NOT LISTED FOR SALE

992 Osprey Ave Palm Harbor, FL 34683

Estimated Value: $1,714,000 - $2,000,000

5 Beds
4 Baths
4,231 Sq Ft
$437/Sq Ft Est. Value

Last Sold January 04, 2023

Last sale price $1,725,000 $408 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $11,983/month

98 Days on Market

Highlights

  • 169 Feet of Waterfront
  • White Water Ocean Views
  • Custom Home
  • Ozona Elementary School Rated A-
  • Access to Bay or Harbor
  • Open Floorplan

About This Home

As of January 2023

WELCOME TO WATERFRONT PARADISE! Seller wants SOLD...Price Reduced $100K. Bring your buyers Breathtaking panoramic views from every floor!!! Almost 4,300 sq.ft. of coastal living with 3 story high foyer, 5 bedrooms, 4 baths, 3 car garage, 3,500 sq.ft. of wrap around porches with water views! UP TO 90% SELLER FINANCING AVAILABLE AT BELOW MARKET RATES! Crown moldings, 5 newer sets of impact sliding doors, upgraded base trim, fabulous living room with walk-in wet bar and separate wine and beverage refrigerators. Beautiful three-way gas fireplace! Wood treads on stairs, spectacular morning/reading room with those stunning water views! Gorgeous! Fabulous master bedroom with dramatic water views, window seat with tons of storage! Posh master bath with enormous his and hers closets, a built-in linen cabinet, whirlpool tub plus a glass block shower with dual heads! Extensive hardwood flooring, slate tile, kitchen with sought after white raised panel cabinetry accented with crown molding and subway tile backsplash as well as a walk-in pantry. Huge breakfast bar! Water softener plus two hot water tanks! Two A/C systems… one new in 2020! Extraordinary open floor plan with private in-law suite! Elevator provides convenient access to all three floors! Low, low assumable flood insurance policy! Home built on pilings! New roof 2020! Private ramp for kayaks and jet skis. Riprap added for protection! So many details and features and all of this waterfront living is found in sought after Crystal Beach! Experience the charm of a golf cart friendly community and convenience of nearby restaurants, entertainment and beaches as well as the advantages of living in one of the most desirable school zones in Pinellas County including Palm Harbor University High! The good life awaits!

Last Agent to Sell the Property

Nancy Leslie

RE/MAX REALTEC GROUP INC License #393319 Listed on: 07/15/2022

RE/MAX REALTEC GROUP INC

Last Buyer's Agent

Rhonda Sanderford

COASTAL PROPERTIES GROUP INTERNATIONAL License #3054561

COASTAL PROPERTIES GROUP INTERNATIONAL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,953

Year Built

  • Built in 2001

Lot Details

  • 0.27 Acre Lot
  • Lot Dimensions are 178x169
  • 169 Feet of Waterfront
  • Property Fronts a Bay or Harbor
  • Southwest Facing Home
  • Mature Landscaping
  • Oversized Lot
  • Metered Sprinkler System
  • Landscaped with Trees
  • Property is zoned RPD-2.5

Parking

  • 3 Car Attached Garage
  • Split Garage
  • Garage Door Opener
  • Driveway
  • Open Parking

Home Design

  • Custom Home
  • Contemporary Architecture
  • Florida Architecture
  • Tri-Level Property
  • Wood Frame Construction
  • Shingle Roof
  • Vinyl Siding
  • Pile Dwellings

Interior Spaces

  • 4,231 Sq Ft Home
  • Elevator
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Bar Fridge
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Blinds
  • French Doors
  • Sliding Doors
  • Family Room with Fireplace
  • Living Room with Fireplace
  • Inside Utility
  • Laundry Room
  • White Water Ocean Views
  • Fire and Smoke Detector

Kitchen

  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Solid Surface Countertops
  • Disposal

Flooring

  • Wood
  • Tile
  • Slate Flooring

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 4 Full Bathrooms

Outdoor Features

  • Access to Bay or Harbor
  • No Wake Zone
  • Rip-Rap
  • Balcony
  • Wrap Around Porch
  • Screened Patio

Location

  • Flood Zone Lot

Schools

  • Ozona Elementary School
  • Palm Harbor Middle School
  • Palm Harbor Univ High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Propane
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • Property has a Home Owners Association
  • Jim Terry Association, Phone Number (727) 789-6787
  • Osprey Point Subdivision
  • Rental Restrictions

