Putnam County FL Homes under $400,000

• 

  

  

  /11

  $100,000

  $90K PRICE INCREASE

  • Land
  • 3.1 Acres
  • $32,258 per Acre

  113 White Pine Ln, Georgetown, FL 32139

  Build your dream home on this 3(+/-) acres residential lot located in a quiet, established community. The property is partially cleared with mature trees, it also has a well, and electricity. Would need to have septic. Enjoy the perfect blend of privacy and convenience, just minutes from schools, shopping, and commuter routes. A rare opportunity to secure buildable land in a desirable location.

  ALICE CURRY CENTURY 21 TRITON REALTY

  113 White Pine Ln, Georgetown, FL 32139
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  /14

  $164,900

  $10K PRICE DROP

  • Land
  • 7.05 Acres
  • $23,390 per Acre

  136 Marlin Rd, Pomona Park, FL 32181

  Prime Development Opportunity in Lake Como Park Estates! Calling all builders, developers, and savvy investors! This expansive 7.05-acre parcel in the desirable Lake Como Park Estates offers a rare blank canvas for your next project. Zoned to accommodate both manufactured and site-built homes, this versatile property provides a wealth of possibilities for residential development or a private

  Matthew Larmore DOMAINREALTY.COM LLC

  136 Marlin Rd, Pomona Park, FL 32181
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  /33

  $159,000

  $21K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,325 Sq Ft

  1915 Bronson St, Palatka, FL 32177

  Seller is offering $5,000 towards closing costs! Welcome to this beautifully updated 3-bedroom, 2-bath home offering 1,325 sqft of comfortable living space on a 0.17-acre lot. This property features a fresh interior with modern cosmetic updates throughout, including new flooring, updated finishes, and a clean, move-in-ready feel. The spacious layout provides a bright living area, an open dining

  Juan De Anda Perez CENTRAL CITY REALTY

  1915 Bronson St, Palatka, FL 32177
• 

  

  

  /32

  $299,500

  • 3 Beds
  • 2 Baths
  • 1,637 Sq Ft

  160 Moonlite Dr, Welaka, FL 32193

  Welcome to this well-maintained waterfront property offering prime canal frontage and a relaxed lifestyle. Situated on a navigable canal with direct access to open water, this residence is ideal for boating enthusiasts and those seeking serene water views.The home features a functional floor plan designed for comfortable living and entertaining. The interior includes a open living area with

  ALICE CURRY CENTURY 21 TRITON REALTY

  160 Moonlite Dr, Welaka, FL 32193
• 

  

  

  /73

  $399,000

  • 2 Beds
  • 1.5 Baths
  • 1,172 Sq Ft

  942 State Road 20, Interlachen, FL 32148

  Lake Ida waterfront cottage on 2.23 acres! With approx. 200 ft of shoreline, this beautifully remodeled home features luxury vinyl flooring, gorgeous counters and cabinetry, and stylish furnishings that convey. Updates include metal roof (permit 4/2021) and HVAC. Extras: laundry shed, large garage/workshop, RV hookup, and screened porch. Relax on the lakeside deck with sweeping views of ski-size

  Sue Nicosia NICOSIA REALTY INC.

  942 State Road 20, Interlachen, FL 32148
• 

  

  /27

  $360,000

  • 3 Beds
  • 1 Bath
  • 1,260 Sq Ft

  232 S Main St, Crescent City, FL 32112

  Home on Lake Stella in Crescent City. that has been Remodeled. Lake Stella is a Beautiful Recreational Clear Water Lake great for swimming , Fishing , skiing and Jet Skis . This Lake has a Public Boat Ramp. The Home is close to Shopping and also Lake Crescent which also has a Public Boat Ramp.. Also not far to the St. Johns River and Lake George.

