$199,000
SOLD DEC 23, 2025
Last list price

1321 Oak St Ocean Springs, MS 39564

3 Beds
2 Baths
1,252 Sq Ft
11,326 Sq Ft Lot

Sale Details

Date Sold: December 23, 2025

$159 Per Sq Ft

11 Days on Market

Highlights

  • Boating
  • Fishing
  • Waterfront
  • Pecan Park Elementary School Rated A
  • Property is near a beach
  • Two Primary Bathrooms

About This Home

As of December 2025

Beautiful Brick Home in Highly Desirable Ocean Springs School District! Welcome to this charming 3-bedroom, 2-bath home located in the top-rated Ocean Springs School District, just minutes from the new St. Andrews Children's Park. Situated on a spacious .26-acre lot, this well-maintained property offers comfort, style, and privacy! Open concept with vinyl plank flooring, ceramic tile, fresh paint, and high ceilings that create a bright, airy feel. The kitchen offers stainless steel appliances and a dining area overlooking the backyard bay—perfect for family meals and entertaining. The master suite includes a tray ceiling, walk-in closet, and a private bath. Enjoy year-round comfort with a new roof (2021), new HVAC (interior & exterior units), and a new hot water heater. Additional features include a double car garage with pull-down attic storage, plantation blinds, and lots of natural light throughout. The large backyard backs up to woods for extra privacy and includes partial privacy fencing, partial wiring, and a small storage shed. A concrete rear patio is perfect for relaxing or entertaining outdoors. Low taxes and USDA 100% financing (zero down) make this home even more appealing! Conveniently located near schools, shopping, entertainment, and community boat launches. This well maintained brick home is MOVE IN READY! Minutes from Hwy 90/Hwy57 and I-10 make for an easy commute to Ingalls Shipbuilding and more! Call today for your personal showing!

Last Agent to Sell the Property

Denise Lawler

Coldwell Banker Smith Home Rltrs-OS License #S42754 Listed on: 11/06/2025

Coldwell Banker Smith Home Rltrs-OS

Last Buyer's Agent

Yari Garcia

eAgent United License #B23908

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $767

Year Built

  • Built in 2002

Lot Details

  • 11,326 Sq Ft Lot
  • Waterfront
  • Level Lot
  • Cleared Lot

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • HardiePlank Type

Interior Spaces

  • 1,252 Sq Ft Home
  • 1-Story Property
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Plantation Shutters
  • Blinds
  • French Doors
  • Living Room
  • Combination Kitchen and Dining Room
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Self-Cleaning Oven
  • Electric Cooktop
  • Microwave
  • Stainless Steel Appliances
  • Laminate Countertops
  • Disposal

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Two Primary Bathrooms
  • 2 Full Bathrooms
  • Multiple Shower Heads
  • Ceramic Tile in Bathrooms

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Property is near a beach
  • Outdoor Storage

Schools

  • Magnolia Park Elementary School
  • Ocean Springs Middle School
  • Ocean Springs High School

Utilities

  • Central Air
  • Heating Available
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 0-73-22-217.000

Community Details

Overview

  • Ocean Beach Estate Subdivision

Recreation

  • Boating
  • Community Playground
  • Fishing
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$767

Year Built

Built in 2002

Lot Details

0.26 Acres

Parking

2

Listing Details

  • Unit Levels: One
  • Lot Size: .26
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2002
  • Lot Size Acres: 0.26
  • Subdivision Name: Ocean Beach Estate
  • Directions: Hwy 90 to R on 57 South pass Greyhound Way. Turns into Main. Left on Peabody. R on Oak Street. House is on the right.
  • Garage Yn: Yes
  • New Construction: No
  • General Property Information:List PriceSqFt: 158.95
  • Special Features: VirtualTour

Interior Features

  • AtticFeaturesAttic: Yes
  • BasementFeaturesBasement: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Ceramic Tile, Laminate
  • Window Features: Blinds
  • Fireplace: No
  • Appliances: Disposal, Microwave, Refrigerator, Self Cleaning Oven, Stainless Steel Appliance(s), Electric Cooktop
  • Bathroom Features: Two Primary Baths, Two Shower Heads, Ceramic Tile
  • Door Features: Dead Bolt Lock(s), French Doors

