NOT LISTED FOR SALE

991 Terra Ln Franklin, IN 46131

Estimated Value: $388,151 - $443,000

5 Beds
3 Baths
3,029 Sq Ft
$134/Sq Ft Est. Value

Last Sold June 20, 2025

Last sale price $393,000 $130 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $2,493/month

7 Days on Market

Highlights

  • Home fronts a pond
  • Traditional Architecture
  • Porch
  • Pond View
  • Main Floor Bedroom
  • 2 Car Attached Garage

About This Home

As of June 2025

This beautifully maintained 5-BD, 3-BA home offers flexible living with a convenient main-level bedroom and full bath. Each BD includes a walk-in closet, providing ample storage throughout. A dedicated home office with French doors and an upstairs loft adds even more functional space for work or play. A stunning, oversized eat-in kitchen featuring a large quartz island, huge walk-in pantry, and a practical mud room/drop zone keeps things tidy and organized. Enjoy a large fenced-in backyard and a spacious paved patio-perfect for summer gatherings and a gorgeous pond view. The attached 2-car garage adds to the convenience with a 4 ft bump out for even more storage! Located just minutes from downtown Franklin, this home places you close to shopping, dining, and year-round community events. Enjoy concerts and the splash pad at Youngs Creek Park or spend the day at nearby Blue Heron Park with playgrounds, walking trails, and frisbee golf. Move-in ready and packed with charm-don't miss your chance to call this Franklin gem home!

Last Agent to Sell the Property

Angela McComiskey

Keller Williams Indpls Metro N Brokerage Email: angela@trusshomegroup.com License #RB21002201 Listed on: 05/08/2025

Keller Williams Indpls Metro N

Last Buyer's Agent

Hellena Robinett

CENTURY 21 Scheetz

CENTURY 21 Scheetz

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,950

Year Built

  • Built in 2022

Lot Details

  • 0.26 Acre Lot
  • Home fronts a pond
  • Landscaped with Trees

HOA Fees

  • $23 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Tray Ceiling
  • Paddle Fans
  • Pond Views
  • Attic Access Panel
  • Fire and Smoke Detector
  • Laundry on upper level

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Vinyl Plank

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet

Outdoor Features

  • Patio
  • Porch

Schools

  • Creekside Elementary School
  • Franklin Community Middle School
  • Custer Baker Intermediate School
  • Franklin Community High School

Utilities

  • Electric Water Heater

Community Details

  • Association fees include builder controls
  • Association Phone (317) 875-5600
  • Bluffs At Young's Creek Subdivision
  • Property managed by Community Asso Services
  • The community has rules related to covenants, conditions, and restrictions

Listing and Financial Details

  • Legal Lot and Block 124 / 3
  • Assessor Parcel Number 410822043065000009
  • Seller Concessions Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,950

Year Built

Built in 2022

Lot Details

0

HOA Fees

$23 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: TraditonalAmerican
  • Builder Name: Arbor Homes
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2025
  • Year Built: 2022
  • Building Area Total: 3029
  • Garage Y N: Yes
  • Lot Size Acres: 0.26
  • Subdivision Name: Bluffs At Young'S Creek
  • Transaction Type: Sale
  • Website: https://linktr.ee/indy_ang_realtor
  • Accessibility Features YN: No
  • Website: https://www.cas-indiana.com/
  • MBR_AttributionContact: angela@trusshomegroup.com
  • Attribution Contact: angela@trusshomegroup.com
  • Special Features: None

Interior Features

  • Basement: No
  • Appliances: Dishwasher, Electric Water Heater, Disposal, Microwave, Electric Oven, Refrigerator, Water Softener Owned
  • Levels: Two
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 5
  • Interior Amenities: Attic Access, Breakfast Bar, Tray Ceiling(s), Center Island, Paddle Fan, Pantry, Walk-in Closet(s)
  • Living Area: 3029
  • Other Equipment: Smoke Alarm
  • Spa Y N: No
  • Areas Interior: Bedroom Other on Main
  • Eating Area: Formal Dining Room,Dining Combo/Kitchen
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 1
  • Main Level Sq Ft: 1420
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 0
  • Kitchen Features: Kitchen Updated
  • Upper Level Sq Ft: 1609

