$485,000
SOLD MAY 20, 2026

997 River Currents Dr Memphis, TN 38103

Mud Island Neighborhood
3 Beds
3 Baths
2,129 Sq Ft
2,614 Sq Ft Lot

Sale Details

Date Sold: May 20, 2026

$228 Per Sq Ft

8% Below List Price

60 Days on Market

Highlights

  • Sitting Area In Primary Bedroom
  • Landscaped Professionally
  • Traditional Architecture
  • Updated Kitchen
  • Vaulted Ceiling
  • Wood Flooring

About This Home

As of May 2026

Live the Harbor Town lifestyle just minutes from the majestic Mississippi River! This beautifully maintained home offers 3 spacious bedrooms and 3 full baths, providing comfort and flexibility for family and guests. Light-filled living spaces feature an open flow ideal for entertaining, while the well-appointed kitchen opens seamlessly to the main living area. The generous primary suite includes a private updated bath & 3 closets! Enjoy morning coffee or evening gatherings in your private outdoor space, all within walking distance to river views and scenic walking trails. Experience charm, convenience, and low-maintenance living in one of the area’s most desirable communities! So many updates including new windows!

Last Agent to Sell the Property

Maureen Fraser

John Green & Co., REALTORS License #302741 Listed on: 02/26/2026

Last Buyer's Agent

Weesie Percer

Keller Williams License #283048

Keller Williams

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1995

Lot Details

  • 2,614 Sq Ft Lot
  • Lot Dimensions are 30x90
  • Wood Fence
  • Landscaped Professionally
  • Level Lot
  • Few Trees

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Metal Roof

Interior Spaces

  • 2,129 Sq Ft Home
  • 2-Story Property
  • Smooth Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Factory Built Fireplace
  • Gas Log Fireplace
  • Some Wood Windows
  • Double Pane Windows
  • Window Treatments
  • Great Room
  • Breakfast Room
  • Dining Room
  • Den with Fireplace
  • Loft

Kitchen

  • Updated Kitchen
  • Eat-In Kitchen
  • Breakfast Bar
  • Self-Cleaning Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Partially Carpeted
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • Sitting Area In Primary Bedroom
  • Primary bedroom located on second floor
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • Dressing Area
  • Remodeled Bathroom
  • 3 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Attic

  • Attic Access Panel
  • Pull Down Stairs to Attic

Home Security

  • Fire and Smoke Detector
  • Termite Clearance

Parking

  • 2 Car Garage
  • Rear-Facing Garage
  • Garage Door Opener

Outdoor Features

  • Patio

Utilities

  • Two cooling system units
  • Central Heating and Cooling System
  • Two Heating Systems
  • Heating System Uses Gas
  • 220 Volts
  • Gas Water Heater
  • Cable TV Available

Community Details

  • Harbor Town P D Phase 14 Pt Area C Subdivision
  • Mandatory Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 001001 J00013

