Joyce Ugarte

Committed to Creating Clients for Life
Joyce has been a residential Realtor® for over thirteen years. She specializes in giving her clients, both sellers and buyers, personalized professional service. With Joyce's knowledge of real estate and negotiating skills, the end result is a smoother transaction for her clients. Joyce works with her clients as a "team" to ensure they achieve their goals!

Any move, whether within a metropolitan area or across the country, can be very stressful. Joyce always strives to alleviate those anxious feelings and makes the selling or home-buying experience as stress-free as possible.

Joyce has assisted a number of sellers and buyers with the downsizing process and she also has assisted both experienced and first-time home buyers, in every case providing her clients with the expert support they need to arrive at a successful closing. Joyce understands no two transactions are alike. Each presents unique challenges. She has the knowledge and experience to help her clients surmount those challenges.

As the real estate market is ever-changing, Joyce believes that, in order to best assist her clients, it is important that she remain a life-long learner. Her Professional Education and Designations consist of the following:

Senior Real Estate Specialist (SRES)
Residential Real Estate Specialist (RRES)
Seller Representative Specialist (SRS)
Pricing Strategy Advisor Certification (PSA)
Professional Property Stager
Cartus Network Affinity Specialist (CNAS)
Certified Probate Real Estate Specialist (CPRES)
Bachelor of Arts Degree in Education: Taught Math and Science

Joyce is the recipient of the Coldwell Banker Realty Outstanding Service Award 2013, 2016 and has received several production awards. She is a participating agent with AARP Real Estate Benefits from Anywhere, trained to work with AARP members, and a certified Navy Federal Credit Union agent.

IL License: 475.191810
MO LIcense: 2010040655