$634,900

9928 James Ave NE Monticello, MN 55362

Estimated payment $3,839/month

Total Views 1,605
4 Beds
4 Baths
3,344 Sq Ft
$190 Price per Sq Ft

Highlights

  • Waterfront Community
  • 43,560 Sq Ft lot
  • Family Room with Fireplace
  • Pinewood Elementary School Rated A-
  • Deck
  • Game Room

About This Home

Benefit to the new homeowner... New Roof was installed August 11th, giving you added peace of mind for years to come! Discover your own private retreat on this beautifully wooded 1-acre lot, where wildlife abounds and peace and privacy come standard. This spacious, well-maintained modified two-story home offers an open-concept floorplan filled with natural light, featuring custom Marvin Integrity windows, gleaming hardwood floors throughout the main level, and custom oak cabinetry. The vaulted kitchen is both stylish and functional with stainless steel appliances, granite countertops, and a breakfast bar that opens seamlessly into the dining area and sunken family room with a cozy corner gas fireplace—perfect for that welcoming great room feel. The living room is currently being used as a formal dining space, offering flexibility to fit your lifestyle. Upstairs, you'll find three bedrooms, including a vaulted primary suite with a large walk-in closet, a full private bath with dual sinks, separate tub and shower, and a private deck overlooking the wooded backyard. The fourth bedroom—currently serving as a home office—features elegant French doors and is located on the main level, along with the laundry room, making one-level living or multi-generational living a breeze. The finished walk-out lower level is ideal for entertaining or relaxing, with two exits to backyard patios, a family room with gas fireplace, an amusement room, a full bathroom, and a dedicated storage room for seasonal organization. Additional features include a large deck off the kitchen/dining area, an in-ground sprinkler system with 10 zones, and a heated, insulated, and finished oversized 3-car garage with abundant cabinetry along one whole wall! As part of the association, you’ll enjoy access to a scenic trail system and the Mississippi River. Ideally situated between Otsego, Monticello, Big Lake, and Albertville, this home gives you the perfect blend of nature, comfort, and convenience.

Listing Agent

Jim Herrmann

HomeAvenue Inc Listed on: 08/04/2025

Co-Listing Agent

Doreen Herrmann

HomeAvenue Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,316

Year Built

  • Built in 2001

Lot Details

  • 1 Acre Lot
  • Irregular Lot

HOA Fees

  • $20 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Pitched Roof

Interior Spaces

  • 2-Story Property
  • Family Room with Fireplace
  • 2 Fireplaces
  • Game Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Full Bathrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Drain
  • Natural lighting in basement

Eco-Friendly Details

  • Air Exchanger

Outdoor Features

  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • 200+ Amp Service
  • Iron Water Filter
  • Water Filtration System
  • Private Water Source
  • Well
  • Septic System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 118164014060

Community Details

Overview

  • Association fees include shared amenities
  • Mississippi Pines Association, Phone Number (320) 260-3474
  • Mississippi Pines Subdivision

Recreation

  • Waterfront Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,316

Year Built

Built in 2001

Lot Details

0

HOA Fees

$20 per month

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: Private, Well
  • Fee Frequency: Annually
  • Year Built: 2001
  • Above Grade Finished Sq Ft: 2246
  • Water Body Name: Mississippi River
  • Unit Levels: Modified Two Story
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Daylight/Lookout Windows, Drain Tiled, Finished, Full, Sump Basket, Walkout
  • Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Filtration System, Water Osmosis System, Iron Filter, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
  • Fireplace Features: Circulating, Family Room, Gas
  • Living Area: 3344
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1098
  • Basement YN: Yes
  • Dining Room Type: Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Laundry, Amusement Room, Deck, Patio

Beds/Baths

  • Full Bathrooms: 4
  • Total Bedrooms: 4

Exterior Features

  • Roof: Age Over 8 Years, Asphalt, Pitched
  • PoolFeatures: None
  • Fencing: None
  • ConstructionMaterialsDesc: Block,Brick,Concrete,Frame
  • PatioPorchType: Deck,Patio
  • Lake Acres: 0
  • LakeChain: N

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
  • Garage Square Feet: 800
  • Garage Door Height: 8

Utilities

  • Heating: Forced Air, Humidifier
  • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Shared Amenities
  • Phone: 320-260-3474
  • Association Fee: 242
  • Association: Yes
  • Amenities Unit: Cable,Ceiling Fan(s),Deck,French Doors,Hardwood Floors,Kitchen Window,Primary Bedroom Walk-In Closet,Natural Woodwork,Patio,Paneled Doors,Security System,In-Ground Sprinkler,Tile Floors,Vaulted Ceiling(s),Washer/Dryer Hookup

Association/Amenities

  • HOA Management Co: Mississippi Pines Association

Schools

  • Junior High Dist: Monticello
  • SchoolDistrictNumber: 882
  • SchoolDistrictPhone: 763-272-2000

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: No
  • Lot Size: Irregular
  • Lot Size Sq Ft: 43560
  • Land Lease: No
  • Lot Features: Irregular Lot, Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Fiber Cement, Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 118164014060
  • Tax Annual Amount: 4316
  • TaxWithAssessments: 4316.0000

Multi Family

  • WaterfrontFeatures: Association Access

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,316 $495,100 $120,000 $375,100
2024 $4,474 $474,000 $110,000 $364,000
2023 $4,474 $523,500 $144,000 $379,500
2022 $4,454 $447,000 $85,000 $362,000
2021 $4,436 $396,800 $80,000 $316,800
2020 $4,394 $390,300 $80,000 $310,300
2019 $4,406 $381,000 $0 $0
2018 $3,922 $365,600 $0 $0
2017 $3,860 $343,700 $0 $0
2016 $3,730 $0 $0 $0
2015 $3,582 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/07/2025 08/07/25 For Sale $634,900 -- $190 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Deed $338,000 --
Warranty Deed $390,000 --
Warranty Deed $362,000 --
Warranty Deed $74,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $270,400 No Value Available
Source: Public Records

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Source: NorthstarMLS

MLS Number: 6765642

NorthstarMLS

APN: 118-164-014060