NOT LISTED FOR SALE

9N516 S Water Rd Elgin, IL 60124

Estimated Value: $321,000 - $370,608

3 Beds
2 Baths
1,230 Sq Ft
$288/Sq Ft Est. Value

Last Sold November 29, 2018

Last sale price $240,000 $195 Per Sq Ft

Est. 47% increase in value since last sale

Current estimated payment $2,388/month

181 Days on Market

Highlights

  • Heated Floors
  • Main Floor Bedroom
  • Enclosed Patio or Porch
  • South Elgin High School Rated A-
  • Cul-De-Sac
  • Attached Garage

About This Home

As of November 2018

Great ranch sitting on a beautiful tree lined 1 acre lot. Gorgeous hardwood flooring. Eat-in Kitchen w/ breakfast bar. Spacious living room. Full basement w/ family room, bedroom, W/I/C & full bath w/ heated floors - currently being used as the Master. Great Character. 3 Car garage - 2 car heated & 3rd car being used for riding lawnmower. Over 2100 sq/ft of finished living space. Short Sale, Sold As-Is.

Last Agent to Sell the Property

Beth Ciszek

Personal Touch Realty Inc License #471011584 Listed on: 04/05/2018

Last Buyer's Agent

Karen Catrambone-Rottman

Starting Point Realty License #475178309

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,158

Year Built

  • 1900

Lot Details

  • 1.01

Parking

  • Attached Garage
  • Heated Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Garage Is Owned

Home Design

  • Slab Foundation
  • Asphalt Shingled Roof
  • Cedar

Interior Spaces

  • Entrance Foyer
  • Dining Area
  • Storm Screens

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Heated Floors

Bedrooms and Bathrooms

  • Main Floor Bedroom
  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Well
  • Private or Community Septic Tank

Additional Features

  • Enclosed Patio or Porch
  • Cul-De-Sac

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,158

Year Built

1900

Lot Details

0

Parking

3

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • General Information: School Bus Service
  • Age: 100+ Years
  • Full Bathrooms: 2
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2
  • Total Sq Ft: 1230
  • Unfinished Basement Sq Ft: 297
  • Type Detached: 1 Story
  • Estimated Year Built: 1900
  • Tax Exemptions: Homeowner
  • Special Features: 12
  • Property Sub Type: Detached
  • Year Built: 1900

Interior Features

  • Interior Property Features: Hardwood Floors, Heated Floors, 1st Floor Bedroom, 1st Floor Full Bath
  • Number Of Rooms: 7
  • Living Room: Dimensions: 21X15, On Level: Main Level, Flooring: Hardwood
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator
  • Equipment: Water-Softener Rented, Ceiling Fan, Sump Pump
  • Attic: Unfinished
  • Basement: Full
  • Basement: Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 3
  • Below Grade Bedrooms: 1
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 2
  • Laundry: Dimensions: 13X11, On Level: Basement, Flooring: Other
  • Kitchen Type: Dimensions: 12X9, On Level: Main Level, Flooring: Ceramic Tile
  • Kitchen Type: Eating Area-Breakfast Bar, Eating Area-Table Space
  • Additional Rooms: Eating Area, Enclosed Porch, Foyer
  • Master Bedroom: Dimensions: 17X13, On Level: Basement, Flooring: Carpet
  • Additional Room 1 Name: Eating Area, Dimensions: 9X7, On Level: Main Level, Flooring: Ceramic Tile
  • Additional Room 2 Name: Foyer, Dimensions: 13X6, On Level: Main Level, Flooring: Hardwood
  • Bedroom 2: Dimensions: 14X12, On Level: Main Level, Flooring: Hardwood
  • Additional Room 3 Name: Enclosed Porch, Dimensions: 6X5, On Level: Main Level, Flooring: Ceramic Tile
  • Bedroom 3: Dimensions: 14X10, On Level: Main Level, Flooring: Hardwood
  • Estimated Sq Ft: 1230
  • Estimated Total Finished Sq Ft: 2163
  • Basement Sq Ft: 1230
  • Basement Finished Sq Ft: 933
  • Main Level Sq Ft: 1230
  • Family Room: Dimensions: 26X14, On Level: Basement, Flooring: Carpet

Exterior Features

  • Foundation: Concrete
  • Lot Size: 1.0-1.99 Acres
  • Exterior Building Type: Cedar
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio, Storms/Screens
  • Acreage: 1.01