Home Details

Home Type

Single Family

Year Built

Built in 1995

Lot Details

2,614 Sq Ft Lot

Listing Details

  • Class: Residential
  • Type: Detached Single Family
  • Style: Traditional
  • Detached Unit Type: General Residential
  • Cross Street: Island Park Drive
  • MAAR Subdivision Name: HARBOR TOWN PH14
  • Number Of Stories: 2
  • Prop Construction Status: Existing Property
  • Estimated Sq Ft: 2129
  • Termite Contract: Yes
  • Year Built: 1995
  • 55Community: N
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • First Story Floor Plan: Dining Room, Den/Great Room, Kitchen, 2nd Bedroom, 1 Bath, Breakfast Room
  • Second Story Floor Plan: Primary Bedroom, 3rd Bedroom, 2 or More Baths, Laundry Room
  • Additional Bedroom Bathroom Info: 1 or More BR Down, Primary Up, Vaulted/Coffered Primary, Split Bedroom Plan, Renovated Bathroom, Luxury Primary Bath, Double Vanity Bath, Full Bath Down
  • Bedroom 2 Description: Level 1, Shared Bath, Smooth Ceiling, Hardwood Floor
  • Bedroom 3 Description: Level 2, Walk-In Closet, Private Full Bath, Smooth Ceiling, Carpet
  • Bedrooms: 3
  • Bedrooms Down: 1
  • Fireplace: Prefabricated, Ventless Gas Fireplace, In Den/Great Room, Gas Starter, Gas Logs
  • Floors/Ceilings: Part Hardwood, Part Carpet, Tile, Smooth Ceiling, 9 or more Ft. Ceiling
  • Full Bathrooms: 3
  • Equipment: Self Cleaning Oven, Gas Cooking, Disposal, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Cable Wired, Cable Available
  • Living Dining Kitchen: Separate Dining Room, Great Room, Updated/Renovated Kitchen, Eat-In Kitchen, Breakfast Bar, Separate Breakfast Room, Pantry, Island In Kitchen, Washer/Dryer Connections
  • Misc Interior: All Window Treatments, Walk-In Closet(s), Pull Down Attic Stairs, Attic Access, Cat/Dog Free House, Smoke Detector(s)
  • Number Of Fireplaces: 1
  • Other Rooms: Laundry Closet, Loft/Balcony, Attic
  • Primary Bathroom Description: Double Sinks, Separate Shower, Dressing Area, Vaulted/Coffered Ceiling, Smooth Ceiling, Tile Floor
  • P R I M A R Y B E D R O O M: Level 2, Walk-In Closet, Full Bath, Sitting Area, Vaulted/Coffered Ceiling, Smooth Ceiling, Carpet

Exterior Features

  • Misc Exterior: Patio
  • Exterior Windows: Wood/Composition, Wood Window(s), Double Pane Window(s)
  • Foundation: Slab
  • Roof: Metal

Garage/Parking

  • Number Covered Parking Spaces: 2
  • Parking Display: G2A
  • Parking Storage: Garage Door Opener(s), Back-Load Garage

Utilities

  • Cooling: Central, Ceiling Fan(s), Dual System, 220 Wiring
  • Heating: Central, Gas, Dual System
  • Water Sewer: Gas Water Heater, Public Water, Public Sewer

Association/Amenities

  • Neighborhood Association: Mandatory

Lot Info

  • Lot Description: Some Trees, Level, Professionally Landscaped, Wood Fenced
  • Lot Number: 312
  • Acreage: 0.06
  • Lot Size: 30X90
  • Geo Subdivision: TN

Tax Info

  • Assessor Parcel Number: 001001 J00013

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 26, 2026
Closed on
May 20, 2026
Sold by
Bought by
Seller's Agent
Maureen Fraser
John Green & Co., REALTORS
Buyer's Agent
Weesie Percer
Keller Williams
List Price
$525,000
Sold Price
$485,000
Premium/Discount to List
-$40,000
-7.62%
Views
57

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.80%

Purchase Details

Listed on
May 4, 2023
Closed on
Jun 15, 2023
Sold by
Bought by
Seller's Agent
Karen Newton
John Green & Co., REALTORS
Buyer's Agent
Mary Grodsky
Crye-Leike, Inc., REALTORS
List Price
$509,000
Sold Price
$509,000
Views
54

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.63%
Original Mortgage
$458,100
Interest Rate
6.39%
Mortgage Type
Construction

Purchase Details

Listed on
Apr 10, 2020
Closed on
Jun 15, 2020
Sold by
Bought by
Seller's Agent
Bill Maury
Coldwell Banker Collins-Maury
Buyer's Agent
Karen Newton
John Green & Co., REALTORS
List Price
$414,990
Sold Price
$405,000
Premium/Discount to List
-$9,990
-2.41%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.92%
Original Mortgage
$384,750
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 17, 2013
Closed on
Apr 15, 2013
Sold by
Bought by
Seller's Agent
David Da Ponte
Sowell, Realtors
Buyer's Agent
Karen Soro
Adaro Realty, Inc.
List Price
$289,000
Sold Price
$278,000
Premium/Discount to List
-$11,000
-3.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.39%
Original Mortgage
$222,400
Interest Rate
3.55%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 5, 2008
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,050
Interest Rate
5.63%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 8, 2002
Sold by
Bought by

