NOT LISTED FOR SALE

990 N Channel Dr Harsens Island, MI 48028

Estimated Value: $646,000 - $730,794

3 Beds
1 Bath
2,102 Sq Ft
$324/Sq Ft Est. Value

Last Sold August 23, 2023

Last sale price $650,000 $309 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $4,814/month

26 Days on Market

Highlights

  • Boat Facilities
  • Access To Lake
  • 1.34 Acre Lot
  • Pier or Dock
  • River Front
  • Deck

About This Home

As of August 2023

Homes like this don't come around often so RUN to get your private viewing on this prime estate today. 175' feet of gorgeous views up and down the channel. Freighter views included. No flood insurance needed. This double 1.55 acre lot is immaculate and extremely well groomed. Unheard of solid BRICK 2102 square foot home is clean and ready to go...just pack a suitcase and move in with nothing to do. Crawl is cement and lighted. Whole house generator. Completely enclosed porch [ 56 ' long ] overlooking the river is heated with floor to ceilings window is an amazing spot to sit and enjoy your morning coffee and evening windows. The CHARM of the boathouse is overwhelming. Boathouse accommodates up to a 30' boat and has a 10,000 lb hoist. Quote & design are on file for 2 FULL BATH!! Many new upgrades are uploaded with the homes disclosures see a few new additions below: 1- New hardwood floors in 3 bedrooms 2 - Garage Heater with Wi-Fi thermostat 3 - Front porch heating installed with new electrical panel. 4 - New lawn sprinkler pump and controls installed 5 - Brick pavers re-laid and sealed. 6 - Boat house dock structure repaired with new boards as needed and entire dock sealed and painted. 7 - New cables on 10k boat hoist 8 - New bumper posts to guide boat on the hoist installed. 9 - New posts installed next to the boat house to create an addition well for a 45 ft boat. 10 - New LED lights in garage. 11 - Whole house generator

Last Agent to Sell the Property

Laura Janski

RE/MAX Advisors License #MISPE-6501328247 Listed on: 07/21/2023

RE/MAX Advisors

Last Buyer's Agent

Alan Holland

Lambrecht Realty LLC License #RCO-6506047724

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1991

Lot Details

  • 1.34 Acre Lot
  • Lot Dimensions are 175 x 385
  • River Front
  • Sprinkler System
  • Cleared Lot

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Slab Foundation
  • Vinyl Siding
  • Vinyl Trim

Interior Spaces

  • 2,102 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Gas Fireplace
  • Window Treatments
  • Bay Window
  • Sun or Florida Room
  • Attic Fan

Kitchen

  • Eat-In Kitchen
  • Oven or Range
  • Microwave
  • Freezer
  • Dishwasher

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Sump Pump
  • Crawl Space

Parking

  • 3.5 Car Attached Garage
  • Lighted Parking

Eco-Friendly Details

  • Air Cleaner

Outdoor Features

  • Access To Lake
  • Seawall
  • Boat Facilities
  • Deck
  • Patio
  • Built-In Barbecue
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 14-658-0005-000

Community Details

Overview

  • Assessors 4 Clay Township Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Year Built

Built in 1991

Lot Details

0

Listing Details

  • Originating MLS: MiRealSource
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Ranch
  • Structure Style: 1 Story
  • Flood Insurance: Unknown
  • Total Tax Amount: 16436
  • Total Tax Year: 2022
  • Year Built: 1991
  • Mail City: Harsens Island
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Interior Amenities: Bay Window, Cathedral/Vaulted Ceiling, Ceramic Floors, Hardwood Floors, Sump Pump, Walk-In Closet, Window Treatment(s), Skylights
  • Appliances: Air Cleaner, Dishwasher, Dryer, Freezer, Humidifier, Microwave, Range/Oven, Refrigerator, Washer
  • Fireplace: Yes
  • Fireplaces: Gas Fireplace
  • Bedrooms: 3
  • Bedroom 1: On 1st Floor, Dimensions: 18 x 16
  • Bedroom 2: On 1st Floor, Dimensions: 17 x 12
  • Bedroom 3: On 1st Floor, Dimensions: 13 x 11
  • Full Bathrooms: 1
  • Total Bathrooms: 2
  • Bathroom 1: Dimensions: 18 x 7, On Level: First
  • Room Types: First Floor Laundry, First Flr Primary Bedroom, Sun/Florida Room, Utility/Laundry Room, Primary Bedroom, Primary Bathroom, First Flr Lavatory, First Flr Full Bathroom, Eat-In Kitchen
  • Dining Room: On 1st Floor, Dimensions: 17 x 11
  • Great Room: On 1st Floor, Dimensions: 22 x 20
  • Kitchen: On 1st Floor, Dimensions: 15 x 11
  • Laundry: On 1st Floor, Dimensions: 10 x 7
  • Sun Room: On 1st Floor, Dimensions: 57 x 7
  • Other Room1: Dimensions: 10x8, On Level: First
  • Half Bathrooms: 1
  • Above Grade Finished Sq Ft: 2102
  • Total Finished Sq Ft: 2102