Exterior Features

  • Construction Materials: Vinyl With Brick
  • Direction Faces: Northwest
  • Fencing: Fence Full Rear
  • Foundation Details: Slab
  • Patio And Porch Features: Open Patio, Porch Open
  • Pool Private Y N: No
  • View: Pond
  • View Y N: Yes
  • Waterfront Features: Pond
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached
  • Garage Parking Other: Service Door

Utilities

  • Utilities: Cable Available, Electricity Connected
  • Heating: High Efficiency (90%+ AFUE ), Natural Gas
  • Laundry Features: Upper Level
  • Water Source: Municipal/City
  • Solid Waste: No

Condo/Co-op/Association

  • Association Fee: 270
  • Association Fee Frequency: Annually
  • Association Phone: 317-875-5600
  • Association YN: Yes
  • Management Company Name: Community Asso Services
  • H O A Disclosures: Covenants & Restrictions

Fee Information

  • Association Fee Includes: Association Builder Controls

Schools

  • Middle Or Junior School: Franklin Community Middle School
  • MBR_IntermediateSchool: Custer Baker Intermediate School

Lot Info

  • Lot Features: Curbs, Sidewalks, Trees-Small (Under 20 Ft)
  • Property Attached Yn: No
  • Additional Parcels: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 11117
  • Parcel Number: 410822043065000009
  • Acres: 1/4-1/2 Acre

Green Features

  • Green Certification Y N: No

Tax Info

  • Tax Annual Amount: 3950
  • Tax Block: 3
  • Tax Lot: 124
  • Semi Annual Property Tax Amt: 1975
  • Tax Exemption: Homestead Tax Exemption

MLS Schools

  • Elementary School: Creekside Elementary School
  • High School: Franklin Community High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 8, 2025
Closed on
Jun 20, 2025
Sold by
Pollard Timothy R
Bought by
Elston Jackie J and Elston Ashley M
Seller's Agent
Angela McComiskey
Keller Williams Indpls Metro N
Buyer's Agent
Hellena Robinett
CENTURY 21 Scheetz
List Price
$390,000
Sold Price
$393,000
Premium/Discount to List
$3,000
0.77%
Views
14
Current Estimated Value
$406,788

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,788
Avg. Annual Appreciation
8.15%
Original Mortgage
$385,881
Outstanding Balance
$384,898
Interest Rate
6.85%
Mortgage Type
FHA
Estimated Equity
$21,890

Purchase Details

Listed on
Oct 28, 2022
Closed on
Nov 16, 2022
Sold by
Arbor Homes and Clayton Properties Group Inc
Bought by
Pollard Timothy R
Seller's Agent
Rachel Schaller
Ridgeline Realty, LLC
Buyer's Agent
Rachel Schaller
Ridgeline Realty, LLC
List Price
$363,037
Sold Price
$363,037
Views
16

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.11%
Original Mortgage
$356,460
Interest Rate
5.75%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Elston Jackie J -- Ata National Title
Pollard Timothy R -- Enterprise Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Elston Jackie J $385,881
Previous Owner Pollard Timothy R $356,460
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/20/2025 06/20/25 Sold $393,000 +0.8% $130 / Sq Ft
05/15/2025 05/15/25 Pending -- -- --
05/08/2025 05/08/25 For Sale $390,000 +7.4% $129 / Sq Ft
11/16/2022 11/16/22 Sold $363,037 0.0% $120 / Sq Ft View Prior Sale
10/28/2022 10/28/22 Pending -- -- --
10/28/2022 10/28/22 For Sale $363,037 -- $120 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,949 $393,500 $28,800 $364,700
2024 $3,949 $354,300 $28,800 $325,500
2023 $3,497 $313,800 $28,800 $285,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22037230

MIBOR Broker Listing Cooperative®

APN: 41-08-22-043-065.000-009