$886,500

9920 Frost Creek Dr Ooltewah, TN 37363

Estimated payment $5,040/month

Total Views 3,139
4 Beds
3.5 Baths
4,558 Sq Ft
$194 Price per Sq Ft

Highlights

  • Hot Property
  • 1.13 Acre Lot
  • Deck
  • Westview Elementary School Rated A-
  • A-Frame Home
  • Cathedral Ceiling

About This Home

Privacy, Location, Quality, Space, and Comfort — All in One Home
Discover this custom-built Southern Living-style home, tucked away at the end of a quiet cul-de-sac in the prestigious Frost Creek Farms Subdivision. Set on 1.13± level acres, this property offers the perfect balance of privacy, space, and convenience — directly across from East Hamilton High School and just minutes from everything Chattanooga has to offer.
Step inside to a grand foyer that welcomes you into an open, airy layout. The formal dining room is ideal for entertaining, while the living room flows seamlessly into the kitchen, complete with a butler's pantry. A large deck off the living area creates the perfect setting for outdoor entertaining, with plenty of room to add an inground pool.
Upstairs, all four bedrooms are thoughtfully situated for comfort and privacy, accompanied by a versatile bonus room that can serve as a fifth bedroom or a family room. The finished basement adds even more living space with a full bath — perfect for movie nights, guests, or hobbies. A convenient main-floor half bath rounds out the functional layout.
Comfort & Efficiency
Natural gas tankless water heater (2016)
Dual gas heat for cozy winters
Generator-ready garage outlet
Sprinkler system for lush landscaping
Lower county taxes while still close to shopping, dining, and city conveniences
Updates & Improvements
2016: Kitchen appliances replaced, rear deck added, exterior stonework/vinyl siding/brick veneer updated, tankless water heater installed
2017: New roof, basement finished with full bath
2023: New first-floor HVAC, new garage doors & openers
2024: Second-floor HVAC replaced
2025: Entire interior freshly repainted
Location Highlights
Walking distance to East Hamilton High & Middle Schools
~3 miles to Westview Elementary
10 minutes to Hamilton Place Mall
Minutes to Chattanooga Airport, YMCA, medical centers, shopping, and dining
This home offers an unmatched combination of style & space and convenience a true sanctuary in a sought-after community.
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Listing Agent

Paul Avratin

United Real Estate Experts Chattanooga License #TN 320065 GA 345563 Listed on: 08/20/2025

United Real Estate Experts Chattanooga

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,631

Year Built

  • Built in 1995

Lot Details

  • 1.13 Acre Lot
  • Property fronts a county road
  • Cul-De-Sac
  • Level Lot
  • Cleared Lot

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • A-Frame Home
  • Brick Veneer
  • Block Foundation
  • Pitched Roof
  • Shingle Roof
  • Stone

Interior Spaces

  • 4,558 Sq Ft Home
  • 2-Story Property
  • Crown Molding
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • 2 Fireplaces
  • Gas Log Fireplace
  • Insulated Windows
  • Wood Frame Window
  • Finished Basement

Kitchen

  • Eat-In Kitchen
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Dual Closets
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Sink Near Laundry

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Shed
  • Rain Gutters
  • Front Porch

Schools

  • Westview Elementary School
  • East Hamilton Middle School
  • East Hamilton High School

Utilities

  • Central Heating and Cooling System
  • Dual Heating Fuel
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Natural Gas Connected
  • Tankless Water Heater
  • Gas Water Heater
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Frost Creek Farms Subdivision

Listing and Financial Details

  • Assessor Parcel Number 172c D 004

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,631

Year Built

Built in 1995

Lot Details

0

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 1.13
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt
  • Subdivision Name: Frost Creek Farms
  • Directions: East Brainerd Rd,North Onto Ooltewah Ringgold Rd, Right onto Frost Creek Farms (Frost Creek Dr),Go to end On Right(SOP)
  • Above Grade Finished Sq Ft: 3606.0
  • Architectural Style: A-Frame
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Structure Type: House
  • Year Built: 1995
  • General Property Information:Living Area2: 4558.0
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Special Features: VirtualTour

