$1,099,000

991 Ocean Bluff Dr Fernandina Beach, FL 32034

Estimated payment $6,750/month

Total Views 5,987
4 Beds
2 Baths
2,097 Sq Ft
$524 Price per Sq Ft

Highlights

  • Fruit Trees
  • Fireplace
  • Rear Porch
  • Fernandina Beach Middle School Rated A-
  • Plantation Shutters
  • Screened Patio

About This Home

Welcome to coastal living in Ocean Sound. This stunning 4-bedroom, 2-bathroom home is just 3/10 of a mile to the beach, close enough to HEAR THE OCEAN WAVES, yet safely outside of the flood zone. With a single-level floorplan, and a perfect blend of comfort and style, this is the beachside home you've been dreaming of. Step inside to find a FULLY REMODELED KITCHEN AND BATHROOMS, gorgeous tile flooring, NEW WINDOWS THROUGHOUT, and upgraded lighting that brings warmth to every space. The neutral tones and abundant natural light enhance the open-concept layout, making this home feel bright, airy, and welcoming. Need a home office? The 4th bedroom offers a flexible space to work or sleep. Enjoy your morning coffee on the screened porch, then gather with friends on the patio for evening cookouts. The backyard has PLENTY OF ROOM FOR A POOL and has lots of PRIVACY with no neighbors behind you. Love seeing wildlife? Egan’s Creek Greenway is out your back door. Located less than 2.5 miles to Historic Downtown Fernandina, you’re minutes from charming shops, top-rated restaurants, and all the island lifestyle has to offer. Whether you’re seeking a 2nd home or a full time residence, this home is more than a place to live, it’s a lifestyle!

Listing Agent

Tammy Tingle

CENTURY 21 MILLER ELITE License #3493988 Listed on: 06/06/2025

CENTURY 21 MILLER ELITE

Co-Listing Agent

Marc Tingle

CENTURY 21 MILLER ELITE License #3492640

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,784

Year Built

  • Built in 1994

Lot Details

  • 10,337 Sq Ft Lot
  • Fenced
  • Sprinkler System
  • Fruit Trees

HOA Fees

  • $19 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,097 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Fireplace
  • Plantation Shutters

Kitchen

  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Outdoor Features

  • Screened Patio
  • Rear Porch

Utilities

  • Cooling Available
  • Central Heating
  • Cable TV Available

Community Details

  • Ocean Sound Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00-00-31-155S-0005-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,784

Year Built

Built in 1994

Lot Details

0

HOA Fees

$19 per month

Parking

2

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.2373
  • Lot Size: .23
  • Road Surface Type: Paved
  • Co List Office Mls Id: C21FE01
  • Co List Office Phone: 904-261-5571
  • Subdivision Name: Ocean Sound
  • Directions: Take S. Fletcher Ave to Jasmine St. From Jasmine turn RT on to Jean Lafitte blvd then take 1st RT in to Ocean Sound, take 1st left on to Ocean Bluff and home will be on the left just before the curve.
  • Architectural Style: One Story
  • Garage Yn: Yes
  • Unit Levels: One
  • Building Stories: 1
  • Year Built: 1994
  • Property Sub Type Additional: Residential
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator, Stove, Ice Maker
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), Fireplace, Split Bedrooms, Shutters, Cable TV
  • Living Area: 2097.0
  • Window Features: Aluminum Frames, Plantation Shutters

Exterior Features

  • Pool Features: None
  • Disclosures: Deed Restriction
  • Construction Type: Frame, Stucco
  • Exterior Features: Fence, Fruit Trees, Sprinkler/Irrigation
  • Patio And Porch Features: Rear Porch, Brick, Open, Patio, Screened
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Driveway, Two Car Garage, Garage Door Opener

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 225.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Parcel #: 00-00-31-155S-0005-0000
  • Zoning: R-1

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,784 $469,313 -- --
2023 $7,784 $455,644 $0 $0
2022 $7,350 $442,373 $0 $0
2021 $7,362 $429,488 $165,000 $264,488
2020 $5,593 $329,085 $0 $0
2019 $5,751 $321,686 $105,000 $216,686
2018 $6,224 $306,219 $0 $0
2017 $5,791 $290,553 $0 $0
2016 $3,756 $227,106 $0 $0
2015 $3,778 $225,527 $0 $0
2014 $3,768 $223,737 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/06/2025 06/06/25 For Sale $1,099,000 +102.1% $524 / Sq Ft
02/27/2020 02/27/20 Sold $543,800 -2.0% $259 / Sq Ft
01/28/2020 01/28/20 Pending -- -- --
11/07/2019 11/07/19 For Sale $555,000 +35.7% $265 / Sq Ft
05/20/2016 05/20/16 Sold $409,000 0.0% $195 / Sq Ft
04/20/2016 04/20/16 Pending -- -- --
03/24/2016 03/24/16 For Sale $409,000 -- $195 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $543,800 Coastal Living Title Llc
Warranty Deed $409,000 Attorney
Warranty Deed $340,000 Osceola Title Of Nassau Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $462,230 New Conventional
Previous Owner $416,157 New Conventional
Previous Owner $173,000 Credit Line Revolving
Previous Owner $123,000 Unknown
Previous Owner $125,691 Unknown
Source: Public Records

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Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 112509

APN: 00-00-31-155S-0005-0000