Garage/Parking

  • Number of Cars: 3
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s), Heated
  • Garage On Site: Yes
  • Number Garage Spaces: 3
  • Driveway: Asphalt
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers, 100 Amp Service
  • Air Conditioner: Central Air
  • Water: Well-Private
  • Sewer: Septic-Private
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 46
  • Elementary School: Otter Creek Elementary School
  • Middle School: Abbott Middle School
  • High School: South Elgin High School
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 274X160
  • Lot Description: Cul-de-sac
  • Parcel Identification Number: 0630200005

Tax Info

  • Taxes: 4996.26

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 25, 2020
Sold by
Cardona Raul and Camacho Adrian
Bought by
Camacho Adrian
Current Estimated Value
$353,652

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,880
Outstanding Balance
$207,952
Interest Rate
3.12%
Mortgage Type
FHA
Estimated Equity
$144,536

Purchase Details

Listed on
Apr 5, 2018
Closed on
Nov 12, 2018
Sold by
Nielsen Robyn D
Bought by
Cardona Raul and Camacho Adrian
Seller's Agent
Beth Ciszek
Personal Touch Realty Inc
Buyer's Agent
Karen Catrambone-Rottman
Starting Point Realty
List Price
$258,000
Sold Price
$240,000
Premium/Discount to List
-$18,000
-6.98%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.79%
Original Mortgage
$235,653
Interest Rate
4.87%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 6, 2006
Sold by
Johns Mark T and Johns Audrey H
Bought by
Nielsen Robyn D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$222,150
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 12, 2004
Sold by
Ludwig Gary N and Ludwig Judy
Bought by
Pulte Home Corp

Purchase Details

Closed on
Sep 19, 2003
Sold by
Johns Mark T
Bought by
Johns Mark T and Johns Audrey H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$141,000
Interest Rate
5.47%
Mortgage Type
Unknown

Purchase Details

Closed on
Oct 31, 1997
Sold by
Olinger Della and Schmalz Della
Bought by
Johns Mark T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,571
Interest Rate
7.51%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 9, 1996
Sold by
Olinger James J
Bought by
Olinger Della
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Camacho Adrian -- Greater Illinois Title Co
Cardona Raul $240,000 Chicago Title Insurance Co
Nielsen Robyn D $278,000 None Available
Pulte Home Corp $362,500 Chicago Title Insurance Comp
Johns Mark T -- --
Johns Mark T $94,666 --
Olinger Della -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Camacho Adrian $232,880
Previous Owner Cardona Raul $235,653
Previous Owner Nielsen Robyn D $222,150
Previous Owner Johns Mark T $139,571
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/29/2018 11/29/18 Sold $240,000 +2.1% $195 / Sq Ft
10/03/2018 10/03/18 Pending -- -- --
09/21/2018 09/21/18 Price Changed $235,000 -1.9% $191 / Sq Ft
08/25/2018 08/25/18 Price Changed $239,500 -2.2% $195 / Sq Ft
08/09/2018 08/09/18 Price Changed $245,000 -5.0% $199 / Sq Ft
07/21/2018 07/21/18 For Sale $258,000 0.0% $210 / Sq Ft
07/20/2018 07/20/18 Price Changed $258,000 +7.5% $210 / Sq Ft
06/27/2018 06/27/18 Off Market $240,000 -- --
06/09/2018 06/09/18 Price Changed $269,900 -1.9% $219 / Sq Ft
04/24/2018 04/24/18 For Sale $275,000 +14.6% $224 / Sq Ft
04/12/2018 04/12/18 Off Market $240,000 -- --
04/05/2018 04/05/18 For Sale $275,000 -- $224 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,158 $109,903 $27,270 $82,633
2023 $5,852 $99,289 $24,636 $74,653
2022 $5,578 $90,535 $22,464 $68,071
2021 $5,248 $84,644 $21,002 $63,642
2020 $5,084 $67,746 $20,050 $47,696
2019 $4,891 $64,532 $19,099 $45,433
2018 $4,802 $60,793 $17,992 $42,801
2017 $4,559 $57,471 $17,009 $40,462
2016 $4,334 $53,318 $15,780 $37,538
2015 -- $48,871 $14,464 $34,407
2014 -- $48,267 $14,285 $33,982
2013 -- $49,540 $14,662 $34,878
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD09906903

Midwest Real Estate Data (MRED)

APN: 06-30-200-005