Cindy Armstrong Karr Real Estate Agent - Berkshire Hathaway HomeServices Beach Properties of Florida

1219 Navy Blvd Unit 133, Panama City Beach, FL For Sale $214,900 - listed by Cindy Armstrong Karr — For Sale $214,900

Cindy Armstrong Karr listing agent for 4014 Leeann Cir, Panama City, FL - sold for $383,500 — Sold $383,500

3680 E County Highway 30a Unit 4, Santa Rosa Beach, FL For Sale $849,900 - listed by Cindy Armstrong Karr — For Sale $849,900

Cindy Armstrong Karr buyer's agent for 15817 Front Beach Rd Unit 2-1102, Panama City Beach, FL - sold for $650,000 — Sold $650,000

6829 Thomas Dr Unit 418, Panama City Beach, FL For Sale $269,000 - listed by Cindy Armstrong Karr — For Sale $269,000

Cindy Armstrong Karr

Panama City Beach FL

Berkshire Hathaway HomeServices Beach Properties of Florida

21 Closed Sales

$9.1M Total Value

$339.9K - $650K Price Range

$434.6K Average Price

Prior 5 years

About Cindy

In 2000, I became a Realtor in Beautiful Florida's Emerald Coast. Most of my experience is working with Buyers and Sellers. Primary Homes, Second Homes and Investment Properties. Previously, I was in the Property Management / on site Real Estate Sales with Condominiums. Background in HOA's and Rentals.

Customer satisfaction with all aspects of Buying and Selling is my #1 goal.

I have been Chairman of Communications for Bay County Association of Realtors, 2014 Chair of the Leadership Committee, 2013 President Award from Bay County Association of Realtors, 2014 Realtor of the year from Bay County Association of Realtors.

Also, member of Emerald Coast Association of Realtors. Selling/Listing in Bay and Walton County/30A

Home Types: House, Condo, Townhouse

Years of Experience: 31

Transaction History

1 Year
2 Year
5 Year

Seller Deals
Total Deals	6
Total Value	$2,968,500
Average Sale Price	$494,750
Price Range	$384K - $620K

Buyer Deals
Total Deals	11
Total Value	$4,494,394
Average Sale Price	$408,581
Price Range	$190K - $650K

1 Year View by Quarter

Seller Deals
Total Deals	6
Total Value	$2,968,500
Average Sale Price	$494,750
Price Range	$384K - $620K

Buyer Deals
Total Deals	11
Total Value	$4,494,394
Average Sale Price	$408,581
Price Range	$190K - $650K

Seller Deals
Total Deals	7
Total Value	$3,338,500
Average Sale Price	$476,929
Price Range	$370K - $620K

Buyer Deals
Total Deals	14
Total Value	$5,788,394
Average Sale Price	$413,457
Price Range	$190K - $650K

5 Year View

Areas Cindy is Experienced In

Panama City Beach

14 Sales
Panama City

9 Sales
Lower Grand Lagoon

4 Sales
Lynn Haven

2 Sales
Upper Grand Lagoon

2 Sales
East Panama City

1 Sale

Cindy's Listings and Deals

Cindy's Recent Active Listings

$214,900
- 2 Beds
- 2 Baths
- 692 Sq Ft
1219 Navy Blvd

Unit 133

Panama City Beach, FL
*Emerald Pointe Resort* a beautiful, gated community. Amazing 2BR/2BA beautifully furnished beach home with large open Living room, fully equipped kitchen, breakfast bar, dining area, large screened in back patio and covered 2 car parking. Freshly painted, painted cabinets with new hardware. Updates included in the Kitchen: stainless-steel appliances, backsplash, quartz countertops, kitchen sink

Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$849,900
- 2 Beds
- 2.5 Baths
- 1,732 Sq Ft
3680 E County Highway 30a

Unit 4

Santa Rosa Beach, FL
Own your own piece of paradise in beautiful Santa Rosa Beach. Amazing 3-bedroom, 2.5 -bathroom townhome. This spacious retreat with over 1700 sq. ft. Spacious primary bedroom with king bed and sitting area. Additional sleeping areas include twin-over -double bunk bed, murphy bed, and twin bedroom for a tranquil night's sleep. Large open living room includes a cozy sofa bed for additional space,

Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$269,000
- 1 Bed
- 1 Bath
- 565 Sq Ft
6829 Thomas Dr

Unit 418

Panama City Beach, FL
Coastal Charm + Investment Ready Welcome to your perfect Panama City Beach retreat or income-producing gem! This well maintained 1-bedroom, 1-bath condo is tucked within the sought-after Sunswept community, just steps from the sugar-white sands and sparkling shoreline. Beautifully furnished and updated. Australian bamboo wood floors, freshly painted, newer HVAC and water heater, this turnkey unit

Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$209,900
- 2 Beds
- 2 Baths
- 774 Sq Ft
1219 Navy Blvd

Unit 232

Panama City, FL
This adorable gem is located in beautiful Emerald Pointe Resort gated community. Fully furnished 2bed/2bath with so much to offer. Well equipped kitchen, dining area and breakfast bar. Spacious living room with sliding door to go out to large screened in back porch. Master bedroom has full bed, closet, drawer space and master bath has a tub/shower. Additional bedroom is a bunk room with full size

Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$14,500
- Land
- 0.31 Acre
- $46,774 per Acre
11990 Ferndale St

Fountain, FL
Very nice corner lot. Ferndale is 2 lots. Convenient to Tyndall, Hwy 20, Econfina Creek and downtown Panama City.

Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$10,500
- Land
- 0.31 Acre
- $33,871 per Acre
12036 Magnolia St

Fountain, FL
Nice Fountain lot. This is 2 lots together. Convenient to Hwy 20, Tyndall, Downtown Panama City and Econfina Creek.

Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$14,500
- Land
- 0.31 Acre
- $46,774 per Acre
11941 Evergreen St

Fountain, FL
Very nice corner lot. Evergreen is 2 lots.convenient to Tyndall, Hwy 20, Econfina Creek and downtown Panama City

Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$199,900
- 2 Beds
- 2.5 Baths
- 1,120 Sq Ft
5007 Donalson Rd

Panama City, FL
Close to Tyndall this Amazing townhome is 2 BR/2.5 BA end unit and comes with extra driveway space that goes to detached 2 car garage, large U-shaped lot with privacy fence in back yard and no HOA fees. Great for primary home or rental investment as a short- or long-term rental. Living room, kitchen and dining area, plus the laundry room and a half bath on first floor. The kitchen is updated with

Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$525,000
- 2 Beds
- 2 Baths
- 1,286 Sq Ft
7205 Thomas Dr

Unit E-904

Panama City Beach, FL
'Gulf Front'' Beautiful Large Deluxe 2BR 2BA 1286 sq. ft. fully furnished condominium added bonus comes Garage Space. Tile flooring throughout and bedrooms have carpet. Fully equipped Kitchen w/breakfast bar. Wonderful Gulf Front views from large balcony, you can see the beach and 1 of 3 pools, great for *Relaxation*. Condo has updated cabinets, counters, closet doors, freshly painted including

Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

Recently Sold

$383,500

Sold Jun 29, 2026
- 3 Beds
- 2 Baths
- 1,975 Sq Ft
4014 Leeann Cir

Panama City, FL
- 4% Below List
- 13 Days On Market
- $194/SF
- Current Est. Value $399K
Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$620,000

Sold Apr 20, 2026
- 2 Beds
- 2 Baths
- 1,380 Sq Ft
9450 S Thomas Dr

Unit 604BB

Panama City, FL
- 5% Below List
- 338 Days On Market
- $449/SF
- Current Est. Value $616K
Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$469,000

Sold Feb 20, 2026
- 3 Beds
- 2 Baths
- 1,931 Sq Ft
109 Shadow Bay Dr

Panama City Beach, FL
- 1% Below List
- 62 Days On Market
- $243/SF
- Current Est. Value $467K
Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$482,000

Sold Feb 4, 2026
- 2 Beds
- 2 Baths
- 1,050 Sq Ft
7205 Thomas Dr

Unit E605

Panama City, FL
- 1% Below List
- 8 Days On Market
- $459/SF
- Current Est. Value $479K
Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$469,000

Sold Jan 9, 2026
- 2 Beds
- 2 Baths
- 1,050 Sq Ft
7205 Thomas Dr

Unit E-905

Panama City Beach, FL
- 4% Below List
- 26 Days On Market
- $447/SF
Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$545,000

Sold Oct 1, 2025
- 4 Beds
- 3 Baths
- 2,908 Sq Ft
6504 Bridge Water Way

Unit PH-3

Panama City Beach, FL
- 14% Below List
- 88 Days On Market
- $187/SF
- Current Est. Value $564K
Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

$370,000

Sold Jun 27, 2023
- 3 Beds
- 2 Baths
- 1,530 Sq Ft
112 Oleander Cir

Panama City Beach, FL
- 16% Below List
- 262 Days On Market
- $242/SF
- Current Est. Value $419K
Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

Awards and Designations

Chairman's Club
Code of Ethics and Leadership Award
REALTOR® of the Year
LTG - Leadership Training Graduate

Other Experience

Investments, Military Families, Luxury Homes, New Construction

Agent License: Florida #0615108

Cindy Armstrong Karr

(850) 788-0256

Nearby Homes

Cindy Armstrong Karr

About Cindy

Transaction History

Seller Deals

Buyer Deals

Production Over Time

1 Year View by Quarter

Seller Deals

Buyer Deals

Seller Deals

Buyer Deals

Production Over Time

5 Year View

Areas Cindy is Experienced In

Cindy's Listings and Deals

Cindy's Recent Active Listings

Recently Sold

Awards and Designations

Other Experience