Seller's Agent in 2025
James Marble
EXIT Coastal Gateway Realty
(228) 363-1868
10 in this area
71 Total Sales
Last list price
515 Spanish Acres Dr Bay Saint Louis, MS 39520
3
Beds
1.5
Baths
1,178
Sq Ft
12,197
Sq Ft Lot
Highlights
- Brick Veneer
- Shed
- 1-Story Property
- Waveland Elementary School Rated 10
- Tile Flooring
- Central Air
About This Home
As of October 2025Well maintained 3 bed 1 and 1 half bath home located in the Bay features a large and beautiful front yard adding an element of privacy, a fabulous screened in back porch for relaxation or entertainment, and a backyard perfect for a pool or other outdoor activities. Shed is included along w/the Pretty and Peaceful Views! Spacious kitchen w/plenty of room for preparing meals for family or friend gatherings. Remodeled living area created to have more space to enjoy in your home. Add in the fact you are a couple of miles to the beach and Old Town along with being close to all other necessities in life - X Flood Zone. CASE Number: 281-519667
''HUD homes are Sold As Is''
www.olympusams-at.com
www.HudHomeStore.gov
Last Agent to Sell the Property
EXIT Coastal Gateway Realty License #B22466 Listed on: 09/23/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,844
Year Built
- Built in 1968
Parking
- Driveway
Home Design
- Brick Veneer
- Slab Foundation
- Asphalt Shingled Roof
Interior Spaces
- 1,178 Sq Ft Home
- 1-Story Property
- Sheet Rock Walls or Ceilings
- Tile Flooring
Kitchen
- Free-Standing Electric Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
Utilities
- Central Air
- Heating Available
- Cable TV Available
Additional Features
- Shed
- 12,197 Sq Ft Lot
Community Details
- Spanish Acres Subdivision
Listing and Financial Details
- Assessor Parcel Number 137r-0-44-056.000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 23, 2025
Closed on
Oct 27, 2025
Sold by
Secretary Of Housing & Urban Development
Bought by
Cooper Carol Diane
Seller's Agent
James Marble
EXIT Coastal Gateway Realty
Buyer's Agent
Julie Mills
EXIT Coastal Gateway Realty
List Price
$159,000
Views
14
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.74%
Original Mortgage
$148,000
Outstanding Balance
$147,860
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$31,924
Purchase Details
Closed on
Jul 18, 2025
Sold by
Nationstar Mortgage Llc
Bought by
Secretary Of Housing And Urban Development
Purchase Details
Closed on
Jun 3, 2025
Sold by
Llg Ms Llc
Bought by
Nationstar Mortgage Llc
Purchase Details
Listed on
Aug 24, 2021
Closed on
Nov 6, 2021
Sold by
Hamilton Jr James L
Bought by
Green Edna
Seller's Agent
Julie Mills
EXIT Coastal Gateway Realty
Buyer's Agent
Whitney Marie
Amy Wood Properties
List Price
$199,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.75%
Original Mortgage
$170,848
Interest Rate
3.05%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 7, 2011
Sold by
Hamilton Elaine H
Bought by
Hamilton Elaine H and Hamilton Catherine A
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | -- | None Listed On Document | |
| Special Warranty Deed | -- | Servicelink | |
| Trustee Deed | $152,720 | None Listed On Document | |
| Warranty Deed | -- | Landmark Title | |
| Warranty Deed | -- | None Listed On Document | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $148,000 | New Conventional | |
| Previous Owner | $170,848 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/28/2025 10/28/25 | Sold | -- | -- | -- | |
| 10/11/2025 10/11/25 | Pending | -- | -- | -- | |
| 09/23/2025 09/23/25 | For Sale | $159,000 | -20.5% | $135 / Sq Ft | |
| 11/09/2021 11/09/21 | Sold | -- | -- | -- | View Prior Sale |
| 09/25/2021 09/25/21 | Pending | -- | -- | -- | |
| 08/24/2021 08/24/21 | For Sale | $199,900 | -- | $145 / Sq Ft |
Source: MLS United
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,772 | $15,406 | $3,000 | $12,406 |
| 2024 | $1,772 | $15,406 | $3,000 | $12,406 |
| 2023 | $1,706 | $14,830 | $3,000 | $11,830 |
| 2022 | $1,706 | $14,830 | $3,000 | $11,830 |
| 2021 | $43 | $7,882 | $1,500 | $6,382 |
| 2020 | $0 | $7,499 | $1,500 | $5,999 |
| 2019 | $0 | $7,499 | $1,500 | $5,999 |
| 2018 | $0 | $7,499 | $1,500 | $5,999 |
| 2017 | -- | $7,499 | $1,500 | $5,999 |
| 2016 | -- | $7,505 | $1,500 | $6,005 |
| 2015 | -- | $6,958 | $1,500 | $5,458 |
| 2014 | -- | $6,958 | $1,500 | $5,458 |
| 2013 | -- | $6,481 | $1,500 | $4,981 |
Source: Public Records
Agents Affiliated with this Home
-
James Marble
-
Julie Mills
Seller Co-Listing Agent in 2025
Julie Mills
EXIT Coastal Gateway Realty
(985) 788-5747
11 in this area
49 Total Sales
-
Sandy Walsh
Buyer Co-Listing Agent in 2025
Sandy Walsh
Allied Realty Coastal Homes
(228) 220-1294
85 in this area
204 Total Sales
-
W
Buyer's Agent in 2021
Whitney Marie
Amy Wood Properties
-
Whitney Young
W
Buyer's Agent in 2021
Whitney Young
Coastal Realty Group
(228) 280-8026
2 in this area
48 Total Sales
Map
Source: MLS United
MLS Number: 4126555
APN: 137R-0-44-056.000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.
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