Monroe Select F Plan

Rates as low as 3.49% available on a 5/1 adjustable-rate mortgage (ARM) for qualified buyers purchasing select eligible inventory homes in participating First Texas Homes communities. Offer applies to new purchase agreements executed from September 11 through September 30, 2026. Promotional rate is achieved through the application of available First Texas Homes Flex Cash toward an eligible interest-rate buydown and is not offered in addition to Flex Cash. Use of Flex Cash toward the rate buydown reduces or eliminates the amount of Flex Cash otherwise available for other buyer incentives, upgrades, closing costs, or purchase-price reductions. Buyer must finance through the participating/preferred lender and meet all lender underwriting and loan-program requirements. Not all buyers will qualify. A 5/1 ARM provides a fixed interest rate for the initial five-year period, after which the interest rate and monthly payment may adjust periodically in accordance with the loan documents, appl