$435,000
SOLD JUL 24, 2025
3 Beds
2 Baths
1,290 Sq Ft
7,440 Sq Ft Lot

Recently Sold

$337 Per Sq Ft

13% Below List Price

76 Days on Market

Highlights

  • Two Primary Bathrooms
  • Lawn
  • Fenced Yard
  • Traditional Architecture
  • No HOA
  • Cul-De-Sac

About This Home

As of July 2025

"MOTIVATED SELLER! WILL PAY UP TO $11,000.00 TOWARDS BUYER'S CLOSING COST!! Welcome to 521 White Cloud Terrace! That sit's on a nice Cul-da-sac. This beautiful home has many features that will catch The Buyers eye. This home offers 3 bedrooms, and 2 full bathrooms. As you make your way inside, you're sure to FEEL like it's "HOME SWEET HOME". It has a Gorgeous open view, with nice Flooring, Tile & Lamenated. Recess lighting all throughout the house. The fire place in the living room that scream COZY. The back yard brings comfort to any type of gathering or a feel of relaxation.The home has been well kept. Appliance included.

Last Agent to Sell the Property

Bridget Knight

HueyRich Real Estate Group License #01181892 Listed on: 04/08/2025

Last Buyer's Agent

Bridget Knight

HueyRich Real Estate Group License #01181892 Listed on: 04/08/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,456

Year Built

  • Built in 1986

Lot Details

  • 7,440 Sq Ft Lot
  • Cul-De-Sac
  • South Facing Home
  • Fenced Yard
  • Stucco Fence
  • Front and Back Yard Sprinklers
  • Lawn
  • Property is zoned PDR17000*

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Tile Roof

Interior Spaces

  • 1,290 Sq Ft Home
  • 1-Story Property
  • Living Room with Fireplace

Kitchen

  • Gas Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Two Primary Bathrooms
  • 2 Full Bathrooms

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Parking

  • 2 Car Garage
  • Driveway

Location

  • City Lot

Utilities

  • Central Heating and Cooling System
  • Cooling System Powered By Gas
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 3004-025-010

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,456

Year Built

Built in 1986

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Style: Traditional
  • Levels: One
  • Street Number Display: No
  • Additional Assessor Parcel Numbers: No
  • Entry Location: Living Room
  • Living Area: 1290
  • Lot Acreage: 0.1708
  • Planned Urban Dev: 0
  • Probate: No
  • Stories: 1
  • Year Built: 1986
  • Number Of Photos: 1
  • State Abbrv: CA
  • Special Features: None

Interior Features

  • Fireplace Rooms: Living Room
  • Flooring: Laminate, Ceramic Tile, Tile, Wood Laminate
  • Appliances: Cooktop - Gas, Gas, Microwave, Oven, Oven-Gas
  • Bedrooms: 3
  • Fireplaces: 1
  • Full Bathroom: 2
  • Half Bathroom: 0
  • Common Walls: Detached/No Common Walls
  • One Quarter Bathrooms: 0
  • Bathroom Features: 2 Primary Baths, Tile
  • Three Quarter Bathrooms: 0
  • Dining Room: 0
  • Family Room: 0
  • Eating Areas: Family Kitchen
  • Laundry: Garage
  • Total Bathrooms: 2.00
  • Den: 0
  • Equipment: Dishwasher, Dryer, Garbage Disposal, Gas Dryer Hookup, Microwave, Washer
  • Fireplace: Yes
  • Price Per S Q F T: 372.02

Exterior Features

  • Direction Faces: South
  • Other Structures: None
  • Foundation Details: Slab
  • Fence: Stucco Wall, Wood
  • Pool: No
  • Roof: Tile
  • Spa Yn: No
  • View: No

Garage/Parking

  • Parking Garage: Garage - 2 Car, Driveway

Utilities

  • TV Svcs: Cable TV
  • Volt 220: 220V Throughout, In Garage
  • Cooling: Air Conditioning, Central, Gas
  • Heating: Fireplace, Central

