MATT ROTH
36
Closed Sales
$24.9M
Total Value
$295K - $2.1M
Price Range
$692.6K
Average Price
Prior five years
About Matt
WELCOME TO THE DYNAMIC WORLD OF CALIFORNIA REAL ESTATE!
As an accomplished Real Estate Broker and Mortgage Loan Broker, I bring decades of experience, a proven track record, and a client-first approach to every transaction. I serve buyers, sellers, and investors with precision, professionalism, and market insight across the most sought-after locations in California.
Whether you’re seeking a primary residence, vacation home, investment property, or commercial asset, I provide end-to-end services tailored to your unique needs. My expertise covers residential, commercial, luxury, multifamily, investment, and development properties—ensuring that no matter your real estate goals, you have a trusted advocate and advisor at your side.
Areas Served
From vibrant urban hubs to serene coastal retreats, my reach extends throughout:
Southern California: San Diego, Los Angeles, Orange, Riverside, and San Bernardino Counties
Central & Coastal California: Santa Cruz, Santa Barbara, and San Luis Obispo Counties
Statewide: I assist clients with buying and selling anywhere in California through my extensive broker and lender network.
Mortgage Expertise & Lending Partnerships. I have also sold homes in San Francisco Bay Area, Oakland, San Jose, and more!
In addition to my real estate brokerage services, I am an experienced Mortgage Loan Broker, exclusively partnered with ROCKET MORTGAGE and a network of top-tier lenders including ACRA and American Heritage Lending for INVESTOR DSCR (Debt Service Coverage Ratio) and Non-QM (Non-Qualified Mortgage) programs, plus several other specialized financing partners.
This means my clients have access to:
- Verified Loan Approvals for stronger offers and faster closings
- DSCR Loans for real estate investors, qualifying based on rental income, not personal income
- Non-QM Loans for self-employed borrowers, foreign nationals, and unique financial situations
- VA, FHA, Conventional & Jumbo loan products tailored to your needs
- Bridge & Private Money Loans for time-sensitive opportunities
By combining real estate negotiation skills with direct lending capabilities, I help clients streamline the buying and selling process while securing the most competitive financing available.
CLIENT-CENTERED APPROACH
- Every client’s goals are unique, and I take the time to truly listen to your needs, preferences, and timelines. From your first consultation to closing—and beyond—I provide:
- Comprehensive market analysis and property evaluations
- Strategic marketing campaigns for sellers, including high-quality photography, staging advice, and multi-platform exposure
- Skilled negotiation to protect your financial interests
- Guidance through the entire escrow and loan process, ensuring a smooth, stress-free experience.
WHY WORK WITH ME?
30+ years of industry experience in real estate, lending, and investment
Licensed California Real Estate Broker (DRE #01153470)
Licensed Mortgage Loan Originator (NMLS #1986483)
Exclusive mortgage partnership with Rocket Mortgage and other leading lenders
Proven success across residential, commercial, and investment markets
Veteran-friendly.
As an accomplished Real Estate Broker and Mortgage Loan Broker, I bring decades of experience, a proven track record, and a client-first approach to every transaction. I serve buyers, sellers, and investors with precision, professionalism, and market insight across the most sought-after locations in California.
Whether you’re seeking a primary residence, vacation home, investment property, or commercial asset, I provide end-to-end services tailored to your unique needs. My expertise covers residential, commercial, luxury, multifamily, investment, and development properties—ensuring that no matter your real estate goals, you have a trusted advocate and advisor at your side.
Areas Served
From vibrant urban hubs to serene coastal retreats, my reach extends throughout:
Southern California: San Diego, Los Angeles, Orange, Riverside, and San Bernardino Counties
Central & Coastal California: Santa Cruz, Santa Barbara, and San Luis Obispo Counties
Statewide: I assist clients with buying and selling anywhere in California through my extensive broker and lender network.
Mortgage Expertise & Lending Partnerships. I have also sold homes in San Francisco Bay Area, Oakland, San Jose, and more!
In addition to my real estate brokerage services, I am an experienced Mortgage Loan Broker, exclusively partnered with ROCKET MORTGAGE and a network of top-tier lenders including ACRA and American Heritage Lending for INVESTOR DSCR (Debt Service Coverage Ratio) and Non-QM (Non-Qualified Mortgage) programs, plus several other specialized financing partners.
This means my clients have access to:
- Verified Loan Approvals for stronger offers and faster closings
- DSCR Loans for real estate investors, qualifying based on rental income, not personal income
- Non-QM Loans for self-employed borrowers, foreign nationals, and unique financial situations
- VA, FHA, Conventional & Jumbo loan products tailored to your needs
- Bridge & Private Money Loans for time-sensitive opportunities
By combining real estate negotiation skills with direct lending capabilities, I help clients streamline the buying and selling process while securing the most competitive financing available.
CLIENT-CENTERED APPROACH
- Every client’s goals are unique, and I take the time to truly listen to your needs, preferences, and timelines. From your first consultation to closing—and beyond—I provide:
- Comprehensive market analysis and property evaluations
- Strategic marketing campaigns for sellers, including high-quality photography, staging advice, and multi-platform exposure
- Skilled negotiation to protect your financial interests
- Guidance through the entire escrow and loan process, ensuring a smooth, stress-free experience.
WHY WORK WITH ME?
30+ years of industry experience in real estate, lending, and investment
Licensed California Real Estate Broker (DRE #01153470)
Licensed Mortgage Loan Originator (NMLS #1986483)
Exclusive mortgage partnership with Rocket Mortgage and other leading lenders
Proven success across residential, commercial, and investment markets
Veteran-friendly.
Home Types:
Condo, House, Townhouse, MultiFamily, Manufactured, Commercial
Languages Spoken:
English, French, Spanish
Years of Experience:
28
Education:
Bachelor of Arts in International Business w/FRENCH and Eurpoean History - SDSU
Transaction History
- 1 Year
- 2 Year
- 5 Year
Neighborhoods Matt is Experienced In
Matt's Listings and Deals
Matt's Active Listings
Awards and Designations
- Top REALTOR®
- NAR - National Association of Realtors
Other Experience
Distressed Properties, First Time Home Buyers, Investments, Luxury Homes, Military Families, New Construction, Senior Communities, Short Sales, Veteran Programs
Matt's Reviews
12/2/25Hope Campbell
I am so lucky I called Matt!!! Having been in the business, he is the most knowledgeable, helpful, and friendly broker I have worked with.
11/21/25Angelica Gonzalez
Matt is a great realtor and helped us find the perfect house. He’s very professional and answered all of our questions quickly. Thank you for everything Matt!!
11/13/25DaN DaNiLO
Math is a great realtor who helped me find a great place to live in La Mesa. He also helped me get approved for a loan with rocket mortgage. He does everything all in one I highly recommend Him as a realtor and a mortgage loan broker.