As both a licensed Realtor® and Loan Officer serving the Bay Area, I help clients navigate financing and the purchase in one seamless process — no handoffs, no delays, no surprises at underwriting.
With over 20 years in real estate, I bring hands-on expertise across the full range of financing scenarios Bay Area buyers actually face: competitive multiple-offer situations, jumbo and Stated Income loan programs, Conventional/FHA/VA loans, first-time buyer and down payment assistance programs, cash-offer and bridge financing strategies, investment property financing, and new construction financing. I also work regularly with self-employed and non-traditional income borrowers — RSU income, 1099 contractors, and startup equity — which is common among Bay Area tech professionals but trips up a lot of standard loan processes.
Because I control both sides of the transaction, I've helped clients close in as little as 14 days.
I'm based in Pleasanton, CA with Excel Realty and Mortgage, offering responsive, hands-on service to buyers and sellers throughout the Bay Area — whether you need an agent who listens closely to what you're looking for, or one who knows how to market a property to sell fast and for top dollar.
Home Types:
House, Multifamily, Condo, Lot/Land, Townhouse
Languages Spoken:
English, Hindi, Punjabi
Years of Experience:
21