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,953

Year Built

Built in 2001

Lot Details

0

Parking

3

Listing Details

  • HOA Fee Includes: None
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary, Custom, Florida
  • Construction Materials: Vinyl Siding, Wood Frame
  • Fireplace: Yes
  • Living Area: 4231
  • Lot Size Acres: 0.27
  • New Construction: No
  • Year Built: 2001
  • Building Area Total: 9491
  • Lot Size Sq Ft: 11922
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/U8169936?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/U8169936?w=Customer
  • Homestead Y N: Yes
  • Number Of Pets: 2
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number Y N: No
  • Home Warranty Y N: No
  • Subdivision Num: 64855
  • Call Center Phone Number: 727-785-3355
  • Ratio: Close Price\List Price: 1.0153
  • Price per Sq Ft: 407.71
  • Close to Original List Price Ratio: 0.90837
  • Ratio: Current Price\Building Area Total: 181.75
  • View: Yes
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Tax Year: 2021
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Gas, Family Room, Living Room
  • Living Area Units: Square Feet
  • Flooring: Slate, Tile, Hardwood
  • Full Bathrooms: 4
  • Interior Amenities: Built in Features, Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, Elevator, High Ceiling(s), Open Floorplan, Solid Surface Counters, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
  • Appliances Included: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Wine Refrigerator
  • Foundation Details: Stilt/On Piling
  • Total Bedrooms: 5
  • Levels: Three Or More
  • Spa Yn: No
  • Window Features: Blinds, Window Treatments
  • Room Count: 3
  • Additional Rooms: Inside Utility
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: Southwest
  • Exterior Features: Balcony, French Doors, Irrigation System, Sidewalk, Sliding Doors, Sprinkler Metered
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Water Body Name: St. Joseph Sound
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Front Porch, Porch, Rear Porch, Screened, Side Porch, Wrap Around
  • Road Surface Type: Paved
  • Water View: Bay/Harbor - Full
  • Water Access: Bay/Harbor
  • Water Extras: No Wake Zone, Riprap
  • Water View Y N: Yes
  • Water Access Y N: Yes
  • Water Extras Y N: Yes
  • Flood Zone Panel: 12103C0059G
  • Waterfront Frontage: 169
  • Water Frontage Feet Bay Harbor: 169
  • Disclosures: HOA/PUD/Condo Disclosure, Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Oversized, Split Garage
  • Covered Parking Spaces: 3
  • Open Parking: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Phone Available, Propane, Public, Sewer Connected, Water Available
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Name: Jim Terry
  • Phone: 727-789-6787
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association Email: tud812@aol.com
  • Association Fee Requirement: None
  • Association Approval Required YN: Yes

Schools

  • Elementary School: Ozona Elementary-PN
  • High School: Palm Harbor Univ High-PN
  • Middle Or Junior School: Palm Harbor Middle-PN

Lot Info

  • Zoning: RPD-2.5
  • Parcel Number: 02-28-15-64855-000-0020
  • Additional Parcels: No
  • Lot Features: FloodZone, Oversized Lot
  • Lot Dimensions: 178x169
  • Flood Zone Code: VE
  • Flood Zone Date: 2003-09-03
  • Zoning Compatible Y N: Yes
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Pet Size: Extra Large (101+ Lbs.)
  • Minimum Lease: 1-2 Years
  • Approval Process: Application to HOA required
  • Lease Restrictions Y N: Yes
  • Additional Lease Restrictions: Confirm leasing restrictions with Crystal Beach/Palm Harbor township and HOA

Tax Info

  • Tax Annual Amount: 13953
  • Tax Block: 0
  • Tax Book Number: 98-10
  • Tax Lot: 2

Multi Family

  • Waterfront Features: Bay/Harbor

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 15, 2022
Closed on
Jan 4, 2023
Sold by
Hirsch Randolph J and Hirsch Lisa A
Bought by
Kim Paul and Kim Carrie Jett
Seller's Agent
Nancy Leslie
RE/MAX REALTEC GROUP INC
Buyer's Agent
Rhonda Sanderford
COASTAL PROPERTIES GROUP INTERNATIONAL
List Price
$1,899,000
Sold Price
$1,725,000
Premium/Discount to List
-$174,000
-9.16%
Views
37
Current Estimated Value
$1,849,948

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$124,948
Avg. Annual Appreciation
2.36%
Original Mortgage
$1,462,500
Outstanding Balance
$1,140,293
Interest Rate
6.58%
Mortgage Type
Balloon
Estimated Equity
$709,655

Purchase Details

Listed on
Mar 13, 2017
Closed on
Apr 1, 2017
Bought by
Hirsch Randolph J
Seller's Agent
Geert Benoot
BENOOT REALTY
Buyer's Agent
Geert Benoot
BENOOT REALTY
List Price
$1,049,990
Sold Price
$975,000
Premium/Discount to List
-$74,990
-7.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.49%

Purchase Details

Closed on
Dec 28, 2011
Sold by
Hunt Charles R and Hunt Laura K
Bought by
Hunt Laura K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
3.39%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 7, 2011
Sold by
Hunt Laura K and Hunt Charles R
Bought by
Hunt Charles R and Hunt Laura K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
3.39%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 21, 1998
Sold by
Kurtis Robert A and Kurtis Kathleen
Bought by
Watson Laura K
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kim Paul $1,725,000 Elevated Title
Hirsch Randolph J $975,000 --
Hunt Laura K -- Attorney
Hunt Charles R -- Attorney
Watson Laura K $155,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kim Paul $1,462,500
Previous Owner Hunt Charles R $300,000
Previous Owner Watson Laura K $100,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/04/2023 01/04/23 Sold $1,725,000 +1.5% $408 / Sq Ft
10/22/2022 10/22/22 Pending -- -- --
10/21/2022 10/21/22 Price Changed $1,699,000 -5.6% $402 / Sq Ft
09/06/2022 09/06/22 Price Changed $1,799,000 -5.3% $425 / Sq Ft
07/15/2022 07/15/22 For Sale $1,899,000 +94.8% $449 / Sq Ft
07/17/2017 07/17/17 Off Market $975,000 -- --
04/17/2017 04/17/17 Sold $975,000 -7.1% $230 / Sq Ft View Prior Sale
03/18/2017 03/18/17 Pending -- -- --
03/13/2017 03/13/17 For Sale $1,049,990 -- $248 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $27,720 $1,642,429 -- --
2024 $30,960 $1,596,141 $700,249 $895,892
2023 $30,960 $1,706,684 $724,536 $982,148
2022 $13,745 $786,506 $0 $0
2021 $13,953 $763,598 $0 $0
2020 $13,942 $753,055 $0 $0
2019 $13,738 $736,124 $0 $0
2018 $13,582 $722,398 $0 $0
2017 $12,850 $675,043 $0 $0
2016 $12,770 $661,159 $0 $0
2015 $12,809 $656,563 $0 $0
2014 $12,754 $651,352 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: U8169936

Stellar MLS

APN: 02-28-15-64855-000-0020