About Matt
As an accomplished Real Estate Broker and Mortgage Loan Broker, I bring decades of experience, a proven track record, and a client-first approach to every transaction. I serve buyers, sellers, and investors with precision, professionalism, and market insight across the most sought-after locations in California.
Whether you’re seeking a primary residence, vacation home, investment property, or commercial asset, I provide end-to-end services tailored to your unique needs. My expertise covers residential, commercial, luxury, multifamily, investment, and development properties—ensuring that no matter your real estate goals, you have a trusted advocate and advisor at your side.
Areas Served
From vibrant urban hubs to serene coastal retreats, my reach extends throughout:
Southern California: San Diego, Los Angeles, Orange, Riverside, and San Bernardino Counties
Central & Coastal California: Santa Cruz, Santa Barbara, and San Luis Obispo Counties
Statewide: I assist clients with buying and selling anywhere in California through my extensive broker and lender network.
Mortgage Expertise & Lending Partnerships
In addition to my real estate brokerage services, I am an experienced Mortgage Loan Broker, exclusively partnered with ROCKET MORTGAGE and a network of top-tier lenders including ACRA for DSCR (Debt Service Coverage Ratio) and Non-QM (Non-Qualified Mortgage) programs, plus several other specialized financing partners.
This means my clients have access to:
Verified Loan Approvals for stronger offers and faster closings
DSCR Loans for real estate investors, qualifying based on rental income, not personal income
Non-QM Loans for self-employed borrowers, foreign nationals, and unique financial situations
VA, FHA, Conventional & Jumbo loan products tailored to your needs
Bridge & Private Money Loans for time-sensitive opportunities
By combining real estate negotiation skills with direct lending capabilities, I help clients streamline the buying and selling process while securing the most competitive financing available.
Client-Centered Approach
Every client’s goals are unique, and I take the time to truly listen to your needs, preferences, and timelines. From your first consultation to closing—and beyond—I provide:
Comprehensive market analysis and property evaluations
Strategic marketing campaigns for sellers, including high-quality photography, staging advice, and multi-platform exposure
Skilled negotiation to protect your financial interests
Guidance through the entire escrow and loan process, ensuring a smooth, stress-free experience
Why Work With Me
30+ years of industry experience in real estate, lending, and investment
Licensed California Real Estate Broker (DRE #01153470)
Licensed Mortgage Loan Originator (NMLS #1986483)
Exclusive mortgage partnership with Rocket Mortgage and other leading lenders
Proven success across residential, commercial, and investment markets
Veteran-frien
Transaction History
- 1 Year
- 2 Year
- 5 Year
Neighborhoods Matt is Experienced In
Matt's Listings and Deals
Matt's Active Listings
Awards and Designations
- NAR - National Association of Realtors
Other Experience
Matt's Reviews
10/22/25Lamar Arrington
I had to sell my house in a hurry contracted Matt out of the blue and he was working the same day to get it done. The best part was the communication I live in VEGAS my house was in San Diego,we both was on the same page right away he really took the stress out of selling my house I would definitely recommend his services.
8/25/25Andrew Baptist
Matt Roth is a awesome realtor. Matt went above and beyond to make sure that the property that was purchased was a good deal. This is the only realtor that I have seen talk you out of a deal because it would have been a legal headache to deal with. Matt is not in it just to make a sell. He makes sure that his clients will be happy with their purchase. He is very informative and he does tons of research on the property to make sure his clients is not surprised after the purchase. Very trustworthy person and I will be doing more transactions with him in the future. If you are looking for someone that you can trust with your real estate needs look no further Matt Roth is the guy to go with.
5/15/25Gloria Magid
Matt was my broker for the purchase of my new home in El Cerrito CA. He is local to the San Diego area, as I was, but he drove out to the Bay area to help me look for a house that met my criteria. He also walked me through the Escrow process and helped me inspect the homes and process the information provided by the sellers. His help was priceless - I believe I could not have found and purchased my new home so quickly and efficiently without him - I would probably still be looking!