Condo/Co-op/Association

  • HOA: No

Lot Info

  • Sprinklers: Front, Rear
  • Horses: No
  • Assessor Parcel Number: 3004-025-010
  • Lot Description: Back Yard, Fenced, Lawn, Street Lighting, Sidewalks, Single Lot, Street Asphalt, Street Paved, Fenced Yard, Yard
  • Lot Location: City, Cul-De-Sac
  • Lot Size Area: 7440

Rental Info

  • Land Lease Purchase Yn: No

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 8, 2025
Closed on
Jun 25, 2025
Sold by
Neal Ryan
Bought by
Healan Breanna
Seller's Agent
Bridget Knight
HueyRich Real Estate Group
Buyer's Agent
Bridget Knight
HueyRich Real Estate Group
List Price
$499,900
Sold Price
$435,000
Premium/Discount to List
-$64,900
-12.98%
Views
126

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.14%

Purchase Details

Closed on
Oct 16, 2019
Sold by
Neal Ronald Otis
Bought by
Neal Ronald Otis and Neal Ryan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$257,732
Interest Rate
4.12%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 4, 2019
Sold by
Neal Ryan
Bought by
Neal Ronald Otis

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$257,732
Interest Rate
4.12%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 21, 2017
Sold by
Havas Michael J and Havas Maggi E
Bought by
Neal Ronald O and Neal Ryan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,381
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 3, 2006
Sold by
Havas Michael J and Havas Maggi E
Bought by
Havas Michael J and Havas Maggi E

Purchase Details

Closed on
May 4, 2000
Sold by
Norwest Mtg Inc
Bought by
Havas Michael J and Havas Maggi E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$57,000
Interest Rate
8%

Purchase Details

Closed on
Mar 23, 2000
Sold by
Maquindang Deomides B and Maquindang Melody M
Bought by
Norwest Mtg Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$57,000
Interest Rate
8%

Purchase Details

Closed on
Dec 8, 1994
Sold by
Hud
Bought by
Maquindang Deomides B and Maquindang Melody M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,589
Interest Rate
9.1%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 3, 1994
Sold by
Chase Manhattan Mtg Corp
Bought by
Hud

Purchase Details

Closed on
Jul 27, 1994
Sold by
Professional Foreclosure Corp
Bought by
Chase Manhattan Mtg Corp and Chase Home Mtg Corp
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $435,000 Monarch Title
Grant Deed -- None Listed On Document
Interfamily Deed Transfer -- Chicago Title Company
Grant Deed $255,000 Orange Coast Title Co Socal
Interfamily Deed Transfer -- None Available
Grant Deed $90,000 First American Title
Trustee Deed $102,000 First American Title Ins Co
Grant Deed $107,000 First American Title Company
Grant Deed -- First Southwestern Title
Trustee Deed $100,143 First Southwestern Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $257,732 FHA
Previous Owner $250,381 FHA
Previous Owner $57,000 No Value Available
Previous Owner $108,589 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/24/2025 07/24/25 Sold $435,000 -9.4% $337 / Sq Ft
06/23/2025 06/23/25 Pending -- -- --
04/23/2025 04/23/25 Price Changed $479,900 -4.0% $372 / Sq Ft
04/08/2025 04/08/25 For Sale $499,900 -- $388 / Sq Ft
Source: The MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,456 $442,000 $110,500 $331,500
2024 $5,456 $346,800 $181,560 $165,240
2023 $4,762 $295,956 $67,042 $228,914
2022 $4,589 $290,154 $65,728 $224,426
2021 $4,474 $284,466 $64,440 $220,026
2020 $4,507 $281,550 $63,780 $217,770
2019 $4,255 $260,100 $52,020 $208,080
2018 $4,183 $255,000 $51,000 $204,000
2016 $2,480 $116,833 $23,361 $93,472
2015 $2,449 $115,079 $23,011 $92,068
2014 $2,419 $112,826 $22,561 $90,265
Source: Public Records

Agents Affiliated with this Home

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Source: The MLS

MLS Number: 25522909

The MLS

APN: 3004-025-010