Exterior Features

  • Exterior: Brick, Vinyl Siding, Vinyl Trim
  • Exterior Features: Deck, BBQ/Grill Built-in, Lawn Sprinkler, Patio, Porch, Street Lights
  • Foundation: Crawl, Slab
  • Frontage: 175
  • Lake Name: North Channel
  • Road: City/County, Paved Street
  • Water Features: All Sports Lake, Boat Facility, Dock/Pier Facility, Lake/River Access, River Frontage, Sea Wall, Water View, Waterfront
  • Waterfront: Yes
  • Frontage Type: Water

Garage/Parking

  • Garage: Attached Garage
  • Garage Spaces: 3.5
  • Parking: Garage, Lighted
  • Garage: Yes

Utilities

  • Heating: Forced Air, Air Cleaner, Humidifier
  • Heating Fuel: Natural Gas
  • Sewer: Septic
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Ceiling Fan(s), Central A/C, Attic Fan

Lot Info

  • Assessor Parcel Number: 14-658-0005-000
  • Zoning: Residential
  • Lot Dimensions: 175 x 385
  • Acreage: 1.34
  • Geo Subdivision: MI
  • Site/Lot Features: Cleared, Graded

Tax Info

  • Summer Tax: Year: 2022, Amount: $11,955.00
  • Winter Tax: Year: 2022, Amount: $4,481.00
  • Total Tax: Year: 2022, Amount: $16,436.00

MLS Schools

  • School District: Algonac Community School District

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 21, 2023
Closed on
Sep 21, 2023
Sold by
Patricia K Morath Trust
Bought by
Smith Lovie and Smith Maryanne
Seller's Agent
Laura Janski
RE/MAX Advisors
Buyer's Agent
Alan Holland
Lambrecht Realty LLC
List Price
$759,900
Sold Price
$650,000
Premium/Discount to List
-$109,900
-14.46%
Views
65
Current Estimated Value
$680,931

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$30,931
Avg. Annual Appreciation
2.40%

Purchase Details

Listed on
Jun 3, 2019
Closed on
Jul 15, 2019
Sold by
Richard G Fetner Revocable Living Trust
Bought by
Patricia K Morath Trust
Seller's Agent
Dianne Huber
Keller Williams Realty Lakeside
Buyer's Agent
Dianne Huber
Keller Williams Realty Lakeside
List Price
$650,000
Sold Price
$610,000
Premium/Discount to List
-$40,000
-6.15%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.53%
Original Mortgage
$446,700
Interest Rate
4.1%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 3, 2019
Closed on
Jun 24, 2019
Sold by
Richard G Fetner Revocable Living Trust
Bought by
Patricia K Morath Trust
Seller's Agent
Dianne Huber
Keller Williams Realty Lakeside
Buyer's Agent
Dianne Huber
Keller Williams Realty Lakeside
List Price
$650,000
Sold Price
$610,000
Premium/Discount to List
-$40,000
-6.15%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$446,700
Interest Rate
4.1%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Lovie $650,000 None Listed On Document
Patricia K Morath Trust $610,000 New Title Company Name
Patricia K Morath Trust $610,000 New Title Company Name
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Liv Richard G Fetner Revocable $446,700
Previous Owner Richard G Fetner Trust $446,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/23/2023 08/23/23 Sold $650,000 -5.8% $309 / Sq Ft
08/16/2023 08/16/23 Pending -- -- --
08/15/2023 08/15/23 Price Changed $689,900 -9.2% $328 / Sq Ft
07/21/2023 07/21/23 For Sale $759,900 +24.6% $362 / Sq Ft
06/24/2019 06/24/19 Sold $610,000 -6.2% $290 / Sq Ft
06/12/2019 06/12/19 Pending -- -- --
06/03/2019 06/03/19 For Sale $650,000 -- $309 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,027 $355,700 $0 $0
2024 $13,027 $346,800 $0 $0
2023 $12,754 $379,100 $0 $0
2022 $16,437 $362,400 $0 $0
2021 $15,790 $349,500 $0 $0
2020 $15,689 $306,900 $306,900 $0
2019 $7,209 $274,000 $0 $0
2018 $7,083 $259,000 $0 $0
2017 $6,460 $239,800 $0 $0
2016 $3,911 $239,800 $0 $0
2015 -- $224,800 $224,800 $0
2014 -- $214,200 $214,200 $0
2013 -- $201,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Laura Janski

    Seller's Agent in 2023

    Laura Janski

    RE/MAX of Southeast Michigan

    (810) 300-0262

    97 in this area

    196 Total Sales

    Section Image
  • Alan Holland

    Buyer's Agent in 2023

    Alan Holland

    Lambrecht Realty LLC

    (805) 717-7662

    6 in this area

    37 Total Sales

    Section Image
  • Dianne Huber

    Seller's Agent in 2019

    Dianne Huber

    Keller Williams Realty Lakeside

    (586) 215-1857

    8 in this area

    38 Total Sales

    Section Image
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Map

Source: Michigan Multiple Listing Service

MLS Number: 50116172

Michigan Multiple Listing Service

APN: 14-658-0005-000

Michigan St. Clair County Harsens Island 48028

990 N Channel Dr, Harsens Island, MI

This home is located at 990 N Channel Dr, Harsens Island, MI 48028 since 21 July 2023 and is currently estimated at $680,931, approximately $323 per square foot. This property was built in 1991. 990 N Channel Dr is a home located in St. Clair County with nearby schools including Algonac Junior/Senior High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Michigan Multiple Listing Service Source MLS: MiRealSource
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