Cindy Armstrong Karr Real Estate Agent - Berkshire Hathaway HomeServices Beach Properties of Florida

1219 Navy Blvd Unit 232, Panama City, FL For Sale $229,000 - listed by Cindy Armstrong Karr — For Sale $229,000

Cindy Armstrong Karr listing agent for 4014 Leeann Cir, Panama City, FL - sold for $383,500 — Sold $383,500

6500 Bridge Water Way Unit 505, Panama City Beach, FL For Sale $327,500 - listed by Cindy Armstrong Karr — For Sale $327,500

Cindy Armstrong Karr buyer's agent for 15817 Front Beach Rd Unit 2-1102, Panama City Beach, FL - sold for $650,000 — Sold $650,000

11990 Ferndale St, Fountain, FL For Sale $14,500 - listed by Cindy Armstrong Karr — For Sale $14,500

Cindy Armstrong Karr

Panama City Beach FL

Berkshire Hathaway HomeServices Beach Properties of Florida

22 Closed Sales

$9.6M Total Value

$339.9K - $650K Price Range

$435.7K Average Price

Prior 5 years

About Cindy

In 2000, I became a Realtor in Beautiful Florida's Emerald Coast. Most of my experience is working with Buyers and Sellers. Primary Homes, Second Homes and Investment Properties. Previously, I was in the Property Management / on site Real Estate Sales with Condominiums. Background in HOA's and Rentals.

Customer satisfaction with all aspects of Buying and Selling is my #1 goal.

I have been Chairman of Communications for Bay County Association of Realtors, 2014 Chair of the Leadership Committee, 2013 President Award from Bay County Association of Realtors, 2014 Realtor of the year from Bay County Association of Realtors.

Also, member of Emerald Coast Association of Realtors. Selling/Listing in Bay and Walton County/30A

Home Types: House, Condo, Townhouse

Years of Experience: 31

Transaction History

1 Year
2 Year
5 Year

Seller Deals
Total Deals	7
Total Value	$3,427,683
Average Sale Price	$489,669
Price Range	$384K - $620K

Buyer Deals
Total Deals	11
Total Value	$4,494,394
Average Sale Price	$408,581
Price Range	$190K - $650K

1 Year View by Quarter

Seller Deals
Total Deals	7
Total Value	$3,427,683
Average Sale Price	$489,669
Price Range	$384K - $620K

Buyer Deals
Total Deals	11
Total Value	$4,494,394
Average Sale Price	$408,581
Price Range	$190K - $650K

Seller Deals
Total Deals	8
Total Value	$3,797,683
Average Sale Price	$474,710
Price Range	$370K - $620K

Buyer Deals
Total Deals	14
Total Value	$5,788,394
Average Sale Price	$413,457
Price Range	$190K - $650K

5 Year View

Neighborhoods Cindy is Experienced In

East Panama City

1 Sale

Cindy's Recent Active Listings

$229,000
- 2 Beds
- 2 Baths
- 774 Sq Ft
1219 Navy Blvd

Unit 232

Panama City, FL
This adorable gem is located in beautiful Emerald Pointe Resort gated community. Fully furnished 2bed/2bath with so much to offer. Well equipped kitchen, dining area and breakfast bar. Spacious living room with sliding door to go out to large screened in back porch. Master bedroom has full bed, closet, drawer space and master bath has a tub/shower. Additional bedroom is a bunk room with full size

Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$327,500
- 2 Beds
- 2 Baths
- 1,447 Sq Ft
6500 Bridge Water Way

Unit 505

Panama City Beach, FL
*HIBISCUS BY THE BAY* One of the most beautiful and unique waterfront gated community in Panama City Beach. Luxury living with amazing views overlooking St. Andrews Bay. Spacious 2 Bedroom/2 full Bathroom, fully equipped kitchen with breakfast bar, large living room overlooking the bay, master bedroom is waterfront with sliding door access to the spacious balcony, master bath features tub,

Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$14,500
- Land
- 0.31 Acre
- $46,774 per Acre
11990 Ferndale St

Fountain, FL
Very nice corner lot. Ferndale is 2 lots. Convenient to Tyndall, Hwy 20, Econfina Creek and downtown Panama City.

Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$10,500
- Land
- 0.31 Acre
- $33,871 per Acre
12036 Magnolia St

Fountain, FL
Nice Fountain lot. This is 2 lots together. Convenient to Hwy 20, Tyndall, Downtown Panama City and Econfina Creek.

Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$14,500
- Land
- 0.31 Acre
- $46,774 per Acre
11941 Evergreen St

Fountain, FL
Very nice corner lot. Evergreen is 2 lots.convenient to Tyndall, Hwy 20, Econfina Creek and downtown Panama City

Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$199,900
- 2 Beds
- 2.5 Baths
- 1,120 Sq Ft
5007 Donalson Rd

Panama City, FL
Close to Tyndall this Amazing townhome is 2 BR/2.5 BA end unit and comes with extra driveway space that goes to detached 2 car garage, large U-shaped lot with privacy fence in back yard and no HOA fees. Great for primary home or rental investment as a short- or long-term rental. Living room, kitchen and dining area, plus the laundry room and a half bath on first floor. The kitchen is updated with

Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$545,000
- 2 Beds
- 2 Baths
- 1,286 Sq Ft
7205 Thomas Dr

Unit E-904

Panama City Beach, FL
'Gulf Front'' Beautiful Large Deluxe 2BR 2BA 1286 sq. ft. fully furnished condominium added bonus comes Garage Space. Tile flooring throughout and bedrooms have carpet. Fully equipped Kitchen w/breakfast bar. Wonderful Gulf Front views from large balcony, you can see the beach and 1 of 3 pools, great for *Relaxation*. Condo has updated cabinets, counters, closet doors, freshly painted including

Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$257,500
- 1 Bed
- 1 Bath
- 336 Sq Ft
8001 Surf Dr

Unit B10

Panama City, FL
Panama City Beach Get-Away! Cozy 1BR/1BA beautifully furnished and decorated just steps away to ''World's Most Beautiful Beaches''. Newer LVP flooring, tile bath and shiplap. Stingray has pool, kiddy pool, parking in front of building, extra parking across the street and onsite laundry. Short term rental can sleep 3. Dining, shopping, fishing, golf and entertainment within minutes away. All

Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$399,000
- 3 Beds
- 2.5 Baths
- 1,931 Sq Ft
9617 Indian Bluff Resort Ln

Youngstown, FL
*Waterfront* Deer Point Lake. Perfect for boating, kayaking, fishing, most any watersport right outside your back door. Home has been well maintained with 3BR/2.5BA and gorgeous views from almost every room. 1st. floor 2 Bedrooms, jack and Jill bathroom., fully equipped Kitchen with stainless steel appliances, half bath, dining and living room w/fireplace. 2nd floor large bedroom/bathroom and

Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

Recently Sold

$383,500

Sold Jun 29, 2026
- 3 Beds
- 2 Baths
- 1,975 Sq Ft
4014 Leeann Cir

Panama City, FL
- 4% Below List
- $194/SF
- 13 Days On Market
- Current Est. Value $402K
Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$459,183

Sold Jun 12, 2026
- 2 Beds
- 2 Baths
- 1,286 Sq Ft
7205 Thomas Dr

Unit 1104

Panama City Beach, FL
- 13% Below List
- $357/SF
- 369 Days On Market
Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$620,000

Sold Apr 20, 2026
- 2 Beds
- 2 Baths
- 1,380 Sq Ft
9450 S Thomas Dr

Unit 604BB

Panama City Beach, FL
- 5% Below List
- $449/SF
- 338 Days On Market
- Current Est. Value $609K
Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$469,000

Sold Feb 20, 2026
- 3 Beds
- 2 Baths
- 1,931 Sq Ft
109 Shadow Bay Dr

Panama City Beach, FL
- 1% Below List
- $243/SF
- 62 Days On Market
- Current Est. Value $466K
Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$482,000

Sold Feb 4, 2026
- 2 Beds
- 2 Baths
- 1,050 Sq Ft
7205 Thomas Dr

Unit E605

Panama City Beach, FL
- 1% Below List
- $459/SF
- 8 Days On Market
- Current Est. Value $478K
Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$469,000

Sold Jan 9, 2026
- 2 Beds
- 2 Baths
- 1,050 Sq Ft
7205 Thomas Dr

Unit E-905

Panama City Beach, FL
- 4% Below List
- $447/SF
- 26 Days On Market
Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$545,000

Sold Oct 1, 2025
- 4 Beds
- 3 Baths
- 2,908 Sq Ft
6504 Bridge Water Way

Unit PH-3

Panama City Beach, FL
- 14% Below List
- $187/SF
- 88 Days On Market
- Current Est. Value $593K
Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$370,000

Sold Jun 27, 2023
- 3 Beds
- 2 Baths
- 1,530 Sq Ft
112 Oleander Cir

Panama City Beach, FL
- 16% Below List
- $242/SF
- 262 Days On Market
- Current Est. Value $423K
Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

Awards and Designations

Chairman's Club
Code of Ethics and Leadership Award
REALTOR® of the Year
LTG - Leadership Training Graduate

Other Experience

Investments, Military Families, Luxury Homes, New Construction

Agent License: Florida #0615108

Cindy Armstrong Karr

(850) 788-0256

Homes for Sale by City

Cindy Armstrong Karr

About Cindy

Transaction History

Seller Deals

Buyer Deals

Production Over Time

1 Year View by Quarter

Seller Deals

Buyer Deals

Seller Deals

Buyer Deals

Production Over Time

5 Year View

Neighborhoods Cindy is Experienced In

Cindy's Listings and Deals

Cindy's Recent Active Listings

Recently Sold

Awards and Designations

Other Experience