  RICHARD RADTKE COLDWELL BANKER BEN BATES INC

  232 S Main St, Crescent City, FL 32112
• 

  

  /50

  $260,000

  • 4 Beds
  • 1 Bath
  • 2,600 Sq Ft

  420 Pine St, Crescent City, FL 32112

  Step into this timeless aged home, full of character, space and opportunity, perfectly suited for a growing family. This charming 1915 historic home is located in the heart of downtown Crescent City. Offering 2,600 square feet of living space, this spacious residence features 4 bedrooms 2 bathrooms, providing plenty of room for family, guests, or a creative design. Original wood floors adds

  Caitlin Dean GREENE REALTY OF FLORIDA LLC

  420 Pine St, Crescent City, FL 32112
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  /7

  $340,000

  • Land
  • 7.52 Acres
  • $45,213 per Acre

  TBD State Rd, Interlachen, FL

  Commercial Acreage. 7.52 acres total currently Zoned C2 and AG. with 479 feet of frontage on SR20. Approximately 3.5 Acres zoned C2 the remainder is AG. Letter from county on file outlining steps needed to develop property.

  JODY ROBINSON NICOSIA REALTY INC.

  TBD State Rd, Interlachen, FL
• 

  

  /67

  $339,000

  • 3 Beds
  • 2 Baths
  • 1,196 Sq Ft

  554 S County Road 21, Hawthorne, FL 32640

  Experience the perfect blend of privacy, space, and waterfront living in this fully renovated Hawthorne property in desirable Putnam County. Set on 5.17 acres along Lake Higginbotham, this move-in ready home offers a turnkey homestead with room to live, relax, and grow. This 1998 double-wide mobile home was completely remodeled in 2026 and is classified as real property, qualifying for

  Calee Hinson CB ISAAC REALTY

  554 S County Road 21, Hawthorne, FL 32640
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  /74

  $157,600

  • 3 Beds
  • 1 Bath
  • 980 Sq Ft

  412 S County Road 21, Hawthorne, FL 32640

  Step back in time with this charming Camp Blanding home, where character and history greet you at the door. Original hardwood floors stretch throughout the living spaces, complemented by oversized wood baseboards that showcase the craftsmanship of a bygone era. The home offers three inviting bedrooms, a beautifully remodeled bathroom, and a sun filled front porch wrapped in windows -- the perfect

  Patricia Hatch HATCH REALTY SERVICES

  412 S County Road 21, Hawthorne, FL 32640
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  /45

  $170,000

  $13K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,352 Sq Ft

  102 Eberhard Ave, Palatka, FL 32177

  Over the river and through the woods to your Florida country paradise! Roof 2011, HVAC 2023, w/h is newer but unsure of age. This country home fixer-upper is ready for its next owner to bring it back to life and make it home. Located in a private river-access neighborhood, the property includes access to the neighborhood boat ramp and a dock on the St. Johns River — perfect for fishing, boating,

  Skyler Ciolino REALTY EXCHANGE, LLC

  102 Eberhard Ave, Palatka, FL 32177
• 

  /2

  $120,000

  • Land
  • 5 Acres
  • $24,000 per Acre

  100 Dawson St, Pomona Park, FL 32181

  Discover 5 acres of high and dry vacant land in a prime Pomona Park location. This unique parcel offers excellent access with three sides fronting well-maintained roads—Pleasant St, Blake St, and Dawson St—providing convenience, flexibility, and added value. Whether you're looking to build your dream home, create a private retreat, or invest in land with outstanding potential, this property is

  MICHELLE GRIMES RIVER LIFE REALTY LLC

  100 Dawson St, Pomona Park, FL 32181
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  /17

  $220,000

  • 2 Beds
  • 2 Baths
  • 1,045 Sq Ft

  2027 Kate St, Palatka, FL 32177

  Welcome to 2027 Kate Street in Palatka! This charming 2-bedroom, 2-bathroom home offers a functional, open-concept layout designed to make everyday living feel comfortable and connected. For buyers needing additional space, the sellers may be willing to convert the home back to its original 3-bedroom floor plan. Natural light pours through the home, creating a bright and inviting atmosphere

