Joan McCullough

As a local expert in The Palm Coast area luxury real estate market, Joan serves buyers and sellers with unprecedented community knowledge and impeccable customer service. Joan lives and works in The Hammock as a full-time agent who is direct and readily available. She knows this community from the inside out, having been a property owner and members of Hammock Beach for years. Joan is a seasoned negotiators who provides a seamless experience for all her clients.

As a former small business entrepreneur, Joan has a substantial background in sales and marketing and a sincere appreciation for the team approach. A long-time resident, Joan purchased her first Hammock Beach property in 1997 as a founding member. She lives in and works full-time at Yacht Harbor Village, a Hammock Beach property. Licensed since 2012, Joan excels at getting the best deal for her customers and has a trusted circle of industry resources. She understands both the emotions and the facts of home buying and provides detailed focus and unwavering integrity to all her clients. As a former PTA mom, a competitive athlete, and a proud “Jojo” to three grandsons, Joan knows how to gather resources to manage each real estate transaction with the strength of a finely tuned rowing team striving for the finish line. Joan holds a bachelor’s degree in business from UMass, and her wicked-good Boston accent is always a conversation starter.


Joan is a family-first agent. If she is not helping clients with real estate needs, Joan enjoys all the benefits of The Hammock and Palm Coast. She lives the lifestyle and believes in the communities served. Joan enjoys golf and has been rowing crew competitively for over 20 years. She strives to enhance the community by giving back. Joan is active on the board at Yacht Harbor and served as a mentor at Flagler Public High School.

If you dream of living in The Hammock, a world-class, luxurious haven with many opportunities for an active lifestyle or anywhere in Palm Coast, contact Joan McCullough. No one knows the market better than Joan McCullough!