Chesapeake Bay. The main level, with hardwood floors throughout, offers a light-filled living room, dining area and kitchen with access to a spacious deck perfect for entertaining and overlooking the large flat backyard. The brand-new kitchen features new cabinets, granite countertops and stainless-steel appliances. The primary suite offers a full bath. Two more bedrooms and a full hallway bathroom complete the first floor. The fully finished lower level features the large recreation room, the fourth bedroom, the third full bath, the finished laundry and additional bonus space for a workshop or ample storage. Minutes to Cape St Claire Elementary School and Cape St Claire Plaza’s shops and restaurants. Easy access to Annapolis. Owner is licensed Realtor.
Last Agent to Sell the Property
RLAH @properties License #0225246708 Listed on: 12/05/2024

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,338
Year Built
- Built in 1971
Lot Details
- 9,000 Sq Ft Lot
- Property is zoned R5
HOA Fees
- HOA YN
Home Design
- Split Foyer
- Block Foundation
- Wood Siding
- Vinyl Siding
Interior Spaces
- Property has 2 Levels
- Living Room
- Dining Room
- Recreation Room
- Bonus Room
Bedrooms and Bathrooms
- En-Suite Primary Bedroom
Laundry
- Laundry Room
- Laundry on lower level
Finished Basement
- Heated Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
- Natural lighting in basement
Parking
- 2 Parking Spaces
- 2 Driveway Spaces
Outdoor Features
- Water Oriented
- Property near a bay
- Deck
- Shed
Schools
- Cape St. Claire Elementary School
- Magothy River Middle School
- Broadneck High School
Utilities
- Central Air
- Back Up Electric Heat Pump System
- Well
- Electric Water Heater
Listing and Financial Details
- Tax Lot 7
- Assessor Parcel Number 020316527263920
Community Details
Overview
- Condo Association YN: No
- Cape St Claire Improvement Association
- Cape St Claire Subdivision
Recreation
- Community Pool
Ownership History
Purchase Details
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.Similar Homes in Annapolis, MD
Home Values in the Area
Average Home Value in this Area
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Deed | $575,000 | Legacy Settlement Services | |
Deed | $575,000 | Legacy Settlement Services |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $517,500 | New Conventional | |
Closed | $517,500 | New Conventional |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
01/03/2025 01/03/25 | Sold | $575,000 | 0.0% | $284 / Sq Ft |
12/08/2024 12/08/24 | Pending | -- | -- | -- |
12/05/2024 12/05/24 | For Sale | $574,900 | -- | $284 / Sq Ft |
Tax History Compared to Growth
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $4,732 | $361,500 | $230,000 | $131,500 |
2023 | $3,081 | $355,400 | $0 | $0 |
2022 | $2,887 | $349,300 | $0 | $0 |
2021 | $2,747 | $343,200 | $230,000 | $113,200 |
2020 | $2,747 | $330,133 | $0 | $0 |
2019 | $2,694 | $317,067 | $0 | $0 |
2018 | $3,083 | $304,000 | $186,200 | $117,800 |
2017 | $2,525 | $289,533 | $0 | $0 |
2016 | $293 | $275,067 | $0 | $0 |
2015 | $293 | $260,600 | $0 | $0 |
2014 | -- | $260,600 | $0 | $0 |
Agents Affiliated with this Home
-
Seller's Agent in 2025
Olivier Spaenle
Real Living at Home
(301) 633-2020
1 in this area
35 Total Sales
-
Buyer's Agent in 2025
Vincent Principe
Keller Williams Flagship
(443) 624-4116
1 in this area
113 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2099988

APN: 03-165-27263920
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