  KASSIDY BABCOCK TIMBER TO TIDES REALTY LLC

  2027 Kate St, Palatka, FL 32177
• 

  $325,990

  New Construction $4K PRICE INCREASE

  • 4 Beds
  • 2 Baths
  • 1,812 Sq Ft

  457 Newcastle Rd, Palatka, FL 32177

  4 Beds | 2 Baths | 2-Bay | 1,812 Sq. Ft.

  Century Complete Builder

  457 Newcastle Rd, Palatka, FL 32177
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  /53

  $375,000

  $20K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,184 Sq Ft

  125 River Bend Place Unit D, Welaka, FL 32193

  Located directly on the magnificent St. Johns River, this lovely first floor move-in ready 2BR/2BA condo unit offers a refreshing and relaxing view from the spacious screened porch of some awesome sunsets in addition to all the fishing and water activities you could ever dream of. The home comes completely and tastefully furnished, right down to the dishes. Just bring your toothbrush and fishing

  Margaret Zahner COLDWELL BANKER BEN BATES, INC

  125 River Bend Place Unit D, Welaka, FL 32193
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  /7

  $149,900

  • Land
  • 2.01 Acres
  • $74,577 per Acre

  AAA Cr 315, Interlachen, FL 32148

  Outstanding location 2 acres on one of the busiest corners in the county at the intersection of CR315 and CR310. There is an estimated 360 feet of frontage on CR315 and 109 feet on CR310 only a survey can determine exactly. Currently zoned AG with future use as rural center. we recommend you check with the county that the property will be suitable for your plans.

  JODY ROBINSON NICOSIA REALTY INC.

  AAA Cr 315, Interlachen, FL 32148
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  /30

  $185,000

  • 3 Beds
  • 2 Baths
  • 993 Sq Ft

  221 Perry St, Pomona Park, FL 32181

  Charming cottage-style home with metal roof, central A/C and classic appeal. Hardwood floors in select bedrooms, with potential for additional hardwood beneath the carpet. Warm, inviting interior with a bright kitchen and comfortable living spaces. Enjoy a peaceful yard (0.53 acre lot) with covered parking and mature shade trees. Conveniently located just a short distance to the community center,

  Amy Heath ST JOHNS REALTY AND MANAGEMENT LLC

  221 Perry St, Pomona Park, FL 32181
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  /37

  $199,900

  • 2 Beds
  • 2 Baths
  • 699 Sq Ft

  1210 S 12th St, Palatka, FL 32177

  THE PERFECT TINY HOUSE!! This 800 sq' under roof 2 bedroom, 2 bath renovated cottage built in 1935 is charming & turn key! Features include a bright, open floor plan with modern updates throughout & partially furnishsed, a spacious kitchen with stainless appliances, washer & dryer, a welcoming front porch to relax & a fenced back yard to enjoy a fire pit and the outdoors! Home is located on a

  Tedra Dee Beckham CENTURY 21 BECKHAM REALTY

  1210 S 12th St, Palatka, FL 32177
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  /31

  $350,900

  • 2 Beds
  • 2.5 Baths
  • 2,220 Sq Ft

  335 S Carolina St, Hawthorne, FL 32640

  A BEAUTIFUL FARM HOUSE STYLE HOME is waiting for YOU. 4BR 2BA in house and half bath in the laundry room. This home sports BEAUTIFUL HARD WWOD FLOORS in the living area. Awesome kitchen with lots of room. Look out you kitchen window and watch the deer and other animals come across the acreage behind the house(10 acres also listed separately). Nice front porch and back porch. Has 4'' submersible

  Joyce Davis INTERLACHEN REALTY SERVICES, INC

  335 S Carolina St, Hawthorne, FL 32640
• 

  

