About Matt
As an accomplished Real Estate Broker and Mortgage Loan Broker, I bring decades of experience, a proven track record, and a client-first approach to every transaction. I serve buyers, sellers, and investors with precision, professionalism, and market insight across the most sought-after locations in California.
Whether you’re seeking a primary residence, vacation home, investment property, or commercial asset, I provide end-to-end services tailored to your unique needs. My expertise covers residential, commercial, luxury, multifamily, investment, and development properties—ensuring that no matter your real estate goals, you have a trusted advocate and advisor at your side.
Areas Served
From vibrant urban hubs to serene coastal retreats, my reach extends throughout:
Southern California: San Diego, Los Angeles, Orange, Riverside, and San Bernardino Counties
Central & Coastal California: Santa Cruz, Santa Barbara, and San Luis Obispo Counties
Statewide: I assist clients with buying and selling anywhere in California through my extensive broker and lender network.
Mortgage Expertise & Lending Partnerships. I have also sold homes in San Francisco Bay Area, Oakland, San Jose, and more!
In addition to my real estate brokerage services, I am an experienced Mortgage Loan Broker, exclusively partnered with ROCKET MORTGAGE and a network of top-tier lenders including ACRA and American Heritage Lending for INVESTOR DSCR (Debt Service Coverage Ratio) and Non-QM (Non-Qualified Mortgage) programs, plus several other specialized financing partners.
This means my clients have access to:
- Verified Loan Approvals for stronger offers and faster closings
- DSCR Loans for real estate investors, qualifying based on rental income, not personal income
- Non-QM Loans for self-employed borrowers, foreign nationals, and unique financial situations
- VA, FHA, Conventional & Jumbo loan products tailored to your needs
- Bridge & Private Money Loans for time-sensitive opportunities
By combining real estate negotiation skills with direct lending capabilities, I help clients streamline the buying and selling process while securing the most competitive financing available.
CLIENT-CENTERED APPROACH
- Every client’s goals are unique, and I take the time to truly listen to your needs, preferences, and timelines. From your first consultation to closing—and beyond—I provide:
- Comprehensive market analysis and property evaluations
- Strategic marketing campaigns for sellers, including high-quality photography, staging advice, and multi-platform exposure
- Skilled negotiation to protect your financial interests
- Guidance through the entire escrow and loan process, ensuring a smooth, stress-free experience.
WHY WORK WITH ME?
30+ years of industry experience in real estate, lending, and investment
Licensed California Real Estate Broker (DRE #01153470)
Licensed Mortgage Loan Originator (NMLS #1986483)
Exclusive mortgage partnership with Rocket Mortgage and other leading lenders
Proven success across residential, commercial, and investment markets
Veteran-friendly.
Transaction History
- 1 Year
- 2 Year
- 5 Year
Neighborhoods Matt is Experienced In
Matt's Listings and Deals
Matt's Active Listings
Awards and Designations
- Top REALTOR®
- NAR - National Association of Realtors
Other Experience
Matt's Reviews
3/26/26Ray Penrod
Matt Roth is a good real estate agent and good at marketing and a nice guy. He has many years experience.
3/19/26staley pitts
We had an outstanding experience working with Matt. He guided us through our 1031 exchange seamlessly—from the sale of our original home to the purchase of our new one. Everything went smooth and the Prices moved faster than we ever imagined. Matt was persistent, professional, and truly had our best interest in the forefront. He found my wife and I a home that was just what we were looking for and even better. Through out the entire journey, he kept us informed, on track, and always made sure we felt confident and supported. We are so grateful for his hard work and would highly reengineer him to anyone looking for a reliable and exceptional broker. Thank you Matt!!
2/28/26Pena Belinda
My husband and had a 1031 deferred exchange house. We had an outstanding experience working with our Real Estate agent/Broker Matt Roth . Our Rental property was sold successfully and he helped us find another delightful property. We found the perfect home with a beautiful view. We have felt supported, informed and protected. We are now going through Escrow and feel very confident it will be successful with Matt on our side. We highly recommend him to anyone buying, selling or navigating a 1031 exchange.
- Newest Listings in San Diego
- Newest Listings in Spring Valley
- Newest Listings in Lemon Grove
- Newest Listings in Casa de Oro-Mount Helix
- Newest Listings in El Cajon
- Newest Listings in La Presa
- Newest Listings in Rancho San Diego
- Newest Listings in Santee
- Newest Listings in Bonita
- Newest Listings in Winter Gardens
- Newest Listings in Lakeside
- Newest Listings in National City
- Newest Listings in Jamul
- Newest Listings in Chula Vista
- Newest Listings in Crest
- Newest Listings in Calexico
- Newest Listings in Coronado
- New Homes in San Diego
- New Homes in Spring Valley
- New Homes in Lemon Grove
- New Homes in Casa de Oro-Mount Helix
- New Homes in El Cajon
- New Homes in La Presa
- New Homes in Rancho San Diego
- New Homes in Santee
- New Homes in Bonita
- New Homes in Winter Gardens
- New Homes in Lakeside
- New Homes in National City
- New Homes in Jamul
- New Homes in Chula Vista
- New Homes in Crest
- New Homes in Calexico
- New Homes in Coronado
- New Communities in San Diego
- New Communities in Spring Valley
- New Communities in Lemon Grove
- New Communities in Casa de Oro-Mount Helix
- New Communities in El Cajon
- New Communities in La Presa
- New Communities in Rancho San Diego
- New Communities in Santee
- New Communities in Bonita
- New Communities in Winter Gardens
- New Communities in Lakeside
- New Communities in National City
- New Communities in Jamul
- New Communities in Chula Vista
- New Communities in Crest
- New Communities in Calexico
- New Communities in Coronado