Interior Features

  • Basement: Finished
  • Appliances: Tankless Water Heater, Dishwasher, Disposal, Electric Cooktop, Gas Water Heater, Microwave, Refrigerator
  • Interior Amenities: Walk-In Shower, Walk-In Closet(s), Tray Ceiling(s), Kitchen Island, High Ceilings, Granite Counters, Eat-in Kitchen, Double Closets, Bathroom Mirror(s), Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding
  • Spa Features: None
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 952.0
  • Fireplace Features: Gas, Gas Log
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Laminate, Tile
  • Living Area: 4558.0
  • Window Features: Vinyl Frames, Wood Frames, Insulated Windows
  • Appliances Dishwasher: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Gas3: Yes
  • Appliances:Electric Cooktop: Yes
  • Appliances:Gas Water Heater: Yes
  • Community Features:None3: Yes
  • Interior Features:Bathroom Mirror(s): Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Tray Ceiling(s): Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Shower: Yes
  • Fireplace Features:Fireplaces Total: 2
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Double Closets: Yes
  • Appliances:Tankless Water Heater: Yes
  • Interior Features:Crown Molding: Yes

Exterior Features

  • Roof: Pitched, Shingle
  • Fencing: None
  • Exterior Features: Rain Gutters
  • Lot Features: Mailbox, Level, Cul-De-Sac, Cleared
  • Pool Features: None
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick Veneer, Stone
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Other, Deck, Front Porch, Porch, Rear Porch
  • Property Condition: Functional
  • Lot Features:Level: Yes
  • Window Features:Insulated Windows: Yes
  • Window Features:Wood Frames: Yes
  • Patio And Porch Features:Porch: Yes
  • Construction Materials:Stone: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Patio And Porch Features:Deck: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Cleared: Yes
  • Construction Materials:Brick Veneer: Yes
  • Exterior Features:Rain Gutters: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Patio And Porch Features:Other19: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Concrete, Driveway, Garage, Garage Door Opener
  • General Property Information:Garage Spaces: 3.0
  • Parking Features:Garage Door Opener: Yes
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Concrete3: Yes
  • Parking Features:Garage: Yes

Utilities

  • Heating: Natural Gas, Central, Dual Fuel, Electric
  • Cooling: Ceiling Fan(s), Central Air
  • Sewer: Septic Tank
  • Laundry Features: Sink, Main Level, Laundry Room
  • Security: Smoke Detector(s), Security System
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Underground Utilities, High Speed Internet Available, Water Connected, Phone Available, Natural Gas Connected, Cable Available, Electricity Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes
  • Heating:Electric3: Yes
  • Sewer Septic Tank: Yes
  • Heating:Dual Fuel: Yes

Condo/Co-op/Association

  • Community Features: None
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Westview
  • High School: East Hamilton
  • Middle Or Junior School: East Hamilton

Lot Info

  • Lot Size Sq Ft: 49222.8
  • Parcel #: 172c D 004

Tax Info

  • Tax Annual Amount: 2630.56
  • Tax Book Number: 10283

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,622 $117,175 $0 $0
2023 $2,631 $117,175 $0 $0
2022 $2,631 $117,175 $0 $0
2021 $2,631 $117,175 $0 $0
2020 $2,874 $103,625 $0 $0
2019 $2,874 $103,625 $0 $0
2018 $2,874 $103,625 $0 $0
2017 $2,874 $103,625 $0 $0
2016 $2,826 $0 $0 $0
2015 $2,826 $101,875 $0 $0
2014 $2,826 $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/20/2025 08/20/25 For Sale $886,500 -- $194 / Sq Ft
Source: River Counties Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $385,000 Credit Line Revolving
Closed $120,000 Credit Line Revolving
Source: Public Records

About the Listing Agent

Paul Avratin

United Real Estate Experts Chattanooga

(423) 726-5478

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With over 40 years of experience in real estate, construction, and development, Paul brings a wealth of knowledge to every client he serves. His career began in 1981 as a General Contractor in Boston, MA, where he honed his skills in home building and renovation. In 1989, Paul relocated to Fort Lauderdale, FL, where he managed a three-person crew specializing in home renovations, flips, and inspections. His passion for real estate continued to grow, and he earned my Florida Home Inspection

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    • 4,558 Sq Ft
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    Privacy, Location, Quality, Space, and Comfort - All in One Home Discover this custom-built Southern Living-style home, tucked away at the end of a quiet cul-de-sac in the prestigious Frost Creek Farms Subdivision. Set on 1.13± level acres, this property offers the perfect balance of privacy, space, and convenience - directly across from East Hamilton High School and just minutes from

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  • 3209 Crossroads Dr, Rocky Face, GA 30740

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  • 4875 New Union, Dayton, TN 37321

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Source: River Counties Association of REALTORS®

MLS Number: 20253897

River Counties Association of REALTORS®

APN: 172C-D-004