  /7

  $320,990

  New Construction $16K PRICE INCREASE

  • 4 Beds
  • 2 Baths
  • 1,812 Sq Ft

  AUGUSTA Plan at Nobles Crossing, Palatka, FL 32177

  4 Beds | 2 Baths | 2-Bay | 1,812 Sq. Ft.

  Century Complete Builder

  129 Hunter Rd Unit 40529148, Palatka, FL 32177
• 

  /2

  $225,000

  • Land
  • 11.08 Acres
  • $20,307 per Acre

  2108 S Highway 17, Crescent City, FL 32112

  Prime acreage located along US Highway 17 in Crescent City, offering excellent visibility and surrounded by established commercial uses. The property is high and dry and features a major outfall along the north boundary for drainage. On the east boundary, there are existing platted 1⁄4-acre lots, suggesting potential residential configuration in that area, while the overall setting is

  2108 S Highway 17, Crescent City, FL 32112
• 

  

  /58

  $200,000

  $25K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,040 Sq Ft

  109 Bayou Dr, Satsuma, FL 32189

  Huge Price Adjustment! Welcome to this wonderful adult community nestled along scenic Murphy's Creek, where friendly neighbors and a relaxed, golf cart friendly lifestyle come together beautifully. Murphy's Creek leads directly into the St. Johns River and offers some of the most beautiful sunsets around. This charming home has been thoughtfully updated with newer AC, updated flooring throughout,

  Peggy Mosley DUCK REALTY INC

  109 Bayou Dr, Satsuma, FL 32189
• 

  

  /3

  $270,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,389 Sq Ft

  190 Lake Margo Dr, Satsuma, FL 32189

  Pre-construction opportunity in St. Johns River Estates--build your vision from the ground up. Located just moments from the St. Johns River, this homesite offers a setting where the water naturally becomes part of everyday life. Enjoy private community boat ramp access, with optional boat slips available for just $25/month--an uncommon feature this close to the river. Buyers can personalize

  GABRIEL HERRINGTON REAL BROKER LLC

  190 Lake Margo Dr, Satsuma, FL 32189
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  /59

  $240,000

  $40K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,144 Sq Ft

  100 McGrady Lake Rd, Crescent City, FL 32112

  HUGE PRICE REDUCTION! Welcome to your own private slice of paradise on beautiful private Lake McGrady! This move-in ready 3 bedroom, 2 bathroom home sits on 1.56 peaceful acres with an impressive 246 feet of lake frontage, offering the perfect blend of privacy, comfort, and breathtaking waterfront living. Loved and maintained by only 1 owner, this property features a newer metal roof just 2 years

  MICHELLE GRIMES RIVER LIFE REALTY LLC

  100 McGrady Lake Rd, Crescent City, FL 32112
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  /32

  $295,000

  • Land
  • 3.25 Acres
  • $90,769 per Acre

  155 Fran Ln, Satsuma, FL 32189

  3.25� acres on Dunns Creek offering privacy and waterfront access in a peaceful natural setting. The property includes a dock renovated in 2022 with an electric boat lift and a small lockable storage room, along with two (2) 30-amp electric hookups and an artesian flowing well. Zoned R-2, which allows for conventional homes, modular homes, or mobile homes. Approximately 0.50� acres

  Amanda Edwards GREAT EXPECTATIONS REALTY

  155 Fran Ln, Satsuma, FL 32189
• 

  /2

  $385,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,545 Sq Ft

  283 Peniel Church Rd, Palatka, FL 32177

  Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination.This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether

  Courtney Long IHEART REALTY INC

  283 Peniel Church Rd, Palatka, FL 32177
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  /33

  $224,900

  New Construction $33K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,493 Sq Ft

  295 Baden Powell Rd, Hawthorne, FL 32640

  Discover your dream home today! This brand new, beautiful, mobile home has been installed with landscaping and features a convenient carport. Enjoy low-maintenance living in style. Relaxed, easy living with1493 sqft.. 3 bdms, 2 baths. Built on a hard road with quick access to both SR20 and SR21 it's easy to get to great restaurants in Keystone Heights, Melrose & Palatka!! WinnDixie, nearby and

  ANN CURLEY EXP REALTY LLC

  295 Baden Powell Rd, Hawthorne, FL 32640
• 

  