Purchase Details

Closed on
Aug 11, 1999
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,500
Interest Rate
7.65%
Mortgage Type
Balloon
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $485,000 Closetrak
Warranty Deed $509,000 Realty Title
Warranty Deed $405,000 Executive Ttl & Closing Inc
Warranty Deed $278,000 None Available
Warranty Deed $289,875 Title & Escrow Services Inc
Warranty Deed $285,000 --
Warranty Deed $245,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $458,100 Construction
Previous Owner $384,750 New Conventional
Previous Owner $222,400 New Conventional
Previous Owner $275,050 Purchase Money Mortgage
Previous Owner $220,500 Balloon
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/20/2026 05/20/26 Sold $485,000 -4.9% $228 / Sq Ft
04/27/2026 04/27/26 Pending -- -- --
03/24/2026 03/24/26 Price Changed $510,000 -2.9% $240 / Sq Ft
03/23/2026 03/23/26 For Sale $525,000 0.0% $247 / Sq Ft
03/13/2026 03/13/26 Pending -- -- --
02/26/2026 02/26/26 For Sale $525,000 +3.1% $247 / Sq Ft
06/16/2023 06/16/23 Sold $509,000 0.0% $255 / Sq Ft View Prior Sale
05/08/2023 05/08/23 Pending -- -- --
05/04/2023 05/04/23 For Sale $509,000 +25.7% $255 / Sq Ft
06/15/2020 06/15/20 Sold $405,000 -1.2% $203 / Sq Ft View Prior Sale
05/08/2020 05/08/20 Price Changed $409,950 -1.2% $205 / Sq Ft
04/10/2020 04/10/20 For Sale $414,990 +49.3% $207 / Sq Ft
04/15/2013 04/15/13 Sold $278,000 -3.8% $139 / Sq Ft View Prior Sale
03/15/2013 03/15/13 Pending -- -- --
01/17/2013 01/17/13 For Sale $289,000 -- $145 / Sq Ft
Source: Memphis Area Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,383 $125,775 $23,625 $102,150
2024 $3,343 $98,600 $16,450 $82,150
2023 $6,006 $98,600 $16,450 $82,150
2022 $6,006 $98,600 $16,450 $82,150
2021 $3,402 $98,600 $16,450 $82,150
2020 $5,927 $81,800 $16,450 $65,350
2019 $2,614 $81,800 $16,450 $65,350
2018 $2,614 $81,800 $16,450 $65,350
2017 $2,676 $81,800 $16,450 $65,350
2016 $2,916 $66,725 $0 $0
2014 $2,916 $66,725 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Maureen Fraser

    Seller's Agent in 2026

    Maureen Fraser

    John Green & Co., REALTORS

    (901) 674-0954

    5 in this area

    255 Total Sales

    Maureen Fraser
    Section Image
  • Weesie Percer

    Buyer's Agent in 2026

    Weesie Percer

    Keller Williams

    (901) 482-4900

    1 in this area

    72 Total Sales

    Weesie Percer
    Section Image

  • K

    Seller's Agent in 2023

    Karen Newton

    John Green & Co., REALTORS

    (901) 299-7612

    1 in this area

    40 Total Sales

    Karen Newton
    Section Image

  • M

    Buyer's Agent in 2023

    Mary Grodsky

    Crye-Leike

    Section Image
  • Bill Maury

    Seller's Agent in 2020

    Bill Maury

    Coldwell Banker Collins-Maury

    (901) 870-3771

    2 in this area

    73 Total Sales

    Bill Maury
    Section Image

  • D

    Seller's Agent in 2013

    David Da Ponte

    Sowell, Realtors

    (901) 278-4380

    2 in this area

    182 Total Sales

    David Da Ponte
    Section Image
See All Agents

Map

Source: Memphis Area Association of REALTORS®

MLS Number: 10215465

Memphis Area Association of REALTORS®

APN: 00-1001-J0-0013

Tennessee Shelby County Memphis 38103 Mud Island

997 River Currents Dr, Memphis, TN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Memphis Area Association of REALTORS® Listing content and images Copyright 2026 Memphis Area Association of REALTORS®. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Do not rely upon listing data without independently verifying it.
Some or all of the listings displayed may not belong to the firm whose website is being visited.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.