Exterior Features

  • Disclosures: None
  • Lot Features: Level, Cleared, Near Beach
  • Roof: Asphalt Shingle
  • WaterfrontFeaturesWaterfront: No
  • Pool Private: No
  • Waterfront: Yes
  • General Property Information:Accessibility Features: No
  • Foundation Details: Slab
  • Other Structures: Storage

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: No
  • Total Parking Spaces: 4.0
  • Parking Features: Driveway, Garage

Utilities

  • Sewer: Public Sewer
  • Water Source: Community
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Cooling: Ceiling Fan(s), Central Air, Electric, Heat Pump
  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Laundry Features: Common Area, Electric Dryer Hookup, Washer Hookup
  • Water Heater: Electric, Over 40 Gallons

Condo/Co-op/Association

  • Community Features: Boating, Fishing, Park, Playground, Near Entertainment

Association/Amenities

  • HorseAmenitiesHorseAmenities: No

Schools

  • Elementary School: Magnolia Park
  • High School: Ocean Springs
  • Middle Or Junior School: Ocean Springs Middle School
  • Junior High Dist: Ocean Springs Dist

Lot Info

  • Parcel #: 0-73-22-217.000
  • Lot Size Sq Ft: 11325.6

Tax Info

  • Tax Annual Amount: 767.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 6, 2025
Closed on
Dec 23, 2025
Sold by
Olivier Donavon K
Bought by
Rivera Ricardo Martinez
Seller's Agent
Denise Lawler
Coldwell Banker Smith Home Rltrs-OS
Buyer's Agent
Yari Garcia
eAgent United
List Price
$199,000
Views
39
Current Estimated Value
$199,766

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.11%
Original Mortgage
$193,484
Outstanding Balance
$193,300
Interest Rate
6.24%
Mortgage Type
FHA
Estimated Equity
$6,466

Purchase Details

Listed on
Oct 16, 2021
Closed on
Dec 3, 2021
Sold by
Miller Jonathan M
Bought by
Olivier Donavon K
Seller's Agent
Kimberlee Williams
RE/MAX Real Estate Partners
Buyer's Agent
Rachel Espinoza
Coldwell Banker Alfonso Realty-OS-B/O
List Price
$149,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.42%
Original Mortgage
$154,545
Interest Rate
3.09%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 16, 2021
Closed on
Dec 2, 2021
Sold by
Miller Jonathan M
Bought by
Olivier Donavon K
Seller's Agent
Kimberlee Williams
RE/MAX Real Estate Partners
Buyer's Agent
Rachel Espinoza
Coldwell Banker Alfonso Realty-OS-B/O
List Price
$149,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,545
Interest Rate
3.09%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed -- Mannino Peresioh & Mcdermott P
Warranty Deed -- None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $193,484 FHA
Previous Owner $154,545 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/23/2025 12/23/25 Sold -- -- --
11/17/2025 11/17/25 Pending -- -- --
11/06/2025 11/06/25 For Sale $199,000 +33.6% $159 / Sq Ft
12/03/2021 12/03/21 Sold -- -- -- View Prior Sale
10/19/2021 10/19/21 Pending -- -- --
10/16/2021 10/16/21 For Sale $149,000 0.0% $119 / Sq Ft
12/21/2016 12/21/16 For Rent $975 0.0% --
12/21/2016 12/21/16 Rented $975 -7.1% --
07/09/2014 07/09/14 Rented -- -- --
07/09/2014 07/09/14 Under Contract -- -- --
01/10/2011 01/10/11 For Rent $1,050 -- --
Source: MLS United

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $818 $8,614 $483 $8,131
2024 $818 $8,281 $470 $7,811
2023 $767 $8,281 $470 $7,811
2022 $758 $8,219 $470 $7,749
2021 $1,601 $12,435 $705 $11,730
2020 $1,449 $11,132 $642 $10,490
2019 $1,420 $11,132 $642 $10,490
2018 $1,424 $11,132 $642 $10,490
2017 $1,424 $11,132 $642 $10,490
2016 $1,424 $11,132 $642 $10,490
2015 $1,134 $57,890 $3,710 $54,180
2014 $1,184 $9,071 $557 $8,514
2013 $1,180 $9,265 $557 $8,708
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: MLS United

MLS Number: 4130874

MLS United

APN: 0-73-22-217.000

Your Personal Tour Guide

Ask me questions while you tour the home.