  /33

  $284,900

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,200 Sq Ft

  1134 Coral Farms Rd, Florahome, FL 32140

  Ideal for a home gardener! Perfect setting for citrus trees, blueberry bushes, and raised beds. Beautiful 2 acres sand hill fenced property. Plenty of sunshine and room to create your own private mini-grove. Home features a 3 bedroom, 2 bath split floor plan with a great room featuring a wood burning fireplace. Attached a double garage to the home and a 840 SQ FT detached garage with double roll

  Jamie Cribbs Florida Homes Realty & Mortgage

  1134 Coral Farms Rd, Florahome, FL 32140
• 

  /2

  $229,000

  • Land
  • 13 Acres
  • $17,615 per Acre

  PARCEL 7 Hillsborough Ave, Florahome, FL 32140

  13 +/- acres in peaceful and tranquil setting of Florahome, with 247 +/- ft on Hillsborough Ave & 220 ft +/- on Fire Line Trl . Known for its small-town charm, Florahome is one of the best kept secrets. This would be a perfect place to build yoru dream home or that weekend getaway you've always wanted. If you love boating, you'll be less than a mile away from George's Lake public boat ramp.

  Marc Spalding COLDWELL BANKER BEN BATES INC

  PARCEL 7 Hillsborough Ave, Florahome, FL 32140
• 

  

  /25

  $224,900

  New Construction $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,112 Sq Ft

  103 Long Rd, Interlachen, FL 32148

  Looking for a brand NEW construction home with no HOA at an affordable price? You’ve found it! This spectacular 3-bedroom, 2-bathroom home is ideally located from downtown Palatka, where you’ll enjoy delicious local dining, charming shops, and more. Step inside to find an abundance of natural light, durable luxury vinyl plank flooring throughout, and a thoughtfully designed open-concept layout

  Jonathan Mills KELLER WILLIAMS GAINESVILLE REALTY PARTNERS

  103 Long Rd, Interlachen, FL 32148
• 

  

  /14

  $329,000

  $21K PRICE DROP

  • Land
  • 41,817 Sq Ft
  • $342,708 per Acre

  0 Weerts Rd Unit 2125736, San Mateo, FL 32187

  Motivated Sellers, ALL reasonable offers considered! Discover a truly exceptional waterfront property in the peaceful community of San Mateo. Electric and water nearby, making it even easier to bring your vision to life. Located in Flood Zone X, you'll also enjoy added peace of mind. This cleared lot offers an impressive 351 feet of water frontage along both the St. Johns River and a scenic

  Lindsey Parham MOMENTUM REALTY

  0 Weerts Rd Unit 2125736, San Mateo, FL 32187
• 

  

  /23

  $210,000

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,692 Sq Ft

  115 Vermont Ave, Crescent City, FL 32112

  Welcome to River Retreat Living. This 3-bedroom, 2-bath home, built in 2008, offers nearly 1,700 sq ft of space with a layout designed for everyday comfort. Just a short drive to the river, you'll enjoy the charm of a waterfront community along with nearby local spots, all while coming home to a quiet, relaxed setting. It's the kind of place that just feels easy to live in.

  KASSIDY BABCOCK TIMBER TO TIDES REALTY LLC

  115 Vermont Ave, Crescent City, FL 32112
• 

  

  /27

  $239,900

  • 3 Beds
  • 2 Baths
  • 1,537 Sq Ft

  104 Heidt Ln, Palatka, FL 32177

  Charming concrete block home on 1+/- acre, just minutes from town. This bright, cheerful 3-bed, 2-bath ranch home has been lovingly maintained and it really shows. Features include a sun-filled living room, spacious kitchen, open dining area, and an enclosed rear porch that could add additional living space. The primary suite includes an attached private bath, and the two additional bedrooms

  Erin Fortner COLDWELL BANKER BEN BATES INC

  104 Heidt Ln, Palatka, FL 32177
• 

  $326,990

  New Construction $4K PRICE INCREASE

  • 4 Beds
  • 2 Baths
  • 1,812 Sq Ft

  326 Newcastle Rd, Palatka, FL 32177

  4 Beds | 2 Baths | 2-Bay | 1,812 Sq. Ft.

  Century Complete Builder

  326 Newcastle Rd, Palatka, FL 32177
• 

  

  /3

  $270,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,340 Sq Ft

  184 Lake Margo Dr, Satsuma, FL 32189

  Pre-construction opportunity in St. Johns River Estates--build your vision from the ground up. Located just moments from the St. Johns River, this homesite offers a setting where the water naturally becomes part of everyday life. Enjoy private community boat ramp access, with optional boat slips available for just $25/month--an uncommon feature this close to the river. Buyers can personalize

  GABRIEL HERRINGTON REAL BROKER LLC

  184 Lake Margo Dr, Satsuma, FL 32189
• 

  

  /17

  $259,900

  • 3 Beds
  • 2 Baths
  • 1,263 Sq Ft

  597 Live Oak Loop, Crescent City, FL 32112

  USDA ELIGIBLE!! Discover modern comfort in Live Oak Estates with the Alton Plan—designed for both everyday living and effortless entertaining. The stylish kitchen features sleek cabinetry, granite countertops, and stainless steel appliances, flowing seamlessly into the dining area and spacious living room. All bedrooms are conveniently located on the main floor, along with a generously sized

  Gigi Sevilla NEWBERRY REALTY & DEV GRP INC.

  597 Live Oak Loop, Crescent City, FL 32112
• 

  

  /41

  $194,000

  • 4 Beds
  • 2 Baths
  • 1,610 Sq Ft

  134 Faye St, Hawthorne, FL 32640

  Welcome to your own private retreat! Situated on a spacious double lot totaling 1.29 acres, this beautifully maintained home offers the perfect blend of comfort, functionality, and outdoor living. Inside, you’ll find plenty of room to spread out with both a living room and a separate family room, providing flexible spaces for entertaining or relaxing. The updated kitchen features stainless steel

  Marina Underhill IHEART REALTY INC.

  134 Faye St, Hawthorne, FL 32640
• 

  

  /81

  $197,000

  $93K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,568 Sq Ft

  128 Phillips Rd, Florahome, FL 32140

  Rare opportunity to own 9.3 acres of developed land in Putnam County-a standout property offering space, privacy, and versatility in a growing area. Tucked away at the end of a dead-end road, this expansive parcel provides peaceful seclusion with no through traffic, making it ideal for a wide range of uses including livestock, farming, equipment storage, car enthusiasts, or collectors. The

  Jesse Warmka Your Home Sold Guaranteed Realty - Jesse Warmka Team

  128 Phillips Rd, Florahome, FL 32140
• 

  

  /31

  $309,900

  • 3 Beds
  • 2 Baths
  • 1,400 Sq Ft

  126 E East End Rd, San Mateo, FL 32187

  Escape to the perfect blend of modern comfort and country charm with this beautifully updated 3-bedroom home in San Mateo on an acre of land. Originally built in 1979 and completely renovated in 2017, this property offers stylish upgrades and peaceful Florida living with plenty of privacy. The stunning kitchen is truly the heart of the home, featuring gorgeous quartz countertops, new cabinetry,

  JUSTIN GUESSFORD TEAM FLORIDA REALTY SERVICES INC

  126 E East End Rd, San Mateo, FL 32187
• 

  

  /22

  $190,000

  $10K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 960 Sq Ft

  333 Riviera Dr, Crescent City, FL 32112

  Welcome to this inviting 2-bedroom, 2-bath home with solar panels nestled in the peaceful community of Crescent City. Situated on a generously sized lot, this property offers plenty of space to spread out, entertain, or store your toys—with the added bonus of two separate storage buildings for tools, equipment, or hobby use. Just minutes from the scenic shores of Lake Crescent, you’ll enjoy easy

  Jourdan Hoover WATSON REALTY CORP

  333 Riviera Dr, Crescent